WO1999045720A1 - Virtual credit card access device for mobile communication equipment - Google Patents
Virtual credit card access device for mobile communication equipment Download PDFInfo
- Publication number
- WO1999045720A1 WO1999045720A1 PCT/US1999/003713 US9903713W WO9945720A1 WO 1999045720 A1 WO1999045720 A1 WO 1999045720A1 US 9903713 W US9903713 W US 9903713W WO 9945720 A1 WO9945720 A1 WO 9945720A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- user
- data
- communications device
- credit card
- new
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/20—Individual registration on entry or exit involving the use of a pass
- G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
- G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
- G07C9/257—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F9/00—Details other than those peculiar to special kinds or types of apparatus
- G07F9/009—User recognition or proximity detection
Definitions
- This invention relates generally to wireless communication systems, and in particular, to A method for paying for the usage of the equipment, including call charges attendant to.
- FIG. 1 illustrates a wireless communication system in accordance with the present invention as fully described herein.
- FIG. 2 illustrates a logic diagram that may be used to implement the present invention.
- the present invention provides a method and apparatus for accessing a mobile communications device, such as a car telephone or other rental communications equipment, by utilizing a virtual (electronic account accessing ) device.
- a mobile communications device such as a car telephone or other rental communications equipment
- a virtual (electronic account accessing ) device This is accomplished by providing a proximity key chain device, attached to the keys of the vehicle that contains information about the user and at the same time is only accessed at such time as the user is within close proximity to the RF receiving unit located at or within the vehicle itself.
- the access may be either voluntary (by the push of a button), or involuntary, by automatic excitation of the RF transmitter by the receiving unit, once the proximity range has been met.
Abstract
Description
Claims
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU27774/99A AU2777499A (en) | 1998-03-02 | 1999-02-24 | Virtual credit card access device for mobile communication equipment |
EP99908312A EP1023812A4 (en) | 1998-03-02 | 1999-02-24 | Virtual credit card access device for mobile communication equipment |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/041,360 US6157824A (en) | 1998-03-02 | 1998-03-02 | Virtual credit card access device for mobile communications equipment |
US09/041,360 | 1998-03-02 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1999045720A1 true WO1999045720A1 (en) | 1999-09-10 |
Family
ID=21916082
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US1999/003713 WO1999045720A1 (en) | 1998-03-02 | 1999-02-24 | Virtual credit card access device for mobile communication equipment |
Country Status (4)
Country | Link |
---|---|
US (1) | US6157824A (en) |
EP (1) | EP1023812A4 (en) |
AU (1) | AU2777499A (en) |
WO (1) | WO1999045720A1 (en) |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
NL1013731C2 (en) * | 1999-12-02 | 2001-06-06 | Ad M & O Adviseur Man En Organ | Method and assembly for performing payment transactions with a payment card. |
EP2005637A2 (en) * | 2006-03-21 | 2008-12-24 | Motorola, Inc. | Methods and devices for establishing and processing payment rules for mobile commerce |
Families Citing this family (49)
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US8982856B2 (en) | 1996-12-06 | 2015-03-17 | Ipco, Llc | Systems and methods for facilitating wireless network communication, satellite-based wireless network systems, and aircraft-based wireless network systems, and related methods |
US7054271B2 (en) | 1996-12-06 | 2006-05-30 | Ipco, Llc | Wireless network system and method for providing same |
US6437692B1 (en) | 1998-06-22 | 2002-08-20 | Statsignal Systems, Inc. | System and method for monitoring and controlling remote devices |
US8410931B2 (en) | 1998-06-22 | 2013-04-02 | Sipco, Llc | Mobile inventory unit monitoring systems and methods |
US6891838B1 (en) | 1998-06-22 | 2005-05-10 | Statsignal Ipc, Llc | System and method for monitoring and controlling residential devices |
US6914893B2 (en) | 1998-06-22 | 2005-07-05 | Statsignal Ipc, Llc | System and method for monitoring and controlling remote devices |
US7650425B2 (en) | 1999-03-18 | 2010-01-19 | Sipco, Llc | System and method for controlling communication between a host computer and communication devices associated with remote devices in an automated monitoring system |
US7239226B2 (en) | 2001-07-10 | 2007-07-03 | American Express Travel Related Services Company, Inc. | System and method for payment using radio frequency identification in contact and contactless transactions |
US7889052B2 (en) | 2001-07-10 | 2011-02-15 | Xatra Fund Mx, Llc | Authorizing payment subsequent to RF transactions |
WO2001022342A1 (en) * | 1999-09-22 | 2001-03-29 | Keiichi Nakajima | Electronic settlement system, settlement device, and terminal |
WO2001067355A2 (en) | 2000-03-07 | 2001-09-13 | American Express Travel Related Services Company, Inc. | System for facilitating a transaction |
WO2002011019A1 (en) | 2000-08-01 | 2002-02-07 | First Usa Bank, N.A. | System and method for transponder-enabled account transactions |
DE10039705A1 (en) * | 2000-08-14 | 2002-02-28 | Mettler Toledo Albstadt Gmbh | Device for handling individual processes |
US7565307B1 (en) * | 2000-12-21 | 2009-07-21 | Tc License Ltd. | Automatic payment method using RF ID tags |
US8452259B2 (en) | 2001-02-20 | 2013-05-28 | Adidas Ag | Modular personal network systems and methods |
US20020116329A1 (en) * | 2001-02-20 | 2002-08-22 | Serbetcioglu Bekir Sami | Systems and methods for approval of credit/debit account transactions using a wireless device |
AU2002255568B8 (en) | 2001-02-20 | 2014-01-09 | Adidas Ag | Modular personal network systems and methods |
US7650314B1 (en) | 2001-05-25 | 2010-01-19 | American Express Travel Related Services Company, Inc. | System and method for securing a recurrent billing transaction |
US9031880B2 (en) | 2001-07-10 | 2015-05-12 | Iii Holdings 1, Llc | Systems and methods for non-traditional payment using biometric data |
US7746215B1 (en) | 2001-07-10 | 2010-06-29 | Fred Bishop | RF transactions using a wireless reader grid |
US7360689B2 (en) | 2001-07-10 | 2008-04-22 | American Express Travel Related Services Company, Inc. | Method and system for proffering multiple biometrics for use with a FOB |
US8284025B2 (en) | 2001-07-10 | 2012-10-09 | Xatra Fund Mx, Llc | Method and system for auditory recognition biometrics on a FOB |
US7735725B1 (en) | 2001-07-10 | 2010-06-15 | Fred Bishop | Processing an RF transaction using a routing number |
US8548927B2 (en) | 2001-07-10 | 2013-10-01 | Xatra Fund Mx, Llc | Biometric registration for facilitating an RF transaction |
US9024719B1 (en) | 2001-07-10 | 2015-05-05 | Xatra Fund Mx, Llc | RF transaction system and method for storing user personal data |
US7668750B2 (en) | 2001-07-10 | 2010-02-23 | David S Bonalle | Securing RF transactions using a transactions counter |
US9454752B2 (en) | 2001-07-10 | 2016-09-27 | Chartoleaux Kg Limited Liability Company | Reload protocol at a transaction processing entity |
US20040236699A1 (en) | 2001-07-10 | 2004-11-25 | American Express Travel Related Services Company, Inc. | Method and system for hand geometry recognition biometrics on a fob |
US7249112B2 (en) | 2002-07-09 | 2007-07-24 | American Express Travel Related Services Company, Inc. | System and method for assigning a funding source for a radio frequency identification device |
US7303120B2 (en) | 2001-07-10 | 2007-12-04 | American Express Travel Related Services Company, Inc. | System for biometric security using a FOB |
US8294552B2 (en) | 2001-07-10 | 2012-10-23 | Xatra Fund Mx, Llc | Facial scan biometrics on a payment device |
US8001054B1 (en) | 2001-07-10 | 2011-08-16 | American Express Travel Related Services Company, Inc. | System and method for generating an unpredictable number using a seeded algorithm |
US7113299B2 (en) * | 2001-07-12 | 2006-09-26 | Canon Development Americas, Inc. | Printing with credit card as identification |
US8489063B2 (en) | 2001-10-24 | 2013-07-16 | Sipco, Llc | Systems and methods for providing emergency messages to a mobile device |
US7480501B2 (en) | 2001-10-24 | 2009-01-20 | Statsignal Ipc, Llc | System and method for transmitting an emergency message over an integrated wireless network |
US7424527B2 (en) | 2001-10-30 | 2008-09-09 | Sipco, Llc | System and method for transmitting pollution information over an integrated wireless network |
US6805287B2 (en) | 2002-09-12 | 2004-10-19 | American Express Travel Related Services Company, Inc. | System and method for converting a stored value card to a credit card |
US6963739B2 (en) * | 2002-10-21 | 2005-11-08 | Motorola, Inc. | Method and apparatus for providing information intercept in an ad-hoc wireless network |
US20040143437A1 (en) * | 2003-01-06 | 2004-07-22 | Jbs Technologies, Llc | Sound-activated system for remotely operating vehicular or other functions |
JP2005031711A (en) * | 2003-05-12 | 2005-02-03 | Omron Corp | Onboard terminal device, onboard terminal control program, recording medium for this program, method of payment by communication of this device, payment management system and program, recording medium for this program, payment management method, fee receiving system and program, recording medium for this program, and method of receiving fee |
US7598842B2 (en) * | 2003-10-09 | 2009-10-06 | Symbol Technologies, Inc. | Secure mobile device and allocation system |
US7231233B2 (en) * | 2003-11-25 | 2007-06-12 | G Squared, Llc | Combined multi-media and in ear monitoring system and method of remote monitoring and control thereof |
US7756086B2 (en) | 2004-03-03 | 2010-07-13 | Sipco, Llc | Method for communicating in dual-modes |
US8031650B2 (en) | 2004-03-03 | 2011-10-04 | Sipco, Llc | System and method for monitoring remote devices with a dual-mode wireless communication protocol |
US7318550B2 (en) | 2004-07-01 | 2008-01-15 | American Express Travel Related Services Company, Inc. | Biometric safeguard method for use with a smartcard |
DE102004059179B4 (en) * | 2004-12-08 | 2006-12-28 | Siemens Ag | Method for locating a transmitting and receiving device |
WO2006081206A1 (en) | 2005-01-25 | 2006-08-03 | Sipco, Llc | Wireless network protocol systems and methods |
GB2509495A (en) * | 2013-01-02 | 2014-07-09 | Knightsbridge Portable Comm Sp | Device and system for user authentication to permit access to an electronic device |
US9758116B2 (en) * | 2014-01-10 | 2017-09-12 | Sony Corporation | Apparatus and method for use in configuring an environment of an automobile |
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US5583933A (en) * | 1994-08-05 | 1996-12-10 | Mark; Andrew R. | Method and apparatus for the secure communication of data |
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US4965821A (en) * | 1988-12-23 | 1990-10-23 | Gte Mobilnet Incorporated | Cellular mobile radiotelephone-based system for rental of mobile equipment |
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US5144649A (en) * | 1990-10-24 | 1992-09-01 | Gte Mobile Communications Service Corporation | Cellular radiotelephone credit card paystation method |
US5388148A (en) * | 1991-08-12 | 1995-02-07 | Seiderman; Abe | Cellular telephone calling system using credit card validation |
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-
1998
- 1998-03-02 US US09/041,360 patent/US6157824A/en not_active Expired - Fee Related
-
1999
- 1999-02-24 AU AU27774/99A patent/AU2777499A/en not_active Abandoned
- 1999-02-24 WO PCT/US1999/003713 patent/WO1999045720A1/en not_active Application Discontinuation
- 1999-02-24 EP EP99908312A patent/EP1023812A4/en not_active Withdrawn
Patent Citations (1)
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US5583933A (en) * | 1994-08-05 | 1996-12-10 | Mark; Andrew R. | Method and apparatus for the secure communication of data |
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
NL1013731C2 (en) * | 1999-12-02 | 2001-06-06 | Ad M & O Adviseur Man En Organ | Method and assembly for performing payment transactions with a payment card. |
WO2001041086A1 (en) * | 1999-12-02 | 2001-06-07 | Ad-M & O (Adviseur Management En Organisatie) B.V | Method and assembly for performing payment transactions with a payment card and bank card |
EP2005637A2 (en) * | 2006-03-21 | 2008-12-24 | Motorola, Inc. | Methods and devices for establishing and processing payment rules for mobile commerce |
EP2005637A4 (en) * | 2006-03-21 | 2013-07-17 | Motorola Mobility Llc | Methods and devices for establishing and processing payment rules for mobile commerce |
Also Published As
Publication number | Publication date |
---|---|
EP1023812A1 (en) | 2000-08-02 |
AU2777499A (en) | 1999-09-20 |
US6157824A (en) | 2000-12-05 |
EP1023812A4 (en) | 2001-05-09 |
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