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Publication numberWO2000042486 A3
Publication typeApplication
Application numberPCT/US2000/000814
Publication date28 Sep 2000
Filing date13 Jan 2000
Priority date15 Jan 1999
Also published asUS6324526, US7840486, US8036988, US20020120587, US20060031161, US20110071945, US20120095917, WO2000042486A2
Publication numberPCT/2000/814, PCT/US/0/000814, PCT/US/0/00814, PCT/US/2000/000814, PCT/US/2000/00814, PCT/US0/000814, PCT/US0/00814, PCT/US0000814, PCT/US000814, PCT/US2000/000814, PCT/US2000/00814, PCT/US2000000814, PCT/US200000814, WO 0042486 A3, WO 0042486A3, WO 2000/042486 A3, WO 2000042486 A3, WO 2000042486A3, WO-A3-0042486, WO-A3-2000042486, WO0042486 A3, WO0042486A3, WO2000/042486A3, WO2000042486 A3, WO2000042486A3
InventorsAgostino John D
ApplicantAgostino John D
Export CitationBiBTeX, EndNote, RefMan
External Links: Patentscope, Espacenet
System and method for performing secure credit card purchases
WO 2000042486 A3
Abstract
A method and system of performing secure credit card purchases in the context of a remote commercial transaction, such as over the telephone, wherein only the customer, once generally deciding upon a product or service to be purchased, communicates with a custodial authorizing entity, such as a credit card company or issuing bank wherein such entity has previous knowledge of the credit card number as well as custodial control of other account parameters such as interest rate, payment history, available credit limit etc. The customer supplies the custodial authorizing entity (Figure 1, item 12) with the account identification data such as the credit predetermined payment categories which define the dollar amount for the purchase and specific, predetermined time parameters within which authorization by the custodial authorizing entity will remain in effect. The custodial authorizing entity then generates a transaction code (Figure 1, item 20) which is communicated exclusively to the customer wherein the customer in turn communicates only the transaction code to the merchant instead of a credit card number (Figure 2, item 64).
Patent Citations
Cited PatentFiling datePublication dateApplicantTitle
US5671279 *13 Nov 199523 Sep 1997Netscape Communications CorporationElectronic commerce using a secure courier system
Classifications
International ClassificationG06Q20/08, G06Q20/02, G06Q20/38, G06Q20/10, G06Q20/04, G06Q20/24, G06Q20/40, G06Q30/02
Cooperative ClassificationG06Q20/0855, G06Q20/04, G06Q20/24, G06Q20/105, G06Q20/40, G06Q20/385, G06Q20/02, G06Q30/0241
European ClassificationG06Q20/02, G06Q20/04, G06Q20/385, G06Q20/24, G06Q20/40, G06Q20/0855, G06Q30/0241, G06Q20/105
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