WO2001020445B1 - Method and system for redeeming product marketing rebates - Google Patents

Method and system for redeeming product marketing rebates

Info

Publication number
WO2001020445B1
WO2001020445B1 PCT/US2000/025462 US0025462W WO0120445B1 WO 2001020445 B1 WO2001020445 B1 WO 2001020445B1 US 0025462 W US0025462 W US 0025462W WO 0120445 B1 WO0120445 B1 WO 0120445B1
Authority
WO
WIPO (PCT)
Prior art keywords
consumer
rebate
designated
data record
transaction
Prior art date
Application number
PCT/US2000/025462
Other languages
French (fr)
Other versions
WO2001020445A9 (en
WO2001020445A1 (en
Inventor
Edward A Devlin
Chris Quinlan
Original Assignee
Edward A Devlin
Chris Quinlan
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to AU75860/00A priority Critical patent/AU778806B2/en
Priority to JP2001523956A priority patent/JP2003509765A/en
Priority to NZ518271A priority patent/NZ518271A/en
Priority to EP00965082A priority patent/EP1242866A4/en
Application filed by Edward A Devlin, Chris Quinlan filed Critical Edward A Devlin
Priority to MXPA02002953A priority patent/MXPA02002953A/en
Priority to EA200200364A priority patent/EA004001B1/en
Priority to BR0014043-0A priority patent/BR0014043A/en
Priority to IL14871400A priority patent/IL148714A0/en
Priority to CA002383067A priority patent/CA2383067A1/en
Publication of WO2001020445A1 publication Critical patent/WO2001020445A1/en
Publication of WO2001020445B1 publication Critical patent/WO2001020445B1/en
Priority to NO20021240A priority patent/NO331117B1/en
Priority to US10/098,948 priority patent/US8346600B2/en
Publication of WO2001020445A9 publication Critical patent/WO2001020445A9/en
Priority to AU2005201285A priority patent/AU2005201285B2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/201—Price look-up processing, e.g. updating
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0215—Including financial accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0224—Discounts or incentives, e.g. coupons or rebates based on user history
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0225—Avoiding frauds
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0234—Rebates after completed purchase
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0235—Discounts or incentives, e.g. coupons or rebates constrained by time limit or expiration date
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0236—Incentive or reward received by requiring registration or ID from user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241—Advertisements
    • G06Q30/0251—Targeted advertisements
    • G06Q30/0267—Wireless devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures

Abstract

A system and method for processing product marketing rebate claims submitted by a consumer in satisfaction of a rebate offer, the consumer having purchased designated products in a qualified transaction recorded by a point-of-sale data processing and storage system that issues a receipt containing a corresponding transaction serial number (100). The method comprises providing a designated site of a computer information network (110) and accesible by the consumer, and receiving a rebate claim on the designated site. The rebate claim comprises (i) the transaction serial number corresponding to the qualified transaction, and (ii) identifying information corresponding to the consumer. The transaction serial number and the identifying information is stored as a stored data record (130). An electronic file transfer is received from the point-of-sale data processing and storage system comprising purchase data records, each record comprising the list of products purchased and the transaction serial number for a qualified transaction in which at least one designated product was purchased (140). Each stored data record is associated with a purchase data record having an identical serial number, and the records are processed to validate the rebate claim (150). Finally, the value of the rebate offer is transferred to the consumer (160). Consumer access by the designated site may be via the global computer information network or by telephone, and may also optionally integrate paper-based and smart/credit/debit-card-based rebate claims. A system for performing the above method is also claimed, as is a method for making a rebate claim prior to or simultaneously with a purchase.

Claims

AMENDED CLAIMS
[received by the International Bureau on 15 March 2001 (15.03.01); original claims 1 -44 amended ( 15 pages)] L A method for processing a product marketing rebate claim submitted by a consumer in satisfaction of one or more rebate offers each having a value, the consumer having purchased one or more designated products in one or more qualified transactions, each qualified transaction having a transaction code assigned thereto, the method comprising the steps of: (a) providing a designated site connected to a computer information network and accessible by the consumer;
(b) receiving the rebate claim on the designated site, the rebate claim comprising (i) at least one transaction code corresponding to a qualified transaction, and (ii) identifying information corresponding to the consumer; (c) storing as a stored data record the at least one transaction code and the identifying information corresponding to the consumer; (d) receiving an electronic file transfer including at least one purchase data record comprising at least (i) the transaction code corresponding to the qualified transaction in which the at least one designated product was purchased by the consumer, and (ii) an identification of each designated product purchased by the consumer; (e) associating each stored data record with a corresponding purchase data record having an identical transaction code; (f) processing the stored data record and the corresponding purchase data record associated therewith to validate the rebate claim; and (g) transferring to the consumer the value of the rebate offers claimed.
2. The method of claim 1 wherein step (a) comprises providing the designated site accessible by the consumer through one of: a computer connected to the computer information network; a computerized telephone answering system connected to the designated site and accessible by calling a designated telephone number with a telephone; or a combination thereof.
3. The method of claim 1 wherein receiving the rebate claim on the designated site in step (b) comprises receiving a rebate claim entered by one of: the consumer via access to the designated site through a personal computer connected to the computer information network; the consumer via access to the designated site through a computer located at a retail establishment and connected to the computer information network; the consumer via access to the designated site through a touch-tone telephone; a fulfillment administrator from information transcribed from a rebate claim submitted by the consumer in a paper format; or a combination thereof.
4. The method of claim 1 wherein step (g) comprises transferring the cash value of the rebates to the consumer in the form of a check.
5. The method of claim 1 wherein step (g) comprises transferring the cash value of the rebates to the consumer in the form of one of: (i) a credit to a smart card, (ii) a credit to a bank account or to a credit card, or (iii) a certificate for redemption at a participating member of a retail network.
6. The method of claim 1 wherein receiving the rebate claim on the designated site in step (b) comprises receiving information entered by the consumer during access to the designated site, step (b) further comprising, while the consumer has access to the designated site, interactively prompting the consumer to choose whether to proceed to step (f) immediately or to delay performing step (f) until one of: a future instruction by the consumer to proceed, or expiration of a qualifying time period.
7. The method of claim 6 wherein in step (b) the consumer chooses to delay step (f) until expiration of the qualifying time period and in which steps (b) and (c) are repeated before expiration of the qualifying time period, subsequent step (b) comprising receiving on the designated site additional transaction codes corresponding to additional qualified transactions, and subsequent step (c) comprising modifying the stored data record to include the additional transaction codes.
8. The method of claim 7 wherein subsequent step (b) comprises receiving only a portion of the identifying information received in a prior step (b) and identifying, based on the portion of identifying information received, the consumer from the stored data record stored in a prior step (c) .
9. The method of claim 7 wherein in step (b) the consumer chooses to wait until the end of the qualifying time period, and in which steps (f) and (g) are performed after expiration of the qualifying time period.
10. The method of claim 1 further comprising the step of: (h) compiling a marketing record for each consumer, the marketing record comprising the identifying information about the consumer and one or more consumer purchasing preferences derived from the purchase data records of the qualified transactions for which corresponding transaction codes bers were received in step (a) , the method further comprising providing the marketing record to a marketing agent.
11. The method of claim 1 wherein the consumer purchased the one or more designated products using a smart card, the smart card having a computerized data storage means having stored as computerized data thereon a smart card identifier and the transaction code, in which: step (b) comprises receiving on the designated site the rebate claim entered by the consumer using a smart card reader to automatically download the card identifier and the stored transaction code from the smart card into a card reader, the card identifier comprising the identifying information; and step (g) comprises transferring the cash value of the rebate claim to the consumer by crediting the smart card.
12. The method of claim 1 wherein the computer information network is a global computer information network.
13. A method for processing a plurality of product marketing rebate claims submitted by a plurality of consumers in satisfaction of a plurality of rebate offers each having a value, each consumer having purchased one or more designated products in one or more qualified transactions, each qualified transaction having a transaction code assigned thereto, the method comprising the steps of: (a) providing a designated site connected to a computer information network and accessible to the plurality of consumers; (b) receiving a plurality of rebate claims on the designated site, each rebate claim comprising (i) at least one transaction code corresponding to one or more qualified transactions, and (ii) identifying information corresponding to the consumer, at least one rebate claim having been entered by a fulfillment administrator from information transcribed from a rebate claim submitted by the consumer in a paper format, and at least one rebate claim entered by one of: the consumer via access to the designated site through a personal computer connected to the global computer information network, the consumer via access to the designated site through a computer located at a retail establishment and connected to the global computer information network, or the consumer via access to the designated site through a telephone;
(c) storing a plurality of stored data records, each stored data record comprising the identifying information corresponding to one consumer, and at least one transaction code related to a rebate claim from that consumer;
(d) receiving an electronic file transfer comprising a plurality of purchase data records, each purchase data record comprising at least (i) a transaction code corresponding to a qualified transaction in which at least one designated product was purchased by a consumer, and (ii) an identification of each designated product purchased by the consumer in the qualified transaction;
(e) associating each stored data record with a corresponding purchase data record having an identical transaction code;
(f) processing each stored data record and the corresponding purchase data record associated therewith to validate the rebate claim; and
(g) transferring to each of the plurality of consumers the value of the rebate offers claimed by the consumer.
14. The method of claim 13 wherein:
step (b) comprises receiving at least one rebate claim from a designated card consumer who purchased said one or more designated products using a designated card and having a card identifier, the designated card comprising one of: a credit card having a corresponding credit account, a debit card having a corresponding bank or debit account, or a smart card having computerized data storage means; step (c) comprises storing at least one designated card stored data record comprising personal information about the designated card consumer and retrievable by the designated card identifier; step (d) comprises receiving in the electronic file transfer at least one transaction data record comprising the designated card identifier and the corresponding transaction code for the qualified transaction in which the one or more designated products were purchased by the designated card consumer using the designated card; step (e) further comprises the fulfillment administrator associating the transaction data record with the corresponding designated card stored data record and updating the designated card stored data record to include the transaction code; and step (g) comprises the fulfillment administrator transferring the cash value of the rebate claims to the designated card consumer by crediting one of: the corresponding credit account, the corresponding bank or debit account, or the smart card computerized data storage means.
15. A method for processing a product marketing rebate claim submitted by a consumer in satisfaction of one or more rebate offers each having a value, the method comprising: (a) processing at least one qualified transaction by at least one consumer, each qualified transaction comprising a purchase by the consumer of one or more designated products; (b) assigning each qualified transaction a transaction code, recording the transaction code in a data processing and storage system, recording the transaction code on a receipt, and issuing the receipt to the consumer; (c) providing to the consumer access information corresponding to a designated site connected to a computer information network and agreeing to provide a rebate to the consumer for entering one or more rebate claims at the designated site, each rebate claim comprising (i) at least one transaction code corresponding a qualified transaction, and (ii) identifying information corresponding to the consumer; (d) providing an electronic file transfer including at least one purchase data record comprising at least (i) the transaction code corresponding to the qualified transaction in which the at least one designated product was purchased by the consumer, and (ii) an identification of each designated product purchased by the consumer; (e) providing the value of the rebate claim to the consumer, after the transaction code in a rebate claim entered on the designated site has been matched to the transaction code in the purchase data record and the rebate claim has been validated.
16. The method of claim 15 wherein step (a) further comprises issuing the receipt to the consumer having thereon a dedicated accounting of the one or more designated products having rebate offers purchased by the consumer in the qualified transaction.
17. The method of claim 16 wherein step (a) further comprises issuing the consumer a primary receipt and a secondary receipt, the secondary receipt consisting essentially of: (i) a record of the transaction code of the qualified transaction and a dedicated accounting of only designated products having rebate offers, and (ii) the primary receipt comprises an accounting of all purchases by the consumer in the qualified transaction.
18. A method for processing a product marketing rebate claim submitted by a consumer in satisfaction of one or more rebate offers each having a value, the method comprising the steps of: (a) recording a purchase of one or more designated products in a qualified transaction, assigning a corresponding transaction code to the qualified transaction, and creating at least one purchase data record comprising at least (i) the transaction code corresponding to the qualified transaction, and (ii) an identification of each designated product purchased by the consumer; (b) providing a designated site connected to a computer information network and accessible by the consumer; (c) receiving the rebate claim on a designated site, the rebate claim comprising (i) a transaction code corresponding to the qualified transaction, and (ii) identifying information corresponding to the consumer; (d) storing as a stored data record the transaction code in association with the identifying information;
(e) associating the stored data record with the purchase data record having the same transaction code,
(f) processing the purchase data record and the associated stored data record to validate the rebate claim, and (h) transferring to the consumer the value of the rebate offers claimed.
19. A method for processing a product marketing rebate claim submitted by a consumer in satisfaction of one or more rebate offers, each rebate offer comprising an offer to provide a value in return for a purchase of a designated product, the consumer having purchased one or more of the designated products in a qualified transaction from a participating member of a retail network using a designated card having a card identifier and comprising one of: a credit card, a debit card, or a smart card, each qualified transaction recorded and assigned a corresponding transaction code, the method comprising the steps of: (a) receiving an electronic file transfer of a purchase data record comprising at least (i) the transaction code, (ii) the designated card identifier, and (iii) a list of products purchased by the consumer; (b) associating the purchase data record with a corresponding stored data record comprising personal information about the consumer and the designated card identifier; (c) processing the purchase data record and corresponding stored data record to validate the rebate claim; and (d) crediting the designated card with the value of the rebate offers claimed.
20. The method of claim 19 wherein step (b) comprises updating the stored data record by adding the transaction code to the stored data record.
21. A method for processing a product marketing rebate claim submitted by a consumer in satisfaction of one or more rebate offers each having a value, the consumer having purchased one or more designated products in one or more qualified transactions, each qualified transaction having a transaction code assigned thereto, the method comprising the steps of: (a) providing an interactive computerized telephone processing system accessible to the consumer by calling a predetermined telephone number; (b) receiving the rebate claim via the interactive computerized telephone processing system, the rebate claim comprising (i) at least one transaction code corresponding a qualified transaction, and (ii) identifying information corresponding to the consumer; (c) storing as a stored data record the at least one transaction code and the identifying information corresponding to the consumer; (d) receiving an electronic file transfer including at least one purchase data record comprising at least (i) the transaction code corresponding to the qualified transaction in which the at least one designated product was purchased by the consumer, and (ii) an identification of each designated product purchased by the consumer; (e) associating each stored data record with a corresponding purchase data record having an identical transaction code; (f) processing the stored data record and the corresponding purchase data record associated therewith to validate the rebate claim; and (g) transferring to the consumer the value of the rebate offers claimed.
22. A system for processing a plurality of product marketing rebate claims submitted by a plurality of consumers in satisfaction of a plurality of rebate offers, each rebate offer comprising an offer to provide a value in return for a purchase of a designated product, each consumer having purchased one or more designated products in a qualified transaction, the system comprising: means for receiving rebate claim data in an electronic format from the plurality of consumers, the rebate claim data for each consumer comprising at least a transaction code and a consumer identifier; - 60 - means for storing the rebate claim data as a stored data record and for receiving and storing the electronic file; means for receiving an electronic file transfer, the electronic file comprising a purchase data record for each qualified transaction, each purchase data record including at least one transaction code; means for associating each stored data record with a corresponding purchase data record containing an identical transaction code, for processing each stored data record and corresponding purchase data record to validate each rebate claim, and optionally, for checking each validated rebate claim for fraud; and means for transferring the value of the rebate claim to each consumer.
23. The system of claim 22 further comprising: means adapted to process purchases by consumers, to assign each qualified transaction with the transaction code, and to issue means to each consumer comprising a record of the transaction code; means to transfer the electronic file to the means for receiving the electronic file.
24. The system of claim 22 wherein the means for receiving the rebate claim data in an electronic format comprises one of: a designated site connected to a global computerized information network and accessible to the consumer through the global computerized information network, or an interactive computerized telephone processing system accessible to the consumer at a designated telephone number.
25. The system of claim 24 further comprising at least one computer usable by the consumer to access the designated site on the global information network.
26. The system of claim 25 wherein the computer usable by the consumer is located at one of: the residence of the consumer, the place of employment of the consumer, or an establishment operated by the participating member.
27. The system of claim 22 further comprising at least one telephone usable by the consumer to access the designated site on the global computer information - 61 - network, the designated site adapted to receive the rebate claim data as provided by the consumer over the telephone.
28. The system of claim 22 wherein the means for transferring the value of the rebate claim comprises a check adapted to be mailed to the consumer.
29. The system of claim 22 wherein the means for transferring the value of the rebate claim comprises a smart card having a computer readable storage means adapted to store computerized information in the form of at least one of debits and credits having cash value, and a card writer capable of storing information in the computer readable storage means in the form of a credit having cash value.
30. The system of claim 22 further comprising: means for providing the rebate claim data in a paper format; means for receiving the rebate claim data in the paper format, converting the rebate claim data in the paper format into rebate claim data in an electronic format, and transmitting the rebate claim data in the electronic format to the designated site.
31. The system of claim 30 wherein the paper format comprises a paper form adapted for recording personal information about the consumer and one or more transaction codes.
32. The system of claim 30 further comprising: means issued to each consumer comprising a record of the transaction codes in the form of a barcode, wherein the rebate claim data in the paper format comprises the means issued to the consumer or a copy of the means issued to the consumer; and means for scanning the barcode to convert the rebate claim data in the paper format into rebate claim data in an electronic format.
33. A computer program product comprising at least one program storage device readable by a machine, tangibly embodying a program of instructions executable by the machine to perform the method steps for processing a product marketing rebate claim submitted by a consumer in satisfaction of one or more rebate offers each having a value, the consumer having purchased one or more designated - 62 - products in one or more qualified transactions, each qualified transaction having a transaction code assigned thereto, the method steps comprising:
(a) providing a designated site connected to a computer information network and accessible by the consumer;
(b) receiving the rebate claim on the designated site, the rebate claim comprising (i) at least one transaction code corresponding to a qualified transaction, and (ii) identifying information corresponding to the consumer;
(c) storing as a stored data record the at least one transaction code and the identifying information corresponding to the consumer;
(d) receiving an electronic file transfer including at least one purchase data record comprising at least (i) the transaction code corresponding to the qualified transaction in which the at least one designated product was purchased by the consumer, and (ii) an identification of each designated product purchased by the consumer;
(e) associating each stored data record with a corresponding purchase data record having an identical transaction code; (f) processing the stored data record and the corresponding purchase data record associated therewith to validate the rebate claim; and
(g) processing a transfer to the consumer of the value of the rebate offers claimed.
34. The program storage device of claim 33 wherein step (g) comprises processing a transfer to the consumer in the form of one of: issuing a check, issuing a credit to a smart card, issuing a credit to a bank account or to a credit card, or issuing a certificate for redemption at a participating member of a retail network.
35. A method for processing a product marketing rebate claim submitted by a consumer in satisfaction of at least one rebate offer comprising a promise to transfer value to the consumer in exchange for the consumer purchasing at least one designated product, the consumer having purchased the at least one designated product in at least one qualified transaction, each qualified transaction having a transaction code assigned thereto, the method comprising the steps of: - 63 - (a) receiving from the consumer the rebate claim comprising (i) at least one transaction code corresponding to a qualified transaction, and (ii) identifying information corresponding to the consumer; (b) storing in a computer memory as a stored data record the at least one transaction code and the identifying information corresponding to the consumer; (c) receiving and storing in a computer memory an electronic file including at least one purchase data record comprising at least (i) the transaction code corresponding to the qualified transaction in which the at least one designated product was purchased by the consumer, and (ii) an identification of each designated product purchased by the consumer; (d) associating each stored data record with a corresponding purchase data record having an identical transaction code; (e) processing the stored data record and the corresponding purchase data record associated therewith to validate each rebate claim; and (f) transferring to the consumer the value corresponding to each rebate offer claimed.
36. The method according to claim 35 wherein the rebate claim is received from the consumer in step (a) by an electronic submission via access to a designated site of a computer information network or by an e-mail submission.
37. The method according to claim 35 wherein the rebate claim is received from the consumer in step (a) by telephone.
38. The method according to claim 35 wherein the rebate claim is received from the consumer in step (a) in a paper submission delivered by a postal service.
39. The method according to claim 35 wherein the rebate claim is received from the consumer in step (a) via the use of a designated card having a card identifier and comprising one of: a credit card, a debit card, or a smart card, wherein the identifying information corresponding to the consumer is the card identifier. - 64 - 40. The method according to claim 35 wherein the value transferred to the consumer in step (d) comprises one of: cash value or a predetermined article of manufacture. 41. A system for processing a plurality of product marketing rebate claims submitted by a plurality of consumers in satisfaction of a plurality of rebate offers, each rebate offer comprising an offer to provide a value in return for a purchase of a designated product, each consumer having purchased one or more designated products from a participating member of a retail network in a qualified transaction, each qualified transaction assigned a transaction codes by the participating member, the system comprising: a designated site accessible through a computer information network; means for receiving a rebate claim data in an electronic format from the plurality of consumers, the rebate claim data for each consumer comprising at least one transaction code and a consumer identifier; means for storing the rebate claim data as a stored data record and for receiving and storing an electronic file comprising a purchase data record for each qualified transaction, each purchase data record including the transaction code; means for associating each stored data record with a corresponding purchase data record containing an identical transaction code, for processing each stored data record and corresponding purchase data record to validate each rebate claim, and optionally, for checking each validated rebate claim for fraud; and means for transferring the value of the rebate claim to each consumer. 42. A system for offering a plurality of product marketing rebate offers to a plurality of consumers, each rebate offer comprising an offer to provide a value in return for a purchase of a designated product, the system comprising: means for processing a plurality of qualified transactions, each qualified transaction comprising a consumer purchase of one or more designated products, said means adapted to assign each qualified transaction with a transaction code, to issue means to each consumer comprising a record of the transaction code; and
AMENDED SHEET {ARTICLE 19) - 65 - means for transferring an electronic file to a system accessible by a consumer via a computer information network for receiving and processing a rebate claim, the electronic file comprising a purchase data record for each qualified transaction, each purchase data record including the transaction code. 43. A method for processing a product marketing rebate claim submitted by a consumer in satisfaction of one or more rebate offers each having a value and offered with respect to one or more designated products, the method comprising the sequential steps of:
(a) providing a designated site connected to a computer information network and accessible by the consumer;
(b) receiving the rebate claim on the designated site, the rebate claim comprising at least identifying information corresponding to the consumer entered in response to the rebate offer;
(c) storing as a stored data record the (i) identifying information corresponding to the consumer, and (ii) identifying information corresponding to the one or more designated products related to the rebate claim;
(d) processing a consumer purchase of the one or more designated products in one or more qualified transactions, said processing comprising receiving the identifying information corresponding to the consumer; (e) receiving an electronic file transfer including at least one purchase data record including (i) the identifying information corresponding to the consumer, and (ii) an identification of each designated product purchased by the consumer;
(f) associating each stored data record with one or more corresponding purchase data records having identical identifying information corresponding to the consumer; (g) processing the stored data record and the corresponding purchase data records associated therewith to validate the rebate claim; and (h) transferring to the consumer the value of the rebate offers claimed. - 66 - 44. The method of claim 1 further comprising after step (b) and prior to step (h), receiving on the designated site an instruction from the consumer to release the rebate claim.
PCT/US2000/025462 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates WO2001020445A1 (en)

Priority Applications (12)

Application Number Priority Date Filing Date Title
EA200200364A EA004001B1 (en) 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates
NZ518271A NZ518271A (en) 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates
EP00965082A EP1242866A4 (en) 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates
IL14871400A IL148714A0 (en) 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates
MXPA02002953A MXPA02002953A (en) 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates.
JP2001523956A JP2003509765A (en) 1999-09-15 2000-09-15 Redemption method and redemption system for product sales discount
BR0014043-0A BR0014043A (en) 1999-09-15 2000-09-15 Method and system to redeem rebates for trade in products
AU75860/00A AU778806B2 (en) 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates
CA002383067A CA2383067A1 (en) 1999-09-15 2000-09-15 Method and system for redeeming product marketing rebates
NO20021240A NO331117B1 (en) 1999-09-15 2002-03-13 Procedures for using a computer-assisted discount processing system and discount claim processing system
US10/098,948 US8346600B2 (en) 1999-09-15 2002-03-15 Method and system for redeeming product marketing rebates
AU2005201285A AU2005201285B2 (en) 1999-09-15 2005-03-23 Method and system for redeeming product marketing rebates

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US15408799P 1999-09-15 1999-09-15
US60/154,087 1999-09-15
US09/495,819 2000-02-02
US09/495,819 US6748365B1 (en) 1999-09-15 2000-02-02 Method and system for redeeming product marketing rebates

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EP (1) EP1242866A4 (en)
JP (1) JP2003509765A (en)
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AU (1) AU778806B2 (en)
BR (1) BR0014043A (en)
CA (1) CA2383067A1 (en)
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IL (1) IL148714A0 (en)
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