An fully integrated on-line frequency award program is disclosed. A user may access the program on-line and may browse a product catalog for shopping. The user may electronically place an order, upon which the program automatically checks the user's credit and electronically issues a purchase order to...http://www.google.co.uk/patents/US6578012?utm_source=gb-gplus-sharePatent US6578012 - Fully integrated, on-line interactive frequency and award redemption program