CN1874826A - 多功能非现金游戏atm - Google Patents
多功能非现金游戏atm Download PDFInfo
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- A63F—CARD, BOARD, OR ROULETTE GAMES; INDOOR GAMES USING SMALL MOVING PLAYING BODIES; VIDEO GAMES; GAMES NOT OTHERWISE PROVIDED FOR
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- G07F19/203—Dispensing operations within ATMs
Abstract
提供了用于在娱乐场环境下为客户执行非现金游戏券兑换交易的系统和方法。此系统包括客户玩的游戏机,例如自助游戏机。不发给客户现金,而是由游戏机向客户发放具有唯一标识符的兑换券。唯一标识符以及游戏机上积累的客户奖品金额存储在兑换券数据库上,并相互关联。当客户希望兑换奖品时,将兑换券输入多功能ATM。ATM适合电子地接受兑换券,并读出唯一标识符,以执行兑券交易。然后ATM与兑换数据库电子地通信,以检索与唯一标识符相联系的预定金额。最后,ATM以现金或信用的形式转给客户与预定金额相等的奖励。
Description
技术领域
本发明涉及用于为客户执行兑券交易(ticket redemptiontransaction)的系统和方法。具体而言,本发明涉及用于包括娱乐场的各种环境中便于非现金游戏的系统和方法。游戏装置,例如自助游戏机,将发行券(ticket)而不是现金或者硬币,然后客户可以通过多种媒介兑换该券,例如娱乐场出纳员或者多功能非现金游戏自动取款机,或者ATM。
背景技术
在当今社会中,娱乐场游戏是非常流行的活动。快乐地享受娱乐场游戏常常是基于玩家能够容易地高效地管理他或她的奖品。通常,当玩家结束使用游戏机时,通过发放给玩家适当数量的现金,或者通过娱乐场发行卡向玩家的娱乐场专用账户中存款,来兑换(redeem)玩家的奖品。当以现金方式发放奖品时,留给玩家的任务是要收取和携带累赘的硬币到其它游戏机或者到娱乐场柜台(cage,笼屋)中将奖品转换成更便于管理的媒质,例如纸币。携带硬币的麻烦可能让人苦恼并且栅栏屋处的排队可能很不方便。可选地,当通过向娱乐场发行卡存款的方式发放奖品时,玩家可以避免处理笨拙硬币的负担,但是仍然留给玩家要将奖品转换为娱乐场之外可以使用的媒质的负担。
因为娱乐场很想要保持高水平的客户满意度,所以使客户能够以他们所选的形式快速地收取他们的钱,这有利于客户能够以此方式容易和有效地管理他们奖品。然而现有的兑换方式需要很多步骤和其它负担。因此,需要一种以即时和无缝方式兑换客户的奖品的系统和方法,用于使客户能够灵活地决定如何和何时收取钱。
发明内容
本发明主要涉及在娱乐场环境中允许客户从游戏机(例如自助游戏机)兑换他或她的奖品的系统和方法。在玩家在游戏机上积累了奖品,在结束游戏之后,玩家指示机器他或她准备支出现金。本方明的方法包括发给客户与客户获得的金额相联系的唯一券,而不是支付现金。本发明的“非现金游戏”方面避免了发给玩家累赘的硬币而使得在娱乐场费力地移动。于是,在玩家方便的时候,将券输入到多功能非现金游戏ATM中用于兑换。
多功能ATM用于执行传统交易(例如现金取款)、信用卡/借记卡透支交易、和电子资金转账。本发明的ATM还提供关于兑券交易的附加任务。券包括编码数据,例如条形码,在输入该券时由多功能ATM读取。券可以用多种方式输入,例如用ATM上的读券器刷该券。券上的编码数据由多功能ATM电子地处理,以检索数据所表示的信息。例如,在编码数据是条形码的情况下,检索的信息是条形码表示的号码或者其它唯一标识符。
一旦检索出存储在券上的号码或者其它唯一标识符,ATM就确认此券。向兑换券数据库验证该唯一标识符,兑换券数据库指示券是否事先已被兑换。如果券还没有被兑换,则过程继续。兑换券数据库还存储多个标识符并且使每个标识符与基于各种娱乐机上的玩家奖品的预定金额相互关联。一旦兑换券数据库确定与玩家券上的唯一标识符相联系的预定金额,就将此金额返回到多功能ATM上。
一旦验证券是有效的并且接收到预定金额,多功能ATM就向玩家转账等于预定金额的奖励,该预定金额与券有关系。如果系统对执行兑换交易收取佣金,则可能从奖品金额中减去佣金费。玩家可以选择接收奖励的兑换类型,例如现金、信用(credit)、或者储蓄(deposit)。在选择的兑换类型是现金的情况下,多功能ATM为玩家发放与预定金额相等的现金,扣除适当的费用。一旦多功能ATM为玩家兑换了奖品,就将兑换券数据库更新,以指示兑换券已经被兑换。因此以后再尝试兑换该券就将失败。
在本发明的另一方面,选择的赎回类型是信用。玩家将他或她的信用卡输入多功能ATM,然后电子地处理信用卡。ATM检索存储在信用卡上的机器可读信息,并且向信用卡授权服务器电子地发出存款请求。存款请求利用存储在信用卡上的机器可读信息和预定金额作为请求基础。如果请求被批准,则向与信用卡相关联的信用卡账户存适当的金额。
在本发明的又一方面,选择的赎回类型是储蓄。玩家将他或她的ATM卡输入多功能ATM,然后电子地处理ATM卡。ATM检索存储在ATM卡上的机器可读信息,并电子地发出储蓄请求。储蓄请求利用存储在ATM卡上的机器可读信息和预定金额作为请求基础。如果请求被批准,则向ATM卡相关联的银行账户存入适当金额的存款。
此外,本发明的另一方面允许客户使用玩家跟踪卡(“PTC”),以基于由持卡者积累的并与PTC相联系的积分,从多功能ATM接收现金或者信用。发行玩家跟踪卡在娱乐场很普遍,它被用于跟踪玩家在娱乐场的活动和为某些活动奖励积分。通常,积分可以兑换成各种商品和服务,例如免费或者打折的食物、酒店住宿、和礼品店商品。在本发明的系统中,玩家积累的积分也可以通过多功能ATM兑换成现金或者信用。这一过程与兑换兑换券相似,只是不同于在ATM上输入券,玩家在ATM上输入他或她的PTC卡。ATM解码PTC上的磁条,检索相关的玩家和积分信息,并将积分兑换成适当的现金或信用。
附图说明
图1是根据本发明的一个实施例的非现金游戏券兑换交易系统的框图;
图2是根据本发明的用于在多功能ATM上发起兑券交易的方法的流程图;
图3是根据本发明的用于通过现金兑换完成兑券交易的方法的流程图;
图4是根据本发明的用于通过信用兑换完成兑券交易的方法的流程图;
图5是根据本发明的用于通过储蓄兑换完成兑券交易的方法的流程图;
图6是根据本发明的用于在多功能ATM上启动游戏积分兑换交易的方法的流程图;以及
图7是根据本发明的用于在多功能ATM上发起娱乐场券交易的方法的流程图。
具体实施方式
图1示出了非现金游戏券兑换交易系统100的一个实施例。在一个优选实施例中,包含本文所描述的元件的非现金游戏券兑换交易系统100在娱乐场环境中运行。系统100包括多个游戏机110和玩游戏机并与游戏机相互作用的玩家120。游戏机110用于基于玩家奖品对玩家120发行非现金游戏券125,或者“兑换券(redemptionticket)”,下面将对此更详细地描述。每张由游戏机110发行的券125包括被编码的唯一标识符。游戏机还与授权服务器130通信,以发送关于非现金游戏券125和玩家奖品的信息。授权服务器130在兑换券数据库140上存储它所接收的信息的用于以后检索的子集。
如下详述的,被发给券125的玩家120可以将券带到多功能ATM 150上。玩家通过本技术领域中已知的多种方法,例如按钮和触摸屏,与ATM 150交互。ATM 150用于执行传统交易,例如提取现金,存款/提款交易,和电子资金转账。这些操作在本技术领域是公知的,在此不再赘述。本发明的ATM 150还用于执行兑券交易。从而,ATM 150读取、验证、和处理券125,以兑换玩家的奖品。
为了执行这些功能,ATM 150与授权服务器130通信。授权服务器130进而与兑换券数据库通信,用于验证券125并检索关于有关奖品的信息。兑换券数据库140存储多个唯一标识符,每个表示发给玩家的兑换券,并且基于各个游戏机上的玩家奖品使每个标识符与预定金额相联系。授权服务器130还可与各种授权中心170通信,用于对信用卡账户和支票/储蓄账户的兑换。
在多功能ATM 150和授权服务器130上执行的兑换交易被跟踪并存储在交易数据库160上。在一个实施例中,授权服务器130可以访问交易服务器160上关于特殊客户的客户交易历史。在此实施例中,客户必须例如通过将娱乐场发行的“玩家跟踪”卡或者VIP卡输入ATM,以向ATM验证他或她自己,其中,此卡可以唯一地识别客户。交易数据库160还可以存储关于客户信用历史的附加信息和销售信息。当向利用非现金游戏券兑换交易系统100收取佣金费时,关于每个玩家的适当的委托信息以及关于特定玩家(诸如VIP)的佣金费过高(commission fee override)也被存储在交易数据库160上。
在操作过程中,参照图1和图2,在玩家120在游戏机110上积累了奖品并已经结束游戏之后,玩家120指示游戏机110他或她准备兑换现金。作为响应,在步骤200中游戏机110发给玩家120唯一非现金游戏券125。券125包括编码数据,其表示关于券125的唯一标识符。在一个实施例中,编码数据是表示唯一号码的条形码,此数据是与券相联系的唯一标识符。
如图1所示,游戏机110还将相关的奖品信息发送到授权服务器130。该信息可以包括玩家120在游戏机110上游戏时所积累的奖品的金额和发给玩家120的券125的唯一标识符。授权服务器130将其从游戏机110上接收的信息存储在兑换券数据库140中。兑换券数据库140存储并且使玩家的奖品与唯一标识符相联系。
在玩家方便时,他或她可以将券125带到多功能非现金游戏ATM 150上,在该优选实施例中,ATM也位于娱乐场环境中。因为ATM 150执行多种类型的交易,在步骤210中,玩家在ATM 150上选择“兑换”交易。在步骤220中,为了兑换,玩家120将券125输入多功能ATM 150中。ATM 150可以通过很多方法接收券,例如技术领域中已知的读券器(未示出)。在一个实施例中,可以用读券器刷券125而读出。当将券125输入时,ATM 150尝试读取编码数据。
在步骤230中,ATM 150确定编码数据是否可读和是否正确格式化。在步骤240中,如果编码数据不可读或者格式不可识别,则交易失败并且ATM 150向玩家120显示错误消息,指示玩家120需要去见娱乐场的出纳员(未示出)。如果编码数据可读并且格式正确,则数据被多功能ATM 150电子地处理,以检索由编码数据表示的信息。在一个实施例中,编码数据是条形码,并且从券125中检索的信息是由该条形码所表示的唯一号码。
一旦处理完存储在券125上的号码或者其它唯一标识符,则在步骤250中,ATM 150验证券125。向兑换券数据库140来验证该唯一标识符。ATM 150与授权服务器130通信,进行与兑换券数据库140通信并向其发出查询。来自于兑换券数据库140的数据被传递到授权服务器130然后被传回ATM 150。在步骤260中,如果不能向兑换券数据库140验证券125,则交易失败,ATM 150对玩家120显示错误消息,指示玩家120需要去见娱乐场的出纳员(未示出)。
如果券125验证成功,则在步骤270中ATM 150提示玩家选择兑换奖品的交易类型。在一个实施例中,交易类型包括“从ATM上取现”、“存款到信用卡”、和“存款到支票/储蓄账户”。
参照图1和图3,如果玩家120选择兑换类型“从ATM上取现”(步骤300),则ATM 150执行现金兑换。ATM 150通过经由授权服务器130与兑换券数据库140通信来验证券125是否以前已经被兑换(步骤310)。兑换券数据库140保存着关于每张券的兑换数据,并将券125是否已经被兑换的验证传输到ATM 150。
在步骤320中,如果券125以前已经被兑换,则ATM 150对玩家120显示消息,指出该已发生的兑换,并指出如果玩家120认为发生错误则玩家可以去见出纳员(未示出)。如果券125在先前未被兑换,则ATM通过确定玩家奖品将要奖励的金额来处理交易(步骤330)。
为了确定该金额,ATM 150与授权服务器130通信,该授权服务器查询兑换券数据库140。如先前所述,兑换券数据库140存储和使关于券125的信息与玩家奖品相关联。兑换券数据库向授权服务器130返回与券125相联系的奖品。在一个实施例中,券125包含奖品的价值,其向兑换券数据库来确认。授权服务器130于是确定将要兑换的金额,其通常是玩家奖品减去佣金或交易费。可以基于特定玩家兑换该券,来确定适当的委托。玩家的肖像(未示出)可以存储在交易数据库160上,其指示玩家的优先级。例如,对于新玩家可从奖品抽取标准佣金,而可以基于玩家肖像而对VIP玩家完全取消佣金。
一旦建立与券125相联系的奖品(即便要减去佣金费),授权服务器130就将该兑换值传到ATM 150。在步骤340中,授权服务器130对ATM 150发出发放信息,从而以现金形式向玩家120发放适当的兑换额。响应此信息,ATM 150尝试以现金形式发放兑换金额。在步骤350中,授权服务器130确定ATM 150是否确认分配信息。在步骤360中,如果ATM不确认分配消息,则交易失败,并且ATM 150对玩家120显示错误消息,显示ATM不能分配现金并且玩家需要去见出纳员。在步骤370中,如果ATM确认分配消息,则授权服务器130更新兑换券数据库140,以指示券125已经兑换并且现金已发放,从而完成非现金游戏券125的现金兑换。
现在来参照图1和图4,如果玩家120选择兑换类型“存款到信用卡”(步骤400),则ATM 150执行信用兑换。ATM 150提示玩家120提供属于玩家的信用卡(未示出)。在步骤410中,玩家120用读卡机(未示出)刷信用卡或通过本领域中已知的其它方法将信用卡输入ATM。在一个优选实施例中,信用卡读卡机正如本领域所公知的那样,读取信用卡上的磁条,解码其中的数据,然后将数据传输到授权服务器130。如同步骤330,在步骤420中,授权服务器也确定玩家的奖品和将要奖励的金额。
在步骤430中,授权服务器130向信用卡授权中心170电子地发出存款请求。该存款请求使授权中心170尝试将兑换额(玩家奖品的金额减掉佣金费)存入属于玩家120的信用卡账户。如果存款请求成功并且向玩家信用卡账户存适当的金额,则授权中心170对授权服务器130确认成功交易。在步骤440中,授权服务器130确定存款请求是否被授权中心170确认。在步骤450中,如果请求没有被确认,则ATM 150向玩家120显示消息,指出没有对信用卡账户存款并指出如果玩家120认为发生错误则玩家可以去见出纳员(未示出)。在步骤460中,如果完全确认了该请求并且向账户存款了,则授权服务器130更新兑换券数据库140,以指示券125已经兑换并且已向玩家账户存款。
在步骤470中,授权服务器130向ATM 150发送收据消息,指示ATM向交易的玩家120发放收据。在步骤480中,ATM向玩家发放收据,并且必要时返还券125,从而结束非现金游戏券125的存信用类型兑换。
现在来参照图1和图5,如果玩家120选择兑换类型“存款到支票/储蓄账户”(步骤500),则ATM 150执行储蓄兑换。ATM 150提示玩家120提供属于玩家的ATM卡(未示出)。在步骤510中,玩家120通过ATM读卡机(未示出)来输入ATM卡或通过本领域中的已知方法将ATM卡输入ATM。在一个优选实施例中,读卡机如本领域中已知的那样,读取ATM卡上的磁条,解码其中的数据,然后向授权服务器130传递数据。ATM 150提示玩家120在存款到与ATM卡相联系的支票账户或存款到与ATM卡相联系的储蓄账户之间选择,然后玩家选择期望的银行账户。如同步骤330,在步骤520中,授权服务器也确定玩家奖品和将要奖励的金额。
在步骤530中,授权服务器130向ATM授权中心170电子地发出存款请求。该存款请求使授权中心170尝试向所选择的银行账户存入玩家奖品的金额(减去佣金费金额)。在一个实施例中,存款请求所发起的交易是自动化清算所(Automatic Clearing House,缩写为ACH)交易。如果ACH或者其它交易类型成功并且向玩家银行账户存款了适当的金额,则授权中心170对授权服务器130确认交易成功。在步骤540中,授权服务器130确定该存储请求是否被确认。在步骤550中,如果该请求没有被确认,则ATM 150向玩家120显示消息,指出没有向银行账户存款以及如果玩家认为有错误可以去见出纳员(未示出)。在步骤560中,如果请求被完全确认,则授权服务器130更新兑换券数据库140,以指示券125已经兑换并且已经向玩家账户存款。
在步骤570中,授权服务器130向ATM 150发出收据消息,指示ATM向交易的玩家120发出收据。在步骤580中,ATM向玩家发出收据,并且必要时返还券125,从而结束非现金游戏券125的存款类型兑换。
在本发明的另一方面,玩家120也可以使用玩家跟踪卡(playertracking card,缩写为PTC)(未示出)来完成兑换交易,以从多功能ATM 150接收现金或者信用。PTC是娱乐场发行的用于在娱乐场跟踪玩家的活动的卡。娱乐场对特定玩家活动奖励积分,并且在交易数据库160上使积分与PTC相联系。交易数据库保存每个玩家的总奖励积分,并根据玩家积累和使用积分来增加和减少总积分数。玩家120可以以与券125相似的方式兑换与他或她的PTC相联系的积分。例如,参考图6,为了兑换积分,玩家120首先必须通过各种娱乐场相关的活动例如玩游戏机来积累积分(步骤600)。
如在此所述的,当玩家120准备将PTC积分数兑换成现金或者信用时,玩家在多功能ATM 150上选择兑换交易(步骤610)。在步骤620中,玩家120将PTC输入ATM 150,ATM读该PTC。PTC包括机器可读信息,此信息通过例如磁条、条形码、集成电路、数字图像、光存储器、或手指成像(finger imaging)的存储方法存储在PTC上。ATM 150用于通过例如读卡机(未示出)的装置读取机器可读信息。如果机器可读信息被编码,则读卡机尝试将信息解码成ATM 150可用的格式。在步骤630中,ATM确定卡上的机器可读信息是否可读和格式正确。在步骤640中,如果机器可读信息不可读以及格式不正确,则ATM 150向玩家120显示消息,指出该错误。
在步骤650中,如果机器可读信息可读且格式正确,则ATM 150尝试识别玩家120,并且判断是否可以通过从ATM 150向授权服务器130发送解码信息,来向交易数据库160验证PTC。授权服务器130然后与交易数据库160通信,以验证PTC是有效的和识别玩家120。在步骤660中,如果PTC不能被验证,则ATM 150向玩家120显示消息,指出该错误。
在步骤670中,如果PTC被成功地验证,则ATM 150提示玩家120选择兑换奖品的交易类型。根据交易类型的选择,ATM执行兑换玩家的积分,与在此描述的和图3、4、和5示出的兑换玩家奖品十分相像。通过券兑换奖品和通过PTC兑换积分之间的主要功能差异,出现在当确定适当的奖励额时。ATM 150不是向兑换券数据库请求预定金额,而是从交易数据库160请求与PTC相关联的积分数,并确保积分数超过最小阈值或者至少非零。例如,ATM 150指令授权服务器130请求与交易数据库160中的PTC相关联的由玩家120累积的积分数。
基于为授权服务器130提供的积分换现金(point-to-dollar),服务器能够计算玩家120累积的积分所代表的金额。ATM 150提示玩家120确定他或她是否希望兑换全部累积积分或者只是部分积分。一旦确定要兑换的积分数,ATM就根据玩家选择的交易类型执行兑换交易。
图7示出了本发明另一实施例的流程图。在此实施例中,ATM150可用于发放娱乐场券或者其它代表现金额的标识卡。在第一步中,娱乐场客户刷他们的身份卡(例如借记卡、信用卡、政府发放的ID、或者其它身份牌)并选择金融交易。在该实例中,选择的金融交易将是娱乐场“券”的获得方式。选择之后,输入钱的金额并且选择账户类型,例如ATM和/或POS提款或存款请求。在该优选实施例中,选择一种账户类型,以最小化费用、开销和/或金额限额。例如,可以优选POS提款交易,因为其提供较高的限制取款限额。一旦收到取款金额和金融账户,ATM 150通过询问密码、或者代码或者其它安全装置来请求验证身份。一旦玩家120证实他/她的身份,ATM 150将通过向ATM/存款/POS提款网络700发送请求信息来执行请求的交易。
在一个优选实施例中,第三方中介记录与任何请求和批准相关的审计信息,用于支持由娱乐场或者第三方中介管理的兑换和反欺诈检测系统。在批准交易和创建审计跟踪之后,ATM 150向玩家120发放具有取款额(或者其中一些部分)的娱乐场券(未示出)。关于这一点,娱乐场券可以是任意数量的标识卡或者系统,包括具有条形码的纸质券、磁条卡、智能卡,RFID或者其它用个人和金融信息编码的便携式数字存储器。此娱乐场券然后可以作为与娱乐场游戏相联系的信用用于游戏机上或者用于兑换现金。在优选实施例中,客户120可以将娱乐场券交给在出纳柜台(cashier cage)720中的出纳员去验证或者可以将娱乐场券输入兑券亭中(包括集成一个或多个娱乐场游戏机或者其它多用途娱乐装置的亭子)。
图7示出了一个可以用于将ATM/POS提款/存款交易转换成可兑换的娱乐场券的系统的流程图。本领域技术人员将了解,这种系统具有优于现有技术的很多优点。娱乐场券可以在不同的领域内流通(例如一组互相连接的娱乐场、餐馆、和服务提供商)以得到不同的产品或服务(例如50%或者多于50%必须用于购买商品)、以触发各种奖金或奖励(免费游戏、折扣、娱乐场积分)、或限制流通或者增强玩家110可用的功能性和特征的任何数量的特征。
例如,客户/玩家120可以在娱乐场数据库中将借记卡与玩家跟踪卡联系起来,使得无论何时用该客户的玩家跟踪代码或者ID来编码该券,其中,该同一借记卡用来获得娱乐场券。这还可用于发起特定安全程序或验证,其存储在娱乐场数据库中并与玩家跟踪代码相联系。在特定类型的机器上,可能要求玩家输入某些(一些他们所知道的、一些他们所拥有的、或一些他们所是的)识别信息。同样地,在输入这种娱乐场券的游戏游戏机上可以提供这些游戏部分。可向将娱乐场券输入到游戏机内的客户提供游戏音频和视频内容,这些内容与在娱乐场的玩家跟踪/客户数据库中的该用户相关。
这个实施例提供了很多优点。娱乐场券提供了简单的金融工具,从存取的立场(通过动态的安全),从流通的立场(在哪被使用和如何使用)都可以进行很好地管理,也可以很好地携带和个性化。
本领域技术人员将进一步理解,本发明实施可以在没有偏离本发明的精神和中心思想的情况下以其它具体形式实现。本发明的以上所述仅揭示了本发明的典型实施例,应该理解,其它改变是可以预期的,并处于本发明的范围内。例如,兑换类型不仅包括现金/信用/储蓄,而且可以包括在ATM上可实施的任何兑换类型。同样地,券上的唯一标识符不限于为条形码,而是可以采用技术领域公知的任何形式。因此,本发明不限于在这里被详细描述的特定实施例。更确切的说,应该参考权利要求,作为本发明的范围和内容。
Claims (38)
1.一种在多功能ATM上执行兑券交易的方法,所述ATM能够执行兑券交易、现金取款交易、和存款/提款交易,所述方法包括以下步骤:
接收来自客户的兑换券,其中,所述兑换券包括编码数据;
电子地处理所述编码数据,以检索存储在所述兑换券上的机器可读标识符;
通过向兑换券数据库电子地验证所述机器可读标识符,并通过确定与所述兑换券上的所述机器可读标识符相关联的所述预定金额,来验证所述兑换券,其中,所述兑换券数据库将所述机器可读标识符与预定金额相关联;以及
转给所述客户等于与所述兑换券相关联的所述预定金额的奖励。
2.根据权利要求1所述的方法,其中,所述客户从游戏机上接收所述兑换券。
3.根据权利要求2所述的方法,还包括将所述预定金额从所述游戏机电子转账到所述兑换券数据库的步骤,其中,所述预定金额等于所述客户在所述游戏机上累积的奖品。
4.根据权利要求2所述的方法,还包括将所述预定金额从所述游戏机电子转账到所述兑换券数据库的步骤,其中,所述预定金额等于所述客户在所述游戏机上累积的奖品减去佣金费。
5.根据权利要求1所述的方法,其中,所述编码数据包括条形码。
6.根据权利要求1所述的方法,其中,所述编码数据包括以下之一:磁条、集成电路、数字图像、手指成像、和光存储器。
7.根据权利要求1所述的方法,其中,将所述奖励转给所述客户的步骤包括发放与所述预定金额相等的现金。
8.根据权利要求1所述的方法,其中,将所述奖励转给所述客户的步骤包括将与所述预定金额相等的金额电子地存到信用卡账户。
9.根据权利要求1所述的方法,其中,将所述奖励转给所述客户的步骤包括将与所述预定金额相等的金额电子地存到支票/储蓄账户中。
10.根据权利要求1所述的方法,还包括接受对兑券类型的选择的步骤,其中,所述兑券类型是现金、信用、或者储蓄。
11.根据权利要求10所述的方法,其中,如果所述兑券类型是现金,则验证所述兑换券的步骤包括确定所述兑换券先前是否已经被兑换,将所述奖励转给所述客户的步骤包括发放与所述预定金额相等的现金。
12.根据权利要求10所述的方法,其中,如果所述兑券类型是信用,则将所述奖励转给所述客户的步骤包括以下步骤:电子地处理属于所述客户的信用卡,以检索存储在所述信用卡上的机器可读信息;
向信用卡授权服务器电子地发出存款请求,所述存款请求使用存储在所述信用卡上的所述机器可读信息和所述预定金额;以及
在信用卡账户上存与所述预定金额相等的金额,其中,所述信用卡账户与所述信用卡相关联。
13.根据权利要求10所述的方法,其中,如果所述兑券类型是储蓄,则将所述奖励转给所述客户的步骤包括以下步骤:
电子地处理属于所述客户的ATM卡,以检索存储在所述ATM卡上的机器可读信息;
电子地发出存款请求,所述存款请求使用存储在所述ATM卡上的所述机器可读信息和所述预定金额;以及
在银行账户中存入与所述预定金额相等的金额,其中,所述银行账户与所述ATM卡相关联。
14.根据权利要求1所述的方法,还包括以下步骤:更新所述兑换券数据库,以指示所述兑换券已经被兑换。
15.一种用于为客户执行非现金游戏券兑换交易的系统,所述系统
包括:
游戏机,与客户交互,所述游戏机向所述客户发放兑换券,其中,所述兑换券包括唯一标识符;
兑换券数据库,用于电子地接收所述唯一标识符和相关的预定金额,所述预定金额表示所述客户在所述游戏机上累积的奖品;以及
多功能ATM,适合电子地接受所述兑换券和读取其上的所述唯一标识符,与所述兑换券数据库电子地通信,以检索与所述唯一标识符相关联的所述预定金额,然后将所述预定金额相等的奖励转给所述客户。
16.根据权利要求15所述的系统,其中,除所述非现金游戏券兑换交易之外,所述多功能ATM还执行现金取款交易和存款/提款交易。
17.根据权利要求15所述的系统,其中,所述唯一标识符被编码在所述兑换券上。
18.根据权利要求17所述的系统,其中,所述多功能ATM还适用于解码所述兑换券上的所述唯一标识符。
19.根据权利要求18所述的系统,其中,所述唯一标识符包括条形码,并且所述多功能ATM包括条形码读取器。
20.根据权利要求15所述的系统,其中,所述预定金额等于所述客户在所述游戏机上累积的所述奖品。
21.根据权利要求15所述的系统,其中,所述预定金额等于所述客户在所述游戏机上累积的所述奖品减去佣金费。
22.根据权利要求15所述的系统,其中,所述多功能ATM适用于通过发放与所述预定金额相等的现金,以将所述奖励转给所述客户。
23.根据权利要求15所述的系统,其中,所述多功能ATM适用于通过将与所述预定金额相等的金额电子地存到信用卡账户,来将所述奖励转给所述客户。
24.根据权利要求15所述的系统,其中,所述多功能ATM适用于通过将与所述预定金额相等的金额电子地存入支票/储蓄账户,来将所述奖励转给所述客户。
25.根据权利要求15所述的系统,其中,所述多功能ATM还适用于接受由所述客户的兑券类型选择,其中,所述兑券类型是现金、信用、或者储蓄。
26.根据权利要求25所述的系统,其中,如果所选择的兑券类型是现金,则所述多功能ATM还适用于确定所述兑换券在先前是否已经被兑换,并且通过发放与所述预定金额相等的现金,来将所述奖励转给所述客户。
27.根据权利要求25所述的系统,其中,如果所选择的兑券类型是信用,则所述多功能ATM通过下列步骤将所述奖励转给所述客户:
电子地处理属于所述客户的信用卡,以检索存储在所述信用卡上的机器可读信息;
向信用卡授权服务器电子地发出存款请求,所述存款请求使用存储在所述信用卡上的所述机器可读信息和所述预定金额;以及
将与所述预定金额相等的金额存到信用卡账户,其中,所述信用卡账户与所述信用卡相关联。
28.根据权利要求25所述的系统,其中,如果所选择的兑券类型是储蓄,则所述多功能ATM通过以下步骤将所述奖励转给所述客户:
电子地处理属于所述客户的ATM卡,以检索存储在所述ATM卡上的机器可读信息;以及
电子地发出存款请求,所述存款请求使用存储在所述ATM卡上的所述机器可读信息和所述预定金额;以及
将与所述预定金额相等的金额存入银行账户,其中,所述银行账户与所述ATM卡相关联。
29.根据权利要求15所述的系统,其中,所述多功能ATM还适用于更新所述兑换券数据库,以指示所述兑换券已经被兑换。
30.一种用于对客户执行游戏积分兑换交易的系统,所述系统包括:
客户跟踪卡,与所述客户相关联,其中,所述客户跟踪卡包括唯一标识符;
客户跟踪数据库,用于电子地存储所述客户累积的游戏积分,其中,所述客户跟踪数据库电子地接收所述客户积累的积分数和所述唯一标识符,并且所述客户跟踪数据库使所述积分数与所述唯一标识符相关联;以及
多功能ATM,适用于电子地接受所述客户跟踪卡和读取卡上的所述唯一标识符,与所述客户跟踪数据库电子通信,以确定与所述唯一标识符相关联的所述积分数,然后将与金额相等的奖励转给所述客户,其中,所述金额基于积分金额转换率,从与所述唯一标识符相关联的所述积分数推导出来。
31.根据权利要求30所述的系统,其中,除了所述游戏积分兑换交易之外,所述多功能ATM还执行现金取款交易和存款/提款交易。
32.根据权利要求30所述的系统,其中,所述唯一标识符被编码在所述客户跟踪卡上。
33.根据权利要求32所述的系统,其中,所述多功能ATM还适用于解码所述客户跟踪卡上的所述唯一标识符。
34.根据权利要求33所述的系统,其中,所述唯一标识符包括磁条,并且所述多功能ATM包括磁条读取器。
35.根据权利要求30所述的系统,其中,所述多功能ATM适用于通过发放与所述金额相等的现金,以将所述奖励转给所述客户。
36.根据权利要求30所述的系统,其中,所述多功能ATM通过将与所述金额相等的金额电子地存到信用卡账户,以将所述奖励转给所述客户。
37.根据权利要求30所述的系统,其中,所述多功能ATM通过将与所述金额相等的金额电子地存入支票/储蓄账户中,以将所述奖励转给所述客户。
38.根据权利要求30所述的系统,其中,所述多功能ATM还适用于提示所述客户,指示所述客户是希望兑换全部所述积分数还是其中的一部分。
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2004
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- 2004-10-01 EP EP04793970A patent/EP1687074A4/en not_active Ceased
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CN101687113A (zh) * | 2007-01-26 | 2010-03-31 | Linq3公司 | 用于通过无人终端提供乐透游戏娱乐的系统和方法 |
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WO2005033896A3 (en) | 2007-05-18 |
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CN101119779A (zh) | 2008-02-06 |
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EP1678578A2 (en) | 2006-07-12 |
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US20160343207A1 (en) | 2016-11-24 |
AU2004277430B2 (en) | 2009-06-11 |
EP1687074A4 (en) | 2008-03-26 |
AU2004279142A1 (en) | 2005-04-14 |
US20190236899A1 (en) | 2019-08-01 |
US9324210B2 (en) | 2016-04-26 |
US10275983B2 (en) | 2019-04-30 |
US20140295947A1 (en) | 2014-10-02 |
WO2005032676A2 (en) | 2005-04-14 |
EP1687074A2 (en) | 2006-08-09 |
AU2009213039B2 (en) | 2011-09-01 |
AU2004277430A1 (en) | 2005-04-14 |
WO2005033896A2 (en) | 2005-04-14 |
US8556707B2 (en) | 2013-10-15 |
US20210125457A1 (en) | 2021-04-29 |
US20050107156A1 (en) | 2005-05-19 |
CA2540935A1 (en) | 2005-04-14 |
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