WO2001018699A1 - Portable electronic device with display and management of promotional coupons - Google Patents

Portable electronic device with display and management of promotional coupons Download PDF

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Publication number
WO2001018699A1
WO2001018699A1 PCT/FR2000/002430 FR0002430W WO0118699A1 WO 2001018699 A1 WO2001018699 A1 WO 2001018699A1 FR 0002430 W FR0002430 W FR 0002430W WO 0118699 A1 WO0118699 A1 WO 0118699A1
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WO
WIPO (PCT)
Prior art keywords
coupons
loaded
card
display
terminal
Prior art date
Application number
PCT/FR2000/002430
Other languages
French (fr)
Inventor
Pascal Cooreman
Original Assignee
Gemplus
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gemplus filed Critical Gemplus
Priority to AU72972/00A priority Critical patent/AU7297200A/en
Publication of WO2001018699A1 publication Critical patent/WO2001018699A1/en

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415—Cards acting autonomously as pay-media
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures

Definitions

  • the present invention relates to an electronic device such as a smart card, provided with a display allowing the electronic management of promotional coupons.
  • Promotional coupons are vouchers that can be used alone or in combination to add up a certain value to obtain a discount on the purchase of a given product.
  • these were in the form of boxes or stamps which could be returned to the cashier for a discount.
  • the electronic management of promotional coupons is known in itself.
  • the coupons are managed in a smart card provided with a memory and possibly with a microprocessor.
  • the coupons are then loaded on terminals available to customers or at the checkout after payment for purchases.
  • a cashier may have an electronic card loaded with coupons by the terminal depending on the purchases made.
  • a customer can use the terminal to be paid a discount or another privilege depending on the coupons from to accumulated.
  • the promotional coupons management electronic cards have the advantage of being easy to handle compared to the vouchers materialized on sheets or cartons. However, they have the disadvantage of not allowing the holder to view and thus know the types and value of the accumulated coupons only when he presents his card at a terminal provided for this purpose.
  • the present invention provides a portable electronic device, such as a smart card, intended for the storage of coupons, characterized in that it comprises a display making it possible to present information concerning the coupons stored.
  • the device comprises a communication interface of the contactless type from which coupons can be loaded and / or returned. It can also include a contact type communication interface from which coupons can be loaded and / or returned.
  • the device comprises interface means making it possible to choose the display, keeping in memory and / or erasing of the memory of at least one coupon from the coupons loaded.
  • the device further comprises warning means activated when a coupon has just been loaded.
  • the invention also relates to a terminal adapted for contactless loading of coupons in a device as described, the terminal comprising an antenna which transmits data defining the coupons to be loaded.
  • the invention relates to a method of contactless loading of coupons into a device which has just been described, characterized in that it comprises the following steps: - installation of a said terminal near a predetermined product, and
  • FIG. 1 is a block diagram of an electronic portable device according to the present invention.
  • FIG. 2 is a block diagram of the electronic module housed in the card of Figure 1;
  • the portable electronic device is in the form of a smart card 1, for example in the standardized format of 85 mm in length, 54 mm in width and 0 , 76 mm thick, in accordance with ISO 7816
  • the card may possibly have larger dimensions to allow easier integration of all of its components.
  • an electronic module 2 which is based on a microprocessor and peripheral electronic circuits as will be described later; a battery 4 which can be of the replaceable or rechargeable type;
  • a solar cell 6 serving as an auxiliary energy source vis-à-vis the battery 4, the cell also being able to be used for recharging the latter; - a communication interface 8 based on an antenna allowing the electronic module 2 to receive and / or transmit data vis-à-vis the outside by radio link - and therefore without physical contact - with another interface outside the map.
  • the communication interface 8 makes it possible to carry out with the electronic module 2 a so-called "contactless" communication and possibly a communication with contacts.
  • contact pads 9 are arranged on the surface of the card. These pads 9 are connected to various input and output points of the electronic module and are intended to connect the latter to an external reader by ohmic contact.
  • the card 1 is capable of functioning both as a contactless card (by the communication interface 8) and as a contact card, thus forming a multimode card, also known by the English term “combicard” card saxon.
  • the microprocessor will communicate in "with contacts” mode thanks to metallic contacts on the surface of the card (in general, module inserted on the card). It will thus be able to communicate in compliance with the ISO 7816 standard with terminals.
  • Another component, with or without a microprocessor may possibly be used to perform this function; a flat display screen 10 of the alphanumeric and / or graphic type making it possible to present information from the electronic module 2, this information possibly being data stored internally in the module or data received by the communication interface 8;
  • buttons 12 for selecting the various functions of the card, and in particular to navigate on graphical or alphanumeric menus presented on the display screen 10.
  • the buttons can be replaced, for example, by means in the form of a scroll wheel or equivalent of a mouse like on laptops, etc. ; and an audible, luminous or other warning device (14) enabling the user of the card to be alerted of a task to be performed, for example the reading of a new message.
  • biometric means of identification can be added to the card, in order to authenticate the use of the card.
  • biometric means of identification can be constituted by a fingerprint detector, for example.
  • FIG. 2 schematically shows the different functional blocks of the electronic module 2.
  • This module is centered on a microprocessor 16 which manages all the organs of the card 1.
  • the microprocessor 16 exchanges data on the one hand with the interface contactless 8 (here shown as forming an integral part of the electronic module) and on the other hand with a storage unit 18.
  • the latter includes: - a fixed memory ROM 20 for storing the timeless part of the programs executed by the microprocessor 18.
  • This memory 20 can also be produced in "Flash EPROM” or "EEPROM” technology, making it possible to modify the content of the program, for example during an update of the latter;
  • a RAM working memory 22 which is a random access memory making it possible to temporarily store data during the execution of a program or when receiving data from the communication interface 8; and - a memory 24 for storing data and files, produced in EEPROM technology, flash EPROM (or even RAM).
  • the microprocessor 16 communicates in contactless mode thanks to the interface 8 and sends the appropriate signals to an antenna included in the card itself.
  • the microprocessor 16 thus integrates the means necessary for the exchange of data with the communication interface 8. To this end, the latter comprises, in addition to the antenna, means for modulating and demodulating digital signals on a carrier wave, generally in a high frequency range, respectively for transmitting and receiving digital data.
  • the microprocessor 16 also manages a circuit 26 for controlling the display 10, which has its own memory 28 intended for storing one or more screen pages independently of the storage unit 18.
  • the circuit 26 of control of the display is part of the microprocessor 16
  • the necessary memory can be included in the memory of the microprocessor itself.
  • the coupon loading system allows a large number of options depending on the scheme chosen by the operator of the coupon allocation program.
  • the coupons can be loaded at the terminals, interactive or not, by the link with contacts 9 (the card is then inserted in the terminal) or by the contactless link 8 (the coupons are then transmitted by radio-frequency link), loading can then be carried out automatically without intervention of the wearer of the device, in accordance with the preferred embodiment of the present invention.
  • the coupons may have been loaded during a previous collection operation. They can be allocated based, for example, on purchases made, coupons already used, customer status, profile or interests. Finally, coupons can be loaded via the Internet from the customer's home (connection via computer with a connected reader).
  • the collection system allows these coupons to be used during checkout. Discount coupons will be deducted from purchases made if the items corresponding to the coupons have been purchased.
  • the card will be read (contact interface 9 or contactless interface 8) by a terminal which will be responsible for comparing the items purchased with the coupons present in the card.
  • This type of reading is known in itself; it is based on bar codes of the articles read by the code reader which are retrieved from a terminal which is responsible for the operation of comparison with the coupons present in the card and which calculates the amount of the discount.
  • the discount (amount of coupons used) can either be used immediately, or be credited in the form of electronic money (usable for certain services or in certain shops or in certain businesses), or even be the subject of vouchers.
  • the scheme is based on the loading of coupons into a smart card, in general according to various parameters contained in the chip such as: the profile, purchases made during previous visits, etc.
  • the allocation of these coupons can be done in different ways: - when paying at the cash desk, the coupons present in the card are used and new coupons are loaded for the next visit; At the entrance to the store, coupons are provided to the customer (loaded into the card) automatically in the case of a contactless communication system. It is the same for specific terminals which can be found on the shelves and can automatically load coupons for promotional items which are close to the wearer of the device according to the invention; thanks to specific terminals, the customer can load his card with the coupons of the day.
  • the bearer's computer is equipped with a smart card reader and when consulting a specific website, the server will load coupons into the bearer's card.
  • the smart card according to the present invention is provided with a display operating so that the card holder can view the coupons loaded in the card.
  • the coupons will remain secure (against possible modifications) thanks to the smart card.
  • the possibility of contactless loading of data relating to coupons makes it possible to load messages not only at interactive terminals but also systematically, when passing under an antenna, for example, at the entrance to the store or near terminals located on store shelves.
  • the coupons offered can be a function of multiple parameters:
  • the customer has chosen an item in the department which he thinks is wrong to correspond to his coupon. During his checkout, this error appears but the cashier will let this error pass anyway so as not to block his cash register. Thus, the customer will benefit from a coupon for the purchase of any article (problem of the incorrectly allocated discount). Thanks to the smart card with display, which integrates a contactless link, it is possible to detect from an antenna the coupons which are present in the card, and thus to make appear a particular signaling on the shelves at the level of coupons, and simultaneously display on the card the coupon amount available for this product. The customer is thus encouraged more to choose these articles and the risk of involuntary error is zero. Conversely, the present invention can allow, thanks to a terminal placed near an article, to automatically load the coupon in the portable device and activate the alarm.

Abstract

The invention concerns a portable electronic device, such as a smart card, for storing and loading coupons. The invention is characterised in that it comprises a display unit (10) for displaying data relating to the stored coupons. It can further comprise a communication interface, of the contactless type (8) wherefrom the coupons can be loaded.

Description

DISPOSITIF ELECTRONIQUE PORTATIF AVEC AFFICHEUR ET GESTION DE COUPONS PROMOTIONNELS PORTABLE ELECTRONIC DEVICE WITH DISPLAY AND PROMOTIONAL COUPONS MANAGEMENT
La présente invention concerne un dispositif électronique tel qu'une carte a puce, doté d'un afficheur permettant la gestion électronique de coupons promotionnels. Les coupons promotionnels sont des bons d'achat qui peuvent être utilisés seuls ou cumulés afin de totaliser une certaine valeur pour obtenir une remise sur l'achat d'un produit donné. Avant la gestion électronique des coupons promotionnels, ces derniers se présentaient sous forme de cartons ou de timbres pouvant être rendus a la caisse contre une remise.The present invention relates to an electronic device such as a smart card, provided with a display allowing the electronic management of promotional coupons. Promotional coupons are vouchers that can be used alone or in combination to add up a certain value to obtain a discount on the purchase of a given product. Before the electronic management of promotional coupons, these were in the form of boxes or stamps which could be returned to the cashier for a discount.
Ces coupons promotionnels sont normalement donnés gratuitement aux consommateurs afin qu'ils puissent bénéficier d'une remise sur l'achat d'un produit ou d'une gamme de produits d'une certaine marque, à l'instar des coupons de réductions distribués ou à découper sur des emballages.These promotional coupons are normally given free of charge to consumers so that they can benefit from a discount on the purchase of a product or range of products of a certain brand, like the discount coupons distributed or to cut on packaging.
La gestion électronique de coupons promotionnels est connue en elle-même. Les coupons sont gérés dans une carte a puce dotée d'une mémoire et éventuellement d'un microprocesseur. Les coupons sont alors chargés sur des bornes mises à disposition des clients ou en sortie de caisse après le paiement des achats. Par exemple, une caissière pourra faire charger une carte électronique de coupons par la borne en fonction des achats effectues. A l'inverse, un client pourra se servir de la borne pour se voir verser une remise ou un autre privilège en fonction des coupons dé à cumulés.The electronic management of promotional coupons is known in itself. The coupons are managed in a smart card provided with a memory and possibly with a microprocessor. The coupons are then loaded on terminals available to customers or at the checkout after payment for purchases. For example, a cashier may have an electronic card loaded with coupons by the terminal depending on the purchases made. Conversely, a customer can use the terminal to be paid a discount or another privilege depending on the coupons from to accumulated.
Les cartes électroniques de gestion des coupons promotionnels présentent l'avantage d'être faciles à manipuler comparativement aux bons matérialisés sur des feuillets ou cartons. Toutefois, ils ont l'inconvénient de ne pas permettre au titulaire de visualiser et ainsi de connaître les types et la valeur des coupons cumulés seulement lorsqu'il présente sa carte à une borne prévue à cet effet. Au vu de ce problème, la présente invention propose un dispositif portatif électronique, tel qu'une carte à puce, destiné au stockage de coupons, caractérisé en ce qu'il comporte un afficheur permettant de présenter des informations concernant les coupons stockés.The promotional coupons management electronic cards have the advantage of being easy to handle compared to the vouchers materialized on sheets or cartons. However, they have the disadvantage of not allowing the holder to view and thus know the types and value of the accumulated coupons only when he presents his card at a terminal provided for this purpose. In view of this problem, the present invention provides a portable electronic device, such as a smart card, intended for the storage of coupons, characterized in that it comprises a display making it possible to present information concerning the coupons stored.
Avantageusement, le dispositif comporte une interface de communication du type sans contact à partir de laquelle des coupons peuvent être chargés et/ou restitués. II peut également comporter une interface de communication du type à contacts à partir de laquelle des coupons peuvent être chargés et/ou restitués.Advantageously, the device comprises a communication interface of the contactless type from which coupons can be loaded and / or returned. It can also include a contact type communication interface from which coupons can be loaded and / or returned.
De préférence, le dispositif comporte des moyens formant interface permettant de choisir l'affichage, le maintien en mémoire et/ou l'effacement de la mémoire d'au moins un coupon parmi les coupons chargés.Preferably, the device comprises interface means making it possible to choose the display, keeping in memory and / or erasing of the memory of at least one coupon from the coupons loaded.
Avantageusement, le dispositif comporte en outre des moyens avertisseurs activés lorsqu'un coupon vient d'être chargé.Advantageously, the device further comprises warning means activated when a coupon has just been loaded.
L'invention a également pour objet une borne adaptée pour le chargement sans contact de coupons dans un dispositif selon telle que décrit, la borne comprenant une antenne qui émet des données définissant les coupons à charger.The invention also relates to a terminal adapted for contactless loading of coupons in a device as described, the terminal comprising an antenna which transmits data defining the coupons to be loaded.
Enfin, l'invention concerne un procédé de chargement sans contact de coupons dans un dispositif venant d'être décrit, caractérisé en ce qu'il comporte les étapes suivantes : - installation d'une borne précitée à proximité d'un produit prédéterminé, etFinally, the invention relates to a method of contactless loading of coupons into a device which has just been described, characterized in that it comprises the following steps: - installation of a said terminal near a predetermined product, and
- émission par la borne de coupons concernant ledit produit. D'autres caractéristiques et avantages de la présente invention apparaîtront plus clairement à la lecture de la description qui suit d'un mode de réalisation préféré, donnée purement à titre non- limitatif, par référence aux dessins annexés sur lesquels :- issue by the terminal of coupons relating to said product. Other characteristics and advantages of the present invention will appear more clearly on reading the following description of a preferred embodiment, given purely without limitation, with reference to the appended drawings in which:
- la figure 1 est un schéma de principe d'un dispositif portatif électronique conforme à la présente invention ; et- Figure 1 is a block diagram of an electronic portable device according to the present invention; and
- la figure 2 est un schéma bloc du module électronique logé dans la carte de la figure 1 ;- Figure 2 is a block diagram of the electronic module housed in the card of Figure 1;
Sur l'exemple de mise en oeuvre représenté à la figure 1, le dispositif électronique portatif se présente sous la forme d'une carte à puce 1, par exemple au format normalisé de 85 mm en longueur, de 54 mm en largeur et de 0,76 mm en épaisseur, conformément à la norme ISO 7816 La carte peut éventuellement avoir des dimensions supérieures pour permettre d'intégrer plus facilement l'ensemble de ses composants.In the example of implementation shown in FIG. 1, the portable electronic device is in the form of a smart card 1, for example in the standardized format of 85 mm in length, 54 mm in width and 0 , 76 mm thick, in accordance with ISO 7816 The card may possibly have larger dimensions to allow easier integration of all of its components.
L'ensemble des moyens fonctionnels intégrés à la carte 1 comprend :All of the functional means integrated into the card 1 include:
- un module électronique 2 qui est basé sur un microprocesseur et des circuits électroniques périphériques ainsi qu'il sera décrit plus loin ; une batterie 4 pouvant être du type remplaçable ou rechargeable ;- an electronic module 2 which is based on a microprocessor and peripheral electronic circuits as will be described later; a battery 4 which can be of the replaceable or rechargeable type;
(éventuellement) une cellule solaire 6 servant de source d'énergie auxiliaire vis-à-vis de la batterie 4, la cellule pouvant en outre servir à recharger cette dernière ; - une interface de communication 8 basée sur une antenne permettant au module électronique 2 de recevoir et/ou de transmettre des données vis-à-vis de l'extérieur par voie hertzienne - et donc sans contact physique - avec une autre interface en dehors de la carte. L'interface de communication 8 permet de réaliser avec le module électronique 2 une communication dite "sans contact" et éventuellement une communication avec contacts. Pour réaliser cette dernière fonction, des plots de contact 9 sont disposés sur la surface de la carte. Ces plots 9 sont reliés à divers points d'entrée et de sortie du module électronique et sont destinés à relier ces derniers à un lecteur externe par contact ohmique. Dans ce cas, la carte 1 est capable de fonctionner à la fois en tant que carte sans contact (par l'interface de communication 8) et en tant que carte à contacts, formant ainsi une carte multimode, également connue sous le terme anglo-saxon de carte "combicard". Le microprocesseur va communiquer en mode "avec contacts" grâce à des contacts métallisés à la surface de la carte (en général, module encarté sur la carte) . Il pourra ainsi communiquer en respectant la norme ISO 7816 avec des terminaux. Un autre composant, comportant un microprocesseur ou non, pourra éventuellement être utilisé pour effectuer cette fonction ; un écran d'affichage plat 10 du type alphanumérique et/ou graphique permettant de présenter des informations à partir du module électronique 2, ces informations pouvant être des données stockées en interne dans le module ou des données reçues par l'interface de communication 8 ;(optionally) a solar cell 6 serving as an auxiliary energy source vis-à-vis the battery 4, the cell also being able to be used for recharging the latter; - a communication interface 8 based on an antenna allowing the electronic module 2 to receive and / or transmit data vis-à-vis the outside by radio link - and therefore without physical contact - with another interface outside the map. The communication interface 8 makes it possible to carry out with the electronic module 2 a so-called "contactless" communication and possibly a communication with contacts. To achieve this latter function, contact pads 9 are arranged on the surface of the card. These pads 9 are connected to various input and output points of the electronic module and are intended to connect the latter to an external reader by ohmic contact. In this case, the card 1 is capable of functioning both as a contactless card (by the communication interface 8) and as a contact card, thus forming a multimode card, also known by the English term "combicard" card saxon. The microprocessor will communicate in "with contacts" mode thanks to metallic contacts on the surface of the card (in general, module inserted on the card). It will thus be able to communicate in compliance with the ISO 7816 standard with terminals. Another component, with or without a microprocessor, may possibly be used to perform this function; a flat display screen 10 of the alphanumeric and / or graphic type making it possible to present information from the electronic module 2, this information possibly being data stored internally in the module or data received by the communication interface 8;
- des moyens de sélection, comme par exemple des boutons de commande 12 permettant de sélectionner les diverses fonctions de la carte, et notamment de naviguer sur des menus graphiques ou alphanumériques présentés sur l'écran d'affichage 10. En variante, les boutons peuvent être remplacés, par exemple, par des moyens en forme de molette ou équivalents de souris comme sur des ordinateurs portables, etc. ; et un dispositif avertisseur (14) sonore, lumineux ou autre (vibreur) permettant d'avertir l'utilisateur de la carte d'une tâche à effectuer, par exemple la lecture d'un nouveau message.- selection means, such as control buttons 12 for selecting the various functions of the card, and in particular to navigate on graphical or alphanumeric menus presented on the display screen 10. As a variant, the buttons can be replaced, for example, by means in the form of a scroll wheel or equivalent of a mouse like on laptops, etc. ; and an audible, luminous or other warning device (14) enabling the user of the card to be alerted of a task to be performed, for example the reading of a new message.
Il est également possible d'ajouter à la carte des moyens d'identification biométriques du porteur, afin d'authentifier l'utilisation de la carte. De tels moyens peuvent être constitués par un détecteur d'empreinte digital, par exemple.It is also possible to add biometric means of identification to the card, in order to authenticate the use of the card. Such means can be constituted by a fingerprint detector, for example.
La figure 2 montre de manière synoptique les différents blocs fonctionnels du module électronique 2. Ce module est centre sur un microprocesseur 16 qui gère l'ensemble des organes de la carte 1. Le microprocesseur 16 échange des données d'une part avec l'interface sans contact 8 (ici représentée comme formant une partie intégrante du module électronique) et d'autre part avec un ensemble de mémorisation 18. Ce dernier comprend : - une mémoire figée ROM 20 pour le stockage de la partie intemporelle des programmes exécutés par le microprocesseur 18. Cette mémoire 20 peut également être réalisée en technologie "Flash EPROM" ou "EEPROM", permettant de modifier le contenu du programme, par exemple lors d'une mise à jour de ce dernier ;FIG. 2 schematically shows the different functional blocks of the electronic module 2. This module is centered on a microprocessor 16 which manages all the organs of the card 1. The microprocessor 16 exchanges data on the one hand with the interface contactless 8 (here shown as forming an integral part of the electronic module) and on the other hand with a storage unit 18. The latter includes: - a fixed memory ROM 20 for storing the timeless part of the programs executed by the microprocessor 18. This memory 20 can also be produced in "Flash EPROM" or "EEPROM" technology, making it possible to modify the content of the program, for example during an update of the latter;
- une mémoire de travail RAM 22 qui est une mémoire vive permettant de stocker provisoirement des données lors de l'exécution d'un programme ou lors d'une réception de données provenant de l'interface de communication 8 ; et - une mémoire 24 pour le stockage de données et de fichiers, réalisée en technologie EEPROM, flash EPROM (voire même RAM) .a RAM working memory 22 which is a random access memory making it possible to temporarily store data during the execution of a program or when receiving data from the communication interface 8; and - a memory 24 for storing data and files, produced in EEPROM technology, flash EPROM (or even RAM).
Le microprocesseur 16 communique en mode sans contact grâce à 1 ' interface 8 et envoie les signaux adéquats sur une antenne incluse dans la carte elle- même .The microprocessor 16 communicates in contactless mode thanks to the interface 8 and sends the appropriate signals to an antenna included in the card itself.
Le microprocesseur 16 intègre ainsi les moyens nécessaires à l'échange de données avec l'interface de communication 8. A cette fin, cette dernière comprend en plus de l'antenne des moyens de modulation et de démodulation de signaux numériques sur une onde porteuse, généralement dans une gamme de fréquences élevées, afin respectivement de transmettre et de recevoir des données numériques.The microprocessor 16 thus integrates the means necessary for the exchange of data with the communication interface 8. To this end, the latter comprises, in addition to the antenna, means for modulating and demodulating digital signals on a carrier wave, generally in a high frequency range, respectively for transmitting and receiving digital data.
Le microprocesseur 16 gère en outre un circuit 26 de commande de l'afficheur 10, qui comporte sa propre mémoire 28 destinée à stocker une ou plusieurs pages d'écran indépendamment de l'ensemble de mémorisation 18. Dans le cas où le circuit 26 de commande de l'afficheur fait partie du microprocesseur 16, la mémoire nécessaire peut être incluse dans la mémoire du microprocesseur lui-même.The microprocessor 16 also manages a circuit 26 for controlling the display 10, which has its own memory 28 intended for storing one or more screen pages independently of the storage unit 18. In the case where the circuit 26 of control of the display is part of the microprocessor 16, the necessary memory can be included in the memory of the microprocessor itself.
On comprendra que la décomposition des blocs fonctionnels venant d'être décrit peut se faire autrement de manière équivalente, notamment en conférant certaines ou toutes les tâches des organes périphériques au microprocesseur lui-même, selon l'architecture adoptée pour ce dernier. Le système de gestion des coupons est constitué de plusieurs éléments :It will be understood that the decomposition of the functional blocks which have just been described can be done differently in an equivalent manner, in particular by conferring some or all of the tasks of the peripheral organs to the microprocessor itself, according to the architecture adopted for the latter. The coupon management system consists of several elements:
- la carte à puce 1 avec afficheur (figures 1 et 2) ;- smart card 1 with display (Figures 1 and 2);
- un système de chargement de coupons ; et - un système d'encaissement qui va permettre d'utiliser ces coupons.- a coupon loading system; and - a collection system which will allow these coupons to be used.
Le système de chargement de coupons autorise un grand nombre d'options dépendant du schéma choisi par l'opérateur du programme d'attribution de coupons.The coupon loading system allows a large number of options depending on the scheme chosen by the operator of the coupon allocation program.
Les coupons peuvent être chargés au niveau des bornes, interactives ou non, par la liaison avec contacts 9 (la carte est alors insérée dans la borne) ou par la liaison sans contact 8 (les coupons sont alors transmis par liaison radio-fréquence) , le chargement pouvant alors être effectué de manière automatique sans intervention du porteur du dispositif, conformément au mode de réalisation préféré de la présente invention. Les coupons peuvent avoir été chargés lors d'une opération précédente d'encaissement. Ils peuvent être attribués en fonction par exemple des achats effectués, des coupons déjà utilisés, du statut client, du profil ou de ses centres d'intérêts. Enfin, les coupons peuvent être chargés par l'intermédiaire du reseau Internet depuis le domicile du client (connexion via ordinateur avec un lecteur connecté) .The coupons can be loaded at the terminals, interactive or not, by the link with contacts 9 (the card is then inserted in the terminal) or by the contactless link 8 (the coupons are then transmitted by radio-frequency link), loading can then be carried out automatically without intervention of the wearer of the device, in accordance with the preferred embodiment of the present invention. The coupons may have been loaded during a previous collection operation. They can be allocated based, for example, on purchases made, coupons already used, customer status, profile or interests. Finally, coupons can be loaded via the Internet from the customer's home (connection via computer with a connected reader).
Le système d'encaissement permet d'utiliser ces coupons lors du passage en caisse. Les coupons de réduction vont être déduits des achats réalisés si les articles correspondant aux coupons ont été achetés.The collection system allows these coupons to be used during checkout. Discount coupons will be deducted from purchases made if the items corresponding to the coupons have been purchased.
Pour cette opération, la carte sera lue (interface contact 9 ou sans contact 8) par un terminal qui va se charger de comparer les articles achetés avec les coupons présents dans la carte. Ce type de lecture est connu en lui-même ; il est basé sur des codes à barre des articles lus par le lecteur de codes qui sont récupérés au niveau d'un terminal qui se charge de l'opération de comparaison avec les coupons présents dans la carte et qui calcule le montant de la remise.For this operation, the card will be read (contact interface 9 or contactless interface 8) by a terminal which will be responsible for comparing the items purchased with the coupons present in the card. This type of reading is known in itself; it is based on bar codes of the articles read by the code reader which are retrieved from a terminal which is responsible for the operation of comparison with the coupons present in the card and which calculates the amount of the discount.
La remise (montant des coupons utilisés) peut être soit utilisée immédiatement, soit être créditée sous forme d'argent électronique (utilisable pour certains services ou dans certaines boutiques ou dans certains commerces), soit encore faire l'objet de bons d' achats .The discount (amount of coupons used) can either be used immediately, or be credited in the form of electronic money (usable for certain services or in certain shops or in certain businesses), or even be the subject of vouchers.
Le schéma est basé sur le chargement de coupons dans une carte à puce, en général en fonction de divers paramètres contenus dans la puce tels que : le profil, les achats effectués lors de visites précédentes, etc.The scheme is based on the loading of coupons into a smart card, in general according to various parameters contained in the chip such as: the profile, purchases made during previous visits, etc.
L'attribution de ces coupons peut se faire de différentes manières: - lors du paiement à la caisse, les coupons présents dans la carte sont utilisés et de nouveaux coupons sont chargés pour la prochaine visite ; à l'entrée du magasin, des coupons sont fournis au client (chargés dans la carte) de façon automatique dans le cas d'un système de communication sans contact. Il en est de même pour des bornes spécifiques qui peuvent se trouver dans les rayons et peuvent automatiquement charger des coupons pour les objets en promotion qui sont proches du porteur du dispositif selon l'invention; grâce à des bornes spécifiques, le client peut charger sa carte avec les coupons du jour.The allocation of these coupons can be done in different ways: - when paying at the cash desk, the coupons present in the card are used and new coupons are loaded for the next visit; At the entrance to the store, coupons are provided to the customer (loaded into the card) automatically in the case of a contactless communication system. It is the same for specific terminals which can be found on the shelves and can automatically load coupons for promotional items which are close to the wearer of the device according to the invention; thanks to specific terminals, the customer can load his card with the coupons of the day.
On peut également envisager des collectes de coupons à distance, grâce au réseau Internet par exemple. Dans ce cas, l'ordinateur du porteur est doté d'un lecteur de carte à puce et lors de la consultation d'un site web spécifique, le serveur va charger des coupons dans la carte du porteur.We can also consider collecting coupons remotely, using the Internet for example. In this case, the bearer's computer is equipped with a smart card reader and when consulting a specific website, the server will load coupons into the bearer's card.
Dans tous ces cas de figure, il est intéressant et motivant pour le porteur de pouvoir visualiser à tout moment les coupons contenus dans la carte, comme dans le cas de l'émission de coupons papier .In all these cases, it is interesting and motivating for the power bearer view the coupons contained in the card at any time, as in the case of issuing paper coupons.
Aussi, la carte à puce conforme à la présente invention est dotée d'un afficheur fonctionnant de manière que le porteur de la carte puisse visualiser les coupons chargés dans la carte. Pour l'utilisation des coupons, ces derniers resteront sécurisés (contre les modifications éventuelles) grâce à la carte à puce. De plus, la possibilité de chargement sans contact de données relatives à des coupons permet de charger des messages non seulement au niveau de bornes interactives mais aussi de manière systématique, lors du passage sous une antenne, par exemple, à l'entrée du magasin ou à proximité de bornes situées dans les rayons du magasin.Also, the smart card according to the present invention is provided with a display operating so that the card holder can view the coupons loaded in the card. For the use of the coupons, they will remain secure (against possible modifications) thanks to the smart card. In addition, the possibility of contactless loading of data relating to coupons makes it possible to load messages not only at interactive terminals but also systematically, when passing under an antenna, for example, at the entrance to the store or near terminals located on store shelves.
Les coupons proposés peuvent être fonction de multiples paramètres :The coupons offered can be a function of multiple parameters:
- choix des coupons par le client au niveau de la borne, proposition des coupons en fonction des derniers achats ou du profil du client,- choice of coupons by the customer at the terminal, proposal of coupons according to the latest purchases or the customer's profile,
- proposition de promotions saisonnières,- proposal of seasonal promotions,
- etc . Par ailleurs, il est également possible de charger des coupons en fonction des rayons visités par le client. Il est ainsi possible de charger des coupons plus incitatifs car correspondant réellement aux centres d'intérêts du client, Un avantage de 1 ' invention est la possibilité donnée au client de choisir parmi des coupons qui auront été automatiquement chargés, ceux qui l'intéressent. On peut ainsi amener le client à avoir une démarche active dans le programme de l'attribution de coupons, ce qui augmente très fortement 1 ' impact du programme et donc 1 ' intérêt pour les opérateurs .- etc. Furthermore, it is also possible to load coupons according to the departments visited by the customer. It is thus possible to load coupons that are more attractive because they really correspond to the customer's centers of interest. One advantage of the invention is the possibility given to the customer to choose from coupons that will have been automatically loaded, those that interest him. We can thus bring the client to have an active approach in the program of the allocation of coupons, which increases very strongly impact of the program and therefore interest for operators.
De plus, Il est possible d'augmenter encore l'efficacité des coupons. En effet, il est parfois difficile de choisir les articles faisant l'objet des coupons. Ce problème est d'ailleurs source de fraude majeure dans certaines applications de coupons papier : le client a choisi dans le rayon un article qu'il pense à tort correspondre à son coupon. Lors de son passage à la caisse, cette erreur apparaît mais la caissière va laisser passer quand même cette erreur pour ne pas bloquer sa caisse. Ainsi, le client va bénéficier d'un coupon pour l'achat d'un article quelconque (problème de la remise mal attribuée) . Grâce à la carte à puce avec afficheur, qui intègre une liaison sans contact, il est possible de détecter à partir d'une antenne les coupons qui sont présents dans la carte, et ainsi de faire apparaître une signaletique particulière sur les rayons au niveau des articles faisant l'objet de coupons, et d'afficher simultanément sur la carte le montant du coupon disponible pour ce produit. Le client est ainsi incité davantage à choisir ces articles et le risque d'erreur involontaire est nul. A l'inverse, la présente invention peut permettre, grâce à une borne placée près d'un article, de charger automatiquement le coupon dans le dispositif portatif et d'activer l'avertisseur. In addition, it is possible to further increase the efficiency of the coupons. Indeed, it is sometimes difficult to choose the articles subject to coupons. This problem is also a source of major fraud in certain applications of paper coupons: the customer has chosen an item in the department which he thinks is wrong to correspond to his coupon. During his checkout, this error appears but the cashier will let this error pass anyway so as not to block his cash register. Thus, the customer will benefit from a coupon for the purchase of any article (problem of the incorrectly allocated discount). Thanks to the smart card with display, which integrates a contactless link, it is possible to detect from an antenna the coupons which are present in the card, and thus to make appear a particular signaling on the shelves at the level of coupons, and simultaneously display on the card the coupon amount available for this product. The customer is thus encouraged more to choose these articles and the risk of involuntary error is zero. Conversely, the present invention can allow, thanks to a terminal placed near an article, to automatically load the coupon in the portable device and activate the alarm.

Claims

R E V E N D I C A T I O N S
1. Dispositif portatif électronique, tel qu'une carte à puce, destiné au stockage de coupons, caractérisé en ce qu'il comporte un afficheur1. Portable electronic device, such as a smart card, intended for the storage of coupons, characterized in that it comprises a display
( 10) permettant de présenter des informations concernant les coupons stockés.(10) allowing to present information concerning the stored coupons.
2. Dispositif selon la revendication 1, caractérisé en ce qu'il comporte une interface de communication du type sans contact (8) à partir de laquelle des coupons peuvent être chargés et/ou restitués.2. Device according to claim 1, characterized in that it comprises a contactless type communication interface (8) from which coupons can be loaded and / or returned.
3. Dispositif selon la revendication 1 ou 2, caractérisé en ce qu'il comporte une interface de communication du type à contacts (9) à partir de laquelle des coupons peuvent être chargés et/ou restitués .3. Device according to claim 1 or 2, characterized in that it comprises a contact type communication interface (9) from which coupons can be loaded and / or returned.
4. Dispositif selon l'une quelconque des revendications 1 à 3, caractérisé en ce qu'il comprend en outre des moyens formant interface (12) permettant de choisir l'affichage, le maintien en mémoire et/ou l'effacement de la mémoire d'au moins un coupon parmi les coupons chargés.4. Device according to any one of claims 1 to 3, characterized in that it further comprises interface means (12) allowing to choose the display, the keeping in memory and / or the erasing of the memory at least one coupon among the coupons loaded.
5. Dispositif selon l'une quelconque des revendications 1 à 4, caractérisé en ce qu'il comporte des moyens avertisseurs activés lorsqu'un coupon vient d'être chargé.5. Device according to any one of claims 1 to 4, characterized in that it comprises warning means activated when a coupon has just been loaded.
6. Borne adaptée pour le chargement sans contact de coupons dans un dispositif selon l'une quelconque des revendications 2 à 5, caractérisé en ce qu'elle comporte une antenne et en ce qu'elle émet au moyen de ladite antenne des données définissant les coupons à charger.6. Terminal adapted for contactless loading of coupons into a device according to one any one of claims 2 to 5, characterized in that it comprises an antenna and in that it transmits by means of said antenna data defining the coupons to be loaded.
7. Procédé de chargement sans contact de coupons dans un dispositif selon l'une quelconque des revendications 2 à 5, caractérisé en ce qu'il comporte les étapes suivantes : - installation d'une borne selon la revendication 7 à proximité d'un produit prédéterminé, et7. Method for contactlessly loading coupons in a device according to any one of claims 2 to 5, characterized in that it comprises the following steps: - installation of a terminal according to claim 7 near a product predetermined, and
- émission par la borne de coupons concernant ledit produit. - issue by the terminal of coupons relating to said product.
PCT/FR2000/002430 1999-09-06 2000-09-04 Portable electronic device with display and management of promotional coupons WO2001018699A1 (en)

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FR9911135A FR2798211A1 (en) 1999-09-06 1999-09-06 PORTABLE ELECTRONIC DEVICE WITH DISPLAY AND MANAGEMENT OF PROMOTIONAL COUPONS
FR99/11135 1999-09-06

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