WO2002008850A3 - System and method for cardless secure credit transaction processing - Google Patents

System and method for cardless secure credit transaction processing Download PDF

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Publication number
WO2002008850A3
WO2002008850A3 PCT/IB2001/001675 IB0101675W WO0208850A3 WO 2002008850 A3 WO2002008850 A3 WO 2002008850A3 IB 0101675 W IB0101675 W IB 0101675W WO 0208850 A3 WO0208850 A3 WO 0208850A3
Authority
WO
WIPO (PCT)
Prior art keywords
image
fingerprint
minutiae
core point
detected
Prior art date
Application number
PCT/IB2001/001675
Other languages
French (fr)
Other versions
WO2002008850A2 (en
Inventor
Young Wan Kim
Original Assignee
Young Wan Kim
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Young Wan Kim filed Critical Young Wan Kim
Priority to EP01963340A priority Critical patent/EP1311932A2/en
Priority to JP2002514486A priority patent/JP2004505340A/en
Priority to AU84360/01A priority patent/AU8436001A/en
Publication of WO2002008850A2 publication Critical patent/WO2002008850A2/en
Publication of WO2002008850A3 publication Critical patent/WO2002008850A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V10/00—Arrangements for image or video recognition or understanding
    • G06V10/40—Extraction of image or video features
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/12—Fingerprints or palmprints
    • G06V40/1347—Preprocessing; Feature extraction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically

Abstract

In one embodiment, the system and device of the present invention extracts unique numerical information from a fingerprint. A fingerprint is first scanned and the scanned image is enhanced. The blurred area of the image is restored and the enhanced image is binarized. The binarized image is then thinned. A core point in the image is detected and minutiae within a given radius from the core point are detected. A number is then extracted from the image by computing relation of minutiae to the core point. In one embodiment, the present invention provides a computer data encryption/decryption device and program that uses a fingerprint minutiae generated password to encrypt/decrypt credit card information before sending the information over a computer network. The system uses the finger print along with a public key infrastructure (PKI) and some image processing to ensure the security of the user's accounts.
PCT/IB2001/001675 2000-07-19 2001-07-19 System and method for cardless secure credit transaction processing WO2002008850A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
EP01963340A EP1311932A2 (en) 2000-07-19 2001-07-19 System and method for cardless secure credit transaction processing
JP2002514486A JP2004505340A (en) 2000-07-19 2001-07-19 System and method for cardless secure credit transaction processing
AU84360/01A AU8436001A (en) 2000-07-19 2001-07-19 System and method for cardless secure credit transaction processing

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US21920900P 2000-07-19 2000-07-19
US60/219,209 2000-07-19

Publications (2)

Publication Number Publication Date
WO2002008850A2 WO2002008850A2 (en) 2002-01-31
WO2002008850A3 true WO2002008850A3 (en) 2002-05-02

Family

ID=22818318

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2001/001675 WO2002008850A2 (en) 2000-07-19 2001-07-19 System and method for cardless secure credit transaction processing

Country Status (7)

Country Link
US (1) US20020018585A1 (en)
EP (1) EP1311932A2 (en)
JP (1) JP2004505340A (en)
KR (1) KR20030005157A (en)
CN (1) CN1388946A (en)
AU (1) AU8436001A (en)
WO (1) WO2002008850A2 (en)

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Also Published As

Publication number Publication date
AU8436001A (en) 2002-02-05
KR20030005157A (en) 2003-01-17
CN1388946A (en) 2003-01-01
EP1311932A2 (en) 2003-05-21
WO2002008850A2 (en) 2002-01-31
JP2004505340A (en) 2004-02-19
US20020018585A1 (en) 2002-02-14

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