A combination bank/calling card and method for personal telephone, merchant and bank transactions is described. The bank/phone card is similar to a debit/credit card that can be used as a debit or credit card and a telephone card which utilizes a single account number. As a telephone card, a user would...http://www.google.co.uk/patents/US6830178?utm_source=gb-gplus-sharePatent US6830178 - Combination bank/phone card and method
