DE19702532B4 - Smart card and method for creating connection contacts on two main surfaces - Google Patents
Smart card and method for creating connection contacts on two main surfaces Download PDFInfo
- Publication number
- DE19702532B4 DE19702532B4 DE19702532A DE19702532A DE19702532B4 DE 19702532 B4 DE19702532 B4 DE 19702532B4 DE 19702532 A DE19702532 A DE 19702532A DE 19702532 A DE19702532 A DE 19702532A DE 19702532 B4 DE19702532 B4 DE 19702532B4
- Authority
- DE
- Germany
- Prior art keywords
- card
- flexible substrate
- chip
- main
- main surface
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
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Classifications
-
- H—ELECTRICITY
- H05—ELECTRIC TECHNIQUES NOT OTHERWISE PROVIDED FOR
- H05K—PRINTED CIRCUITS; CASINGS OR CONSTRUCTIONAL DETAILS OF ELECTRIC APPARATUS; MANUFACTURE OF ASSEMBLAGES OF ELECTRICAL COMPONENTS
- H05K1/00—Printed circuits
- H05K1/02—Details
- H05K1/11—Printed elements for providing electric connections to or between printed circuits
- H05K1/118—Printed elements for providing electric connections to or between printed circuits specially for flexible printed circuits, e.g. using folded portions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07745—Mounting details of integrated circuit chips
-
- H—ELECTRICITY
- H01—ELECTRIC ELEMENTS
- H01L—SEMICONDUCTOR DEVICES NOT COVERED BY CLASS H10
- H01L23/00—Details of semiconductor or other solid state devices
- H01L23/48—Arrangements for conducting electric current to or from the solid state body in operation, e.g. leads, terminal arrangements ; Selection of materials therefor
- H01L23/488—Arrangements for conducting electric current to or from the solid state body in operation, e.g. leads, terminal arrangements ; Selection of materials therefor consisting of soldered or bonded constructions
- H01L23/498—Leads, i.e. metallisations or lead-frames on insulating substrates, e.g. chip carriers
- H01L23/4985—Flexible insulating substrates
-
- H—ELECTRICITY
- H01—ELECTRIC ELEMENTS
- H01L—SEMICONDUCTOR DEVICES NOT COVERED BY CLASS H10
- H01L23/00—Details of semiconductor or other solid state devices
- H01L23/48—Arrangements for conducting electric current to or from the solid state body in operation, e.g. leads, terminal arrangements ; Selection of materials therefor
- H01L23/488—Arrangements for conducting electric current to or from the solid state body in operation, e.g. leads, terminal arrangements ; Selection of materials therefor consisting of soldered or bonded constructions
- H01L23/498—Leads, i.e. metallisations or lead-frames on insulating substrates, e.g. chip carriers
- H01L23/49855—Leads, i.e. metallisations or lead-frames on insulating substrates, e.g. chip carriers for flat-cards, e.g. credit cards
-
- H—ELECTRICITY
- H01—ELECTRIC ELEMENTS
- H01L—SEMICONDUCTOR DEVICES NOT COVERED BY CLASS H10
- H01L2924/00—Indexing scheme for arrangements or methods for connecting or disconnecting semiconductor or solid-state bodies as covered by H01L24/00
- H01L2924/15—Details of package parts other than the semiconductor or other solid state devices to be connected
- H01L2924/151—Die mounting substrate
- H01L2924/1517—Multilayer substrate
- H01L2924/15172—Fan-out arrangement of the internal vias
- H01L2924/15173—Fan-out arrangement of the internal vias in a single layer of the multilayer substrate
-
- H—ELECTRICITY
- H05—ELECTRIC TECHNIQUES NOT OTHERWISE PROVIDED FOR
- H05K—PRINTED CIRCUITS; CASINGS OR CONSTRUCTIONAL DETAILS OF ELECTRIC APPARATUS; MANUFACTURE OF ASSEMBLAGES OF ELECTRICAL COMPONENTS
- H05K1/00—Printed circuits
- H05K1/18—Printed circuits structurally associated with non-printed electric components
- H05K1/182—Printed circuits structurally associated with non-printed electric components associated with components mounted in the printed circuit board, e.g. insert mounted components [IMC]
-
- H—ELECTRICITY
- H05—ELECTRIC TECHNIQUES NOT OTHERWISE PROVIDED FOR
- H05K—PRINTED CIRCUITS; CASINGS OR CONSTRUCTIONAL DETAILS OF ELECTRIC APPARATUS; MANUFACTURE OF ASSEMBLAGES OF ELECTRICAL COMPONENTS
- H05K2201/00—Indexing scheme relating to printed circuits covered by H05K1/00
- H05K2201/05—Flexible printed circuits [FPCs]
- H05K2201/055—Folded back on itself
-
- H—ELECTRICITY
- H05—ELECTRIC TECHNIQUES NOT OTHERWISE PROVIDED FOR
- H05K—PRINTED CIRCUITS; CASINGS OR CONSTRUCTIONAL DETAILS OF ELECTRIC APPARATUS; MANUFACTURE OF ASSEMBLAGES OF ELECTRICAL COMPONENTS
- H05K2201/00—Indexing scheme relating to printed circuits covered by H05K1/00
- H05K2201/05—Flexible printed circuits [FPCs]
- H05K2201/056—Folded around rigid support or component
-
- H—ELECTRICITY
- H05—ELECTRIC TECHNIQUES NOT OTHERWISE PROVIDED FOR
- H05K—PRINTED CIRCUITS; CASINGS OR CONSTRUCTIONAL DETAILS OF ELECTRIC APPARATUS; MANUFACTURE OF ASSEMBLAGES OF ELECTRICAL COMPONENTS
- H05K2201/00—Indexing scheme relating to printed circuits covered by H05K1/00
- H05K2201/09—Shape and layout
- H05K2201/09009—Substrate related
- H05K2201/09036—Recesses or grooves in insulating substrate
-
- H—ELECTRICITY
- H05—ELECTRIC TECHNIQUES NOT OTHERWISE PROVIDED FOR
- H05K—PRINTED CIRCUITS; CASINGS OR CONSTRUCTIONAL DETAILS OF ELECTRIC APPARATUS; MANUFACTURE OF ASSEMBLAGES OF ELECTRICAL COMPONENTS
- H05K2201/00—Indexing scheme relating to printed circuits covered by H05K1/00
- H05K2201/10—Details of components or other objects attached to or integrated in a printed circuit board
- H05K2201/10613—Details of electrical connections of non-printed components, e.g. special leads
- H05K2201/10621—Components characterised by their electrical contacts
- H05K2201/10689—Leaded Integrated Circuit [IC] package, e.g. dual-in-line [DIL]
-
- H—ELECTRICITY
- H05—ELECTRIC TECHNIQUES NOT OTHERWISE PROVIDED FOR
- H05K—PRINTED CIRCUITS; CASINGS OR CONSTRUCTIONAL DETAILS OF ELECTRIC APPARATUS; MANUFACTURE OF ASSEMBLAGES OF ELECTRICAL COMPONENTS
- H05K3/00—Apparatus or processes for manufacturing printed circuits
- H05K3/0058—Laminating printed circuit boards onto other substrates, e.g. metallic substrates
Abstract
Chipkarte mit einem Kartengrundkörper (10), einem Chip (24) und einem flexiblen Substrat (14), wobei der Chip (24) und ein Teil des flexiblen Substrats (14) auf einer ersten Hauptoberfläche des Kartengrundkörpers (10) derart angeordnet sind, daß elektrisch leitfähige Bereiche (16) des flexiblen Substrats (14) mit Anschlußbereichen des Chips (24) elektrisch verbunden sind, wobei das flexible Substrat (14) um zumindest eine Kante (20) des Kartengrundkörpers (10) gebogen ist, derart, daß ein Teil des flexiblen Substrats (14') auf einer zweiten Hauptoberfläche des Kartengrundkörpers (10) angeordnet ist, und wobei die elektrisch leitfähigen Bereiche (16) des flexiblen Substrats (14) Anschlußkontakte auf der ersten und der zweiten Hauptoberfläche des Kartengrundkörpers (10) definieren.smart card with a card body (10), a chip (24) and a flexible substrate (14), wherein the Chip (24) and a part of the flexible substrate (14) on a first main surface of the card base body (10) are arranged such that electrically conductive Areas (16) of the flexible substrate (14) with terminal areas of the chip (24) are electrically connected, wherein the flexible substrate (14) around at least one edge (20) of the card main body (10) is bent, such that a Part of the flexible substrate (14 ') on a second major surface of the Card base body (10), and wherein the electrically conductive regions (16) of the flexible substrate (14) connecting contacts on the first and the second main surface of the card body (10) define.
Description
Die vorliegende Erfindung bezieht sich auf eine Chipkarte, die Anschlußkontakte auf beiden Hauptoberflächen derselben aufweist, sowie auf ein Verfahren zum Erzeugen von Anschlußkontakten auf beiden Hauptoberflächen einer Chipkarte.The The present invention relates to a smart card, the terminal contacts on both main surfaces has the same, as well as a method for generating terminal contacts on both main surfaces a chip card.
Bei unter der Bezeichnung "Chipkarte" bekannten Karten handelt es sich um dünne Kunststoffkarten mit mindestens einem Chip. Diese Karten sind für den je nach Verwendungszweck notwendigen Informationsaustausch zwischen Chip und äußerer Peripherie mit einer oder mehreren Außenkontaktierungen auf ihrer Oberfläche für einen elektrischen Abgriff versehen. Der Informationsfluß läuft dabei von dem Chip, der auch gehäust sein kann, über eine Leiterplatte bzw. ein Substrat mit einer Leiterbahnstruktur zur Kartenoberfläche und über die Kartenaußenkontakte zur Peripherie.at cards known as "smart card" they are thin Plastic cards with at least one chip. These cards are for the ever according to purpose necessary information exchange between Chip and outer periphery with one or more external contacts on its surface for one provided electrical tap. The flow of information is running from the chip, which also housed can be over a printed circuit board or a substrate with a conductor track structure for card surface and over the card outside contacts to the periphery.
Die fortschreitenden Entwicklungen auf den technischen Gebieten der sogenannten Plastikkarten sowie der Mikroelektronik führten zu der Integration von Siliziumchips in dünnen Kunststoffkarten. Heutzutage sind derartige Chipkarten in vielerlei Formen in den unterschiedlichsten Anwendungsgebieten anzutreffen. Beispiele für kontaktbehaftete Chipkarten sind Speicherchipkarten, beispielsweise die Telefonkarte und die Krankenversicherungskarte, und Mikroporzessorchipkarten, beispielsweise die Bankkarte oder Identifikationskarten.The progressive developments in the technical fields of technology so-called plastic cards and microelectronics led to the integration of silicon chips in thin plastic cards. nowadays are such chip cards in many forms in the most diverse Application areas can be found. Examples of contact smart cards are Memory chip cards, for example the telephone card and the health insurance card, and Mikroporzessorchipkarten, such as the bank card or Identification cards.
Der Aufbau und die Ausstattung derartiger Chipkarten mit unterschiedlichen Chips ist sehr vielfältig. Üblicherweise bestehen die Chipkarten aus einem Kartenrohling aus Kunststoff mit einer Vertiefung und einem darin eingelassenen Modul. Das Modul besteht aus einem Träger (Epoxid-Glasgewebe, laminiertes Epoxid oder Polyester) mit Leiterbahnstruktur, dem Halbleiterchip und den Außenkontakten. Die Leiterbahnstruk tur besteht in den meisten Fällen nur aus den Außenkontakten. Der Chip ist relativ dazu gegenüberliegend montiert und kontaktiert.Of the Structure and equipment of such smart cards with different Chips is very diverse. Usually The chip cards consist of a card blank made of plastic a recess and a module embedded in it. The module exists from a carrier (Epoxy glass fabric, laminated epoxy or polyester) with conductor track structure, the semiconductor chip and the external contacts. The Leiterbahnstruk tur consists in most cases only of the external contacts. The chip is relatively opposite mounted and contacted.
Derartige Chipkarten erlauben einen Informationsaustausch zwischen der Peripherie, d.h. dem Lesegerät, und dem Chip über die auf der Oberfläche der Karte angebrachten Außenmetallisierungen bzw. Außenkontakte. Üblicherweise wird für die Kontaktierung meist einer der in der ISO-Norm 7816 Teil 1 festgelegten Kontakte verwendet.such Chip cards allow an exchange of information between the periphery, i.e. the reader, and the chip over the on the surface of the Map attached exterior metallizations or external contacts. Usually is for the contacting usually one of the specified in ISO standard 7816 Part 1 Contacts used.
Die beschriebenen Chipkarten sind jedoch nachteilig dahingehend, daß sie nur Kontakte auf einer Seite der Kartenoberfläche aufweisen. Mit der oben beschriebenen Modultechnologie und den dabei zur Anwendung kommenden einseitigen Trägern ist eine Aufteilung der Außenkontakte auf beide Kartenseiten bisher nicht praktikabel. Es existiert zwar prinzipiell die Möglichkeit, zweiseitige Außenkontaktierungen auf einer Chipkarte unter Verwendung von Mehrschichtsubstraten zu entwickeln. Jedoch ist der technische und wirtschaftliche Aufwand bei einem derartigen Aufbau für die hauptsächlich im Niedrig-Preis-Segment angesiedelten Chipkarten zu hoch.The However, smart cards described are disadvantageous in that they only Have contacts on one side of the card surface. With the above described module technology and the thereby used one-sided bearers a distribution of external contacts on both sides so far impractical. It exists in principle the possibility, two-sided external contacts on a smart card using multilayer substrates develop. However, the technical and economic effort in such a structure for the main ones in the low price segment settled chip cards too high.
Aus
der
Die
Die WO 96/30869 A2 befaßt sich mit einer stapelbaren Datenträgeranordnung, die ein kartenförmiges Trägerelement umfasst. Ein Leadframe, auf dem ein Speicherchip befestigt ist, ist einstückig aus dem Trägerelement herausgeführt und als umlaufender Außenanschluß zurückgeführt.The WO 96/30869 A2 itself with a stackable data carrier arrangement, which is a card-shaped carrier element includes. A leadframe on which a memory chip is attached, is in one piece from the carrier element led out and returned as a peripheral external connection.
Schließlich offenbart
die
Ausgehend von dem genannten Stand der Technik liegt der vorliegenden Erfindung die Aufgabe zugrunde, eine Chipkarte mit Anschlußkontakten auf zwei Hauptoberflächen derselben zu schaffen, die einen einfachen Aufbau aufweist, sowie ein einfaches Verfahren zum Erzeugen von Anschlußkontakten auf zwei Hauptoberflächen einer Chipkarte zu schaffen.outgoing of the cited prior art is the present invention the object of a smart card with terminal contacts on two main surfaces of the same to create, which has a simple structure, and a simple method for generating connection contacts on two main surfaces to create a chip card.
Diese Aufgabe wird durch eine Chipkarte gemäß Anspruch 1 und ein Verfahren gemäß Anspruch 9 gelöst.These The object is achieved by a chip card according to claim 1 and a method according to claim 9 solved.
Die vorliegende Erfindung schafft eine Chipkarte mit einem Kartengrundkörper, einem Chip und einem flexiblen Substrat, wobei der Chip und ein Teil des flexiblen Substrats auf einer ersten Hauptoberfläche des Kartenkörpers derart angeordnet sind, daß elektrisch leitfähige Bereiche des flexiblen Substrats mit Anschlußbereichen des Chips elektrisch verbunden sind, wobei das flexible Substrat um zumindest eine Kante des Kartengrundkörpers gebogen ist, derart, daß ein Teil des flexiblen Substrats auf einer zweiten Hauptoberfläche des Kartengrundkörpers angeordnet ist, und wobei die elektrisch leitfähigen Bereiche des flexiblen Substrats die Anschlußkontakte auf der ersten und der zweiten Hauptoberfläche des Kartengrundkörpers definieren.The present invention provides a chip A card having a card main body, a chip and a flexible substrate, wherein the chip and a part of the flexible substrate are arranged on a first main surface of the card body such that electrically conductive regions of the flexible substrate are electrically connected to terminal regions of the chip, wherein the flexible substrate bent around at least one edge of the card base such that a portion of the flexible substrate is disposed on a second major surface of the card base, and wherein the electrically conductive portions of the flexible substrate define the terminals on the first and second major surfaces of the card base.
Die vorliegende Erfindung schafft ferner ein Verfahren zum Erzeugen von Anschlußkontakten auf zwei Hauptoberflächen einer Chipkarte mit den Schritten des Bereitstellens eines Kartengrundkörpers, des Aufbringens eines Teils eines flexiblen Substrats, das elektrisch leitfähige Bereiche aufweist, auf eine erste Hauptoberfläche des Kartengrundkörpers, derart, daß ein Teil des flexiblen Substrats über eine Kante des Kartengrundkörpers vorsteht, und des Biegens des vorstehenden Teils des flexiblen Substrats um die Kante des Kartengrundkörpers, derart, daß ein Teil des flexiblen Substrats auf der zweiten Hauptoberfläche des Kartengrundkörpers zu liegen kommt, wobei die elektrisch leitfähigen Bereiche des Substrats die Anschlußkontakte auf der ersten und der zweiten Hauptoberfläche des Kartengrundkörpers definieren.The The present invention further provides a method of generating of connection contacts on two main surfaces a smart card with the steps of providing a card main body, the Applying a portion of a flexible substrate that is electrically conductive Having areas on a first major surface of the card base body, the existence Part of the flexible substrate over an edge of the card body projects, and the bending of the protruding part of the flexible substrate the edge of the card body, such that a Part of the flexible substrate on the second major surface of the Card base body comes to rest, the electrically conductive areas of the substrate the connection contacts on the first and second major surfaces of the card base.
Die vorliegende Erfindung ermöglicht es, gleichzeitig auf zwei gegenüberliegenden Oberflächen einer Chipkarte Außenkontakte zu erzeugen. Durch Außenkontakte, die auf zwei Hauptoberflächen einer Chipkarte angeordnet sind, läßt sich eine Vielzahl von Vorteilen realisieren.The present invention enables it, simultaneously on two opposite surfaces a chip card external contacts to create. Through external contacts, on two main surfaces a chip card are arranged, can be a variety of advantages realize.
Je nach Kontakt-Belegung und -Layout beinhaltet die zweiseitig kontaktbehaftete Chipkarte die prinzipielle Möglichkeit zur Stapelbarkeit. Diese entsteht dadurch, daß beim Übereinanderlegen mehrerer Chipkarten die Außenanschlüsse der Oberseite der einen Karte mit denen der Unterseite einer darüber befindlichen Karte einen Kontakt bilden.ever after contact occupancy and layout includes the two-sided contact Chip card the principal possibility for stackability. This arises from the fact that when superimposing several smart cards the external connections of the Top of a card with those of the underside of one above it Map make a contact.
Bei Außenkontakten auf beiden Hauptoberflächen einer Chipkarte, d.h. einer zweiseitigen Kontaktbelegung der Chipkarte, kann je nach Anschluß-Layout und -Belegung die Ausrichtung der Karte in einem Lesegerät beliebig sein. Da ein Abgriff von zwei gegenüberliegenden Kartenseiten möglich ist, erhöht sich ferner die Kontaktierungssicherheit sofern dafür in einem Lesegerät entsprechende, getrennte, zweiseitige Abgriffstellen vorgesehen sind.at external contacts on both main surfaces a smart card, i. a two-sided contact assignment of the chip card, may vary depending on connection layout and assignment the orientation of the card in a reader arbitrary be. Since a tap of two opposite sides of the card is possible elevated Furthermore, the contact security if so in one reader provided corresponding, separate, two-sided taps are.
Die Verwendung eines einseitigen Substrats für die Erzeugung eines zweiseitigen Kontaktlayouts ist eine technisch einfache und wirtschaftlich günstige Möglichkeit zur Erzeugung eines sehr flexiblen Chipträgermoduls, wobei sich eine derartige Substratvariante gut für Mehrchiplösungen (MCM) im Chipkartenbereich eignet.The Use of a single-sided substrate for the production of a two-sided Contact layout is a technically simple and economically viable option for producing a very flexible chip carrier module, wherein a Such substrate variant good for Multi-chip solutions (MCM) in the smart card area is suitable.
Das Anwendungsgebiet der vorliegenden Erfindung umfaßt alle möglichen Formen von kontaktbehafteten Speicherchipkarten, wie beispielsweise die sogenannte Telefonkarte, und ferner Mikroprozessorkarten, wie beispielsweise elektronische Bankkarten oder Ausweiskarten. Die vorliegende Erfindung ist dabei sowohl auf Chipkarten, deren Außenanschluß weiter zu der Kartenmitte hin angeordnet ist, als auch auf solche Chipkarten, die Randanschlüsse aufweisen, anwendbar.The Field of application of the present invention includes all possible forms of contact Memory chip cards, such as the so-called calling card, and further microprocessor cards, such as electronic bank cards or ID cards. The present invention is both on Smart cards whose external connection continues is arranged towards the center of the card, as well as on such chip cards, the edge connections have, applicable.
Weiterbildungen der vorliegenden Erfindung sind in den abhängigen Ansprüchen dargelegt.further developments The present invention is set forth in the dependent claims.
Bevorzugte Ausführungsbeispiele werden nachfolgend bezugnehmend auf die beiliegenden Zeichnungen näher erläutert. Es zeigen:preferred embodiments will be described below with reference to the accompanying drawings explained in more detail. It demonstrate:
In
Das über den
Kartengrundkörper
Die
Haftung des flexiblen Substrats
Bei
dem in den Figuren dargestellten Ausführungsbeispiel befinden sich
die Außen-
oder Anschluß-Kontakte
auf der oberen und unteren Oberfläche des verdickten Bereichs
Bei
dem bevorzugten Ausführungsbeispiel werden
nachfolgend auf das flexible Substrat
Wie
in
Wie
ferner am besten in
Claims (9)
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE19702532A DE19702532B4 (en) | 1996-09-16 | 1997-01-24 | Smart card and method for creating connection contacts on two main surfaces |
FR9711273A FR2753554B1 (en) | 1996-09-16 | 1997-09-08 | SMARTCARD |
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE19637739 | 1996-09-16 | ||
DE19637739.0 | 1996-09-16 | ||
DE19702532A DE19702532B4 (en) | 1996-09-16 | 1997-01-24 | Smart card and method for creating connection contacts on two main surfaces |
Publications (2)
Publication Number | Publication Date |
---|---|
DE19702532A1 DE19702532A1 (en) | 1998-03-26 |
DE19702532B4 true DE19702532B4 (en) | 2005-12-08 |
Family
ID=7805808
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
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DE19702532A Expired - Lifetime DE19702532B4 (en) | 1996-09-16 | 1997-01-24 | Smart card and method for creating connection contacts on two main surfaces |
Country Status (1)
Country | Link |
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DE (1) | DE19702532B4 (en) |
Cited By (13)
Publication number | Priority date | Publication date | Assignee | Title |
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USD623690S1 (en) | 2010-03-05 | 2010-09-14 | Jpmorgan Chase Bank, N.A. | Metal transaction device with gem-like surface |
US7805368B2 (en) | 1998-06-22 | 2010-09-28 | Jpmorgan Chase Bank, N.A. | Debit purchasing of stored value card for use by and/or delivery to others |
US7809595B2 (en) | 2002-09-17 | 2010-10-05 | Jpmorgan Chase Bank, Na | System and method for managing risks associated with outside service providers |
US7809642B1 (en) | 1998-06-22 | 2010-10-05 | Jpmorgan Chase Bank, N.A. | Debit purchasing of stored value card for use by and/or delivery to others |
US7860789B2 (en) | 2001-07-24 | 2010-12-28 | Jpmorgan Chase Bank, N.A. | Multiple account advanced payment card and method of routing card transactions |
US7899753B1 (en) | 2002-03-25 | 2011-03-01 | Jpmorgan Chase Bank, N.A | Systems and methods for time variable financial authentication |
USD643064S1 (en) | 2010-07-29 | 2011-08-09 | Jpmorgan Chase Bank, N.A. | Metal transaction device with gem-like surface |
US8020754B2 (en) | 2001-08-13 | 2011-09-20 | Jpmorgan Chase Bank, N.A. | System and method for funding a collective account by use of an electronic tag |
US8078528B1 (en) | 2008-02-21 | 2011-12-13 | Jpmorgan Chase Bank, N.A. | System and method for providing borrowing schemes |
US8145549B2 (en) | 2003-05-30 | 2012-03-27 | Jpmorgan Chase Bank, N.A. | System and method for offering risk-based interest rates in a credit instutment |
US8447672B2 (en) | 2005-05-27 | 2013-05-21 | Jp Morgan Chase Bank, N.A. | Universal payment protection |
US8725589B1 (en) | 2009-07-30 | 2014-05-13 | Jpmorgan Chase Bank, N.A. | Methods for personalizing multi-layer transaction cards |
US8793160B2 (en) | 1999-12-07 | 2014-07-29 | Steve Sorem | System and method for processing transactions |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
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DE10208168C1 (en) | 2002-02-26 | 2003-08-14 | Infineon Technologies Ag | Data card has cover, which presses substrate and components down into recess and along its base, when attached |
USD854083S1 (en) | 2013-03-27 | 2019-07-16 | Jpmorgan Chase Bank, N.A. | Hybrid transaction device |
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WO1996030869A2 (en) * | 1995-03-31 | 1996-10-03 | Siemens Aktiengesellschaft | Stackable data substrate arrangement |
-
1997
- 1997-01-24 DE DE19702532A patent/DE19702532B4/en not_active Expired - Lifetime
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