US7086584B2 - Systems and methods for configuring a point-of-sale system - Google Patents
Systems and methods for configuring a point-of-sale system Download PDFInfo
- Publication number
- US7086584B2 US7086584B2 US10/116,735 US11673502A US7086584B2 US 7086584 B2 US7086584 B2 US 7086584B2 US 11673502 A US11673502 A US 11673502A US 7086584 B2 US7086584 B2 US 7086584B2
- Authority
- US
- United States
- Prior art keywords
- transaction
- point
- pos device
- pos
- transaction system
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime, expires
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Images
Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/04—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by paper currency
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
- G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
Abstract
Description
Claims (25)
Priority Applications (10)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/116,735 US7086584B2 (en) | 1999-08-09 | 2002-04-03 | Systems and methods for configuring a point-of-sale system |
MXPA04009704A MXPA04009704A (en) | 2002-04-03 | 2003-04-02 | Systems and methods for performing transactions at a point-of-sale. |
NZ535788A NZ535788A (en) | 2002-04-03 | 2003-04-02 | Systems and methods for performing transactions at a point-of-sale |
CNA038126931A CN1871613A (en) | 2002-04-03 | 2003-04-02 | Systems and methods for performing transactions at a point-of-sale |
PCT/US2003/012184 WO2003088005A2 (en) | 2002-04-03 | 2003-04-02 | Systems and methods for performing transactions at a point-of-sale |
AU2003222656A AU2003222656A1 (en) | 2002-04-03 | 2003-04-02 | Systems and methods for performing transactions at a point-of-sale |
CA002481075A CA2481075A1 (en) | 2002-04-03 | 2003-04-02 | Systems and methods for performing transactions at a point-of-sale |
EP03719853A EP1573442A2 (en) | 2002-04-03 | 2003-04-02 | Systems and methods for performing transactions at a point-of-sale |
US11/498,937 US7506809B2 (en) | 1999-08-09 | 2006-08-02 | Systems and methods for configuring a point-of-sale system |
US12/355,253 US7905400B2 (en) | 1999-08-09 | 2009-01-16 | Systems and methods for configuring a point-of-sale system |
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14789999P | 1999-08-09 | 1999-08-09 | |
US09/634,901 US6547132B1 (en) | 1999-08-09 | 2000-08-09 | Point of sale payment terminal |
US10/116,735 US7086584B2 (en) | 1999-08-09 | 2002-04-03 | Systems and methods for configuring a point-of-sale system |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/634,901 Continuation-In-Part US6547132B1 (en) | 1999-08-09 | 2000-08-09 | Point of sale payment terminal |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US11/498,937 Continuation US7506809B2 (en) | 1999-08-09 | 2006-08-02 | Systems and methods for configuring a point-of-sale system |
Publications (2)
Publication Number | Publication Date |
---|---|
US20030222135A1 US20030222135A1 (en) | 2003-12-04 |
US7086584B2 true US7086584B2 (en) | 2006-08-08 |
Family
ID=46150097
Family Applications (3)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/116,735 Expired - Lifetime US7086584B2 (en) | 1999-08-09 | 2002-04-03 | Systems and methods for configuring a point-of-sale system |
US11/498,937 Expired - Fee Related US7506809B2 (en) | 1999-08-09 | 2006-08-02 | Systems and methods for configuring a point-of-sale system |
US12/355,253 Expired - Fee Related US7905400B2 (en) | 1999-08-09 | 2009-01-16 | Systems and methods for configuring a point-of-sale system |
Family Applications After (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US11/498,937 Expired - Fee Related US7506809B2 (en) | 1999-08-09 | 2006-08-02 | Systems and methods for configuring a point-of-sale system |
US12/355,253 Expired - Fee Related US7905400B2 (en) | 1999-08-09 | 2009-01-16 | Systems and methods for configuring a point-of-sale system |
Country Status (1)
Country | Link |
---|---|
US (3) | US7086584B2 (en) |
Cited By (91)
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US20030093502A1 (en) * | 2001-11-09 | 2003-05-15 | Fujitsu Limited | Program setting system, program setting method, server, client and program |
US20030172031A1 (en) * | 2001-09-24 | 2003-09-11 | Graves Phillip Craig | System and method for supplying communication service |
US20040133511A1 (en) * | 2002-09-24 | 2004-07-08 | E2Interactive, Inc. D/B/A E2Interactive, Inc. | System and method for adding value to a stored-value account |
US20050015342A1 (en) * | 2003-05-02 | 2005-01-20 | Sadao Murata | Check processing apparatus, POS system and method for processing checks when processing transactions using a POS terminal computer |
US20050051619A1 (en) * | 1999-08-19 | 2005-03-10 | Graves Phillip Craig | System and method for securely authorizing and distributing stored-value card data |
US20050075980A1 (en) * | 2003-10-06 | 2005-04-07 | Fontana Ralph G | Check Assurance Protection System |
US20050086159A1 (en) * | 2003-10-20 | 2005-04-21 | Noorallah Laiwalla | Retail identification system |
US20050197935A1 (en) * | 2003-12-30 | 2005-09-08 | Taicom Data Systems Co., Ltd. | Wireless networking cash register |
US20050228718A1 (en) * | 2004-04-13 | 2005-10-13 | Pop Insights Inc. | Point of purchase research device |
US20060085269A1 (en) * | 2003-03-07 | 2006-04-20 | Kieron Guilfoyle | Transaction processing |
US20060213968A1 (en) * | 2005-03-23 | 2006-09-28 | Guest John D | Delivery of value identifiers using short message service (SMS) |
US20060255135A1 (en) * | 2003-11-13 | 2006-11-16 | E2Interactive, Inc. D/B/A E2Interactive, Inc. | Keycard for automating transaction requests |
US20070094084A1 (en) * | 2000-08-01 | 2007-04-26 | First Usa Bank N.A. | System and method for transponder-enabled account transactions |
US20070118477A1 (en) * | 2003-11-14 | 2007-05-24 | Graves Phillip C | Value Insertion Using Bill Pay Card Preassociated with Biller |
US20070150337A1 (en) * | 2005-12-22 | 2007-06-28 | Pegasus Transtech Corporation | Trucking document delivery system and method |
US20070192198A1 (en) * | 2005-07-07 | 2007-08-16 | American Express Travel Related Services Co., Inc. | System and method for leveraging a payment authorization environment for offering and fulfilling the cross selling of products to existing customers, up selling, and acquisition of new customers |
US20070187492A1 (en) * | 1999-08-19 | 2007-08-16 | Graves Phillip C | System and Method For Authorizing Stored Value Card Transactions |
US20070278298A1 (en) * | 2006-05-30 | 2007-12-06 | Muhammad Safder Ali | Reducing internal theft at a point of sale |
US20070284435A1 (en) * | 2006-06-08 | 2007-12-13 | First Data Corporation | Transaction instruments with enhanced security pin and expiration date generation |
US20080048026A1 (en) * | 1998-05-29 | 2008-02-28 | E-Micro Corporation | System for Associating Identification and Personal Data for Multiple Magnetic Stripe Cards or Other Sources to Facilitate a Transaction and Related Methods |
US20080086418A1 (en) * | 2006-10-09 | 2008-04-10 | First Data Corporation | Electronic payment instrument and packaging |
US20080103968A1 (en) * | 2006-10-31 | 2008-05-01 | Discover Financial Services Llc | Redemption of Credit Card Rewards at a Point of Sale |
US20080172331A1 (en) * | 2007-01-16 | 2008-07-17 | Graves Phillip C | Bill Payment Card Method and System |
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US20070029376A1 (en) | 2007-02-08 |
US20030222135A1 (en) | 2003-12-04 |
US7905400B2 (en) | 2011-03-15 |
US20090145958A1 (en) | 2009-06-11 |
US7506809B2 (en) | 2009-03-24 |
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