[summary of the invention]
The purpose of the embodiment of the present invention is to provide a kind of method of paying by the mobile phone LED lamp, and being intended to solve the prior art radiofrequency signal has radiation, and the not good problem of confidentiality.
The embodiment of the present invention is achieved in that a kind of method of paying by the mobile phone LED lamp, said method comprising the steps of:
Correspondent bank card and user's personal information, and at banking system registration related information, and store described personal information in mobile phone;
In boarding station and the described personal information of debarkation stop use mobile phone LED lamp registration of the vehicles, form and take record, and the described expense that records and take the record generation of taking is uploaded to the banking system that is associated with described personal information respectively;
Bank takes off expense according to the record of taking of uploading from corresponding bank card.
Another purpose of the embodiment of the present invention is to provide a kind of system that pays by mobile phone LED, and described system comprises:
Mobile phone is used for the storage userspersonal information, and described personal information is registered by the LED lamp when taking the vehicles;
Traffic system is used for receiving and to register the personal information that described mobile phone sends, and makes according to described personal information and take record, and described taking recorded and expense uploads to bank;
Bank for the related information that records personal information and bank card, receives taking of described traffic system transmission and records and expense, and takes off corresponding expense according to the described record of taking.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
[embodiment]
In order to make purpose of the present invention, technical scheme and advantage clearer, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, is not intended to limit the present invention.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
Be illustrated in figure 1 as the process flow diagram that the mobile phone LED lamp carries out method of payment that passes through that the embodiment of the present invention provides, said method comprising the steps of:
In step S101, correspondent bank card and user's personal information, and at banking system registration related information, and store described personal information in mobile phone.
In embodiments of the present invention, the user carries out related with certain a bank card that can be used for paying the personal information of oneself, and related information is registered in the system of corresponding bank, can inquire corresponding bank card as long as make this user's information login banking system.
It is pointed out that what be associated with personal information can not only be the bank card of each big bank, some other website has the account of on-line payment function, as Alipay etc., also can replace bank card and carry out related with personal information.
In step S102, boarding station and debarkation stop at the vehicles uses the described personal information of mobile phone LED lamp registration respectively, record is taken in formation, and the described expense that records and take the record generation of taking is uploaded to the banking system that is associated with described personal information.
In embodiments of the present invention, as the passenger when boarding station rides public transportation means, by the mobile phone LED lamp, personal information is registered to traffic system in the mode of digital signal, and at debarkation stop, also by the mobile phone LED lamp, personal information is registered to public transit system in the mode of digital signal, so just formed once the complete record of taking, calculated this time and take the expense that record produces, and will describedly take to record and upload to the banking system corresponding with this personal information with expense.Simultaneously we also can set one and upload the cycle, namely weekly, per month or upload in per season and repeatedly take record.
It is pointed out that the vehicles are not limited in the short distance traffics such as public transport, subway, also can realize the payment of the long-distance traffic such as steamer, train, aircraft by networking.
In step S103, bank takes off expense according to the record of taking of uploading from corresponding bank card.
In embodiments of the present invention, bank is checked personal information after taking record receiving, and confirms the errorless corresponding expense of taking off from corresponding bank card afterwards.Also this time can be taken simultaneously record and inform the client with expense, check.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
Be illustrated in figure 2 as the mechanism map that the mobile phone LED lamp carries out payment system that passes through that the embodiment of the present invention provides, for convenience of explanation, the part relevant to the embodiment of the present invention only be shown, comprising:
Mobile phone 21 is used for the storage userspersonal information, and described personal information is registered by the LED lamp when taking the vehicles.
Traffic system 22 is used for receiving and to register the personal information that described mobile phone 21 sends, and makes according to described personal information and take record, and described taking recorded and expense uploads to bank.
Bank 23 for the related information that records personal information and bank card, receives taking of described traffic system 22 transmissions and records and expense, and takes off corresponding expense according to the described record of taking.
Wherein traffic system 22 specifically comprises:
Personal information registration unit 221 is used for receiving and registering the personal information that mobile phone sends.
Take and record production unit 222, be used for making according to the personal information of described personal information registration unit 221 registrations and take record.
Take expense computing unit 223, be used for calculating according to the described record of taking that records production unit 222 making of taking the expense of taking.
Take record and expense uploading unit 224, be used for describedly to take that taking of recording that production unit 222 makes recorded and described expense of taking 223 calculating of expense computing unit uploads to bank.
Wherein bank 23 specifically comprises:
Related information record cell 231 is for the related information that records personal information and bank card.
Take record and expense receiving element 232, be used for to receive taking that traffic system uploads and record and expense.
Check unit 233, be used for according to the related information of described related information record cell 231 records, described taking of taking that record and expense receiving element 232 receive being recorded and expense is checked.
Expense is taken off unit 234, is used for recording and expense is carried out expense and taken off according to described taking of taking that record and expense receiving element 232 upload.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
In the above-described embodiments, only the present invention has been carried out exemplary description, but those skilled in the art can carry out various modifications to the present invention without departing from the spirit and scope of the present invention after reading present patent application.