Barclays PLC is global financial services provider. The Company operates in eight segments: UK Retail and Business Banking is a United Kingdom high street bank providing retail banking services, general insurance and business banking services. Europe Retail and Business Banking provides retail banking and business banking services in Spain, Italy, Portugal and France. Africa Retail and Business Banking provides retail services across Africa and the Indian Ocean. Barclaycard is an international payments services provider for consumer and business customers including credit cards and consumer lending. Investment Bank provides financial advisory, capital-raising, financing and risk management services. Corporate Banking provides integrated banking solutions. Wealth and Investment Management provides international and private banking, investment management, fiduciary services and brokerage. Head Office Functions and Other Operations comprise head office and central support functions.