CN103093558A - Payment method and system thereof through mobile phone light emitting diode (LED) lamp - Google Patents

Payment method and system thereof through mobile phone light emitting diode (LED) lamp Download PDF

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Publication number
CN103093558A
CN103093558A CN2011103365865A CN201110336586A CN103093558A CN 103093558 A CN103093558 A CN 103093558A CN 2011103365865 A CN2011103365865 A CN 2011103365865A CN 201110336586 A CN201110336586 A CN 201110336586A CN 103093558 A CN103093558 A CN 103093558A
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China
Prior art keywords
expense
record
taking
personal information
mobile phone
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Granted
Application number
CN2011103365865A
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Chinese (zh)
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CN103093558B (en
Inventor
刘若鹏
栾琳
刘敏
周梦娜
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Nantong Shengyang Electric Co.,Ltd.
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Kuang Chi Institute of Advanced Technology
Kuang Chi Innovative Technology Ltd
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Priority to CN201110336586.5A priority Critical patent/CN103093558B/en
Publication of CN103093558A publication Critical patent/CN103093558A/en
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Abstract

The invention is applied to the field of light emitting diode (LED) optical communication, and provides a payment method and a system thereof through a mobile phone light emitting diode (LED) lamp. The method includes the following steps: relating a bank card and personal information of a user, registering related information on a bank system, and storing the personal information in a mobile phone; using the mobile phone lamp to register the personal information at a getting-on station and a getting-off station of a traffic tool to form a riding record, and uploading the riding record and cost of the riding record to the bank system related to the personal information; and debiting cost from corresponding bank cards according to the uploaded riding record through a bank. The relevance between the user personal information and the bank card is set up, and when the user drives a traffic tool, the user only needs to send the personal information to a traffic system through a mobile phone LED at the riding station and the getting-off station, and then the traffic system uploads corresponding riding record to the bank to charge, and therefore the payment function can be realized through the LED optical signals.

Description

A kind of method and system of paying by the mobile phone LED lamp
[technical field]
The present invention relates to the LED optical communication field, relate in particular to a kind of method and system of paying by mobile phone LED.
[background technology]
People usually use to swipe the card when riding public transportation means and pay the bill, the technology of swiping the card is to use radio frequency that signal is launched, and no matter signal is strong and weak, all can shine into impact because of Radiation On Human, and because be that its security also can be had a greatly reduced quality not through the signal of encryption.
[summary of the invention]
The purpose of the embodiment of the present invention is to provide a kind of method of paying by the mobile phone LED lamp, and being intended to solve the prior art radiofrequency signal has radiation, and the not good problem of confidentiality.
The embodiment of the present invention is achieved in that a kind of method of paying by the mobile phone LED lamp, said method comprising the steps of:
Correspondent bank card and user's personal information, and at banking system registration related information, and store described personal information in mobile phone;
In boarding station and the described personal information of debarkation stop use mobile phone LED lamp registration of the vehicles, form and take record, and the described expense that records and take the record generation of taking is uploaded to the banking system that is associated with described personal information respectively;
Bank takes off expense according to the record of taking of uploading from corresponding bank card.
Another purpose of the embodiment of the present invention is to provide a kind of system that pays by mobile phone LED, and described system comprises:
Mobile phone is used for the storage userspersonal information, and described personal information is registered by the LED lamp when taking the vehicles;
Traffic system is used for receiving and to register the personal information that described mobile phone sends, and makes according to described personal information and take record, and described taking recorded and expense uploads to bank;
Bank for the related information that records personal information and bank card, receives taking of described traffic system transmission and records and expense, and takes off corresponding expense according to the described record of taking.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
[description of drawings]
Fig. 1, the embodiment of the present invention provides passes through the process flow diagram that the mobile phone LED lamp carries out method of payment.
Fig. 2, the embodiment of the present invention provides passes through the structural drawing that the mobile phone LED lamp carries out payment system.
[embodiment]
In order to make purpose of the present invention, technical scheme and advantage clearer, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, is not intended to limit the present invention.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
Be illustrated in figure 1 as the process flow diagram that the mobile phone LED lamp carries out method of payment that passes through that the embodiment of the present invention provides, said method comprising the steps of:
In step S101, correspondent bank card and user's personal information, and at banking system registration related information, and store described personal information in mobile phone.
In embodiments of the present invention, the user carries out related with certain a bank card that can be used for paying the personal information of oneself, and related information is registered in the system of corresponding bank, can inquire corresponding bank card as long as make this user's information login banking system.
It is pointed out that what be associated with personal information can not only be the bank card of each big bank, some other website has the account of on-line payment function, as Alipay etc., also can replace bank card and carry out related with personal information.
In step S102, boarding station and debarkation stop at the vehicles uses the described personal information of mobile phone LED lamp registration respectively, record is taken in formation, and the described expense that records and take the record generation of taking is uploaded to the banking system that is associated with described personal information.
In embodiments of the present invention, as the passenger when boarding station rides public transportation means, by the mobile phone LED lamp, personal information is registered to traffic system in the mode of digital signal, and at debarkation stop, also by the mobile phone LED lamp, personal information is registered to public transit system in the mode of digital signal, so just formed once the complete record of taking, calculated this time and take the expense that record produces, and will describedly take to record and upload to the banking system corresponding with this personal information with expense.Simultaneously we also can set one and upload the cycle, namely weekly, per month or upload in per season and repeatedly take record.
It is pointed out that the vehicles are not limited in the short distance traffics such as public transport, subway, also can realize the payment of the long-distance traffic such as steamer, train, aircraft by networking.
In step S103, bank takes off expense according to the record of taking of uploading from corresponding bank card.
In embodiments of the present invention, bank is checked personal information after taking record receiving, and confirms the errorless corresponding expense of taking off from corresponding bank card afterwards.Also this time can be taken simultaneously record and inform the client with expense, check.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
Be illustrated in figure 2 as the mechanism map that the mobile phone LED lamp carries out payment system that passes through that the embodiment of the present invention provides, for convenience of explanation, the part relevant to the embodiment of the present invention only be shown, comprising:
Mobile phone 21 is used for the storage userspersonal information, and described personal information is registered by the LED lamp when taking the vehicles.
Traffic system 22 is used for receiving and to register the personal information that described mobile phone 21 sends, and makes according to described personal information and take record, and described taking recorded and expense uploads to bank.
Bank 23 for the related information that records personal information and bank card, receives taking of described traffic system 22 transmissions and records and expense, and takes off corresponding expense according to the described record of taking.
Wherein traffic system 22 specifically comprises:
Personal information registration unit 221 is used for receiving and registering the personal information that mobile phone sends.
Take and record production unit 222, be used for making according to the personal information of described personal information registration unit 221 registrations and take record.
Take expense computing unit 223, be used for calculating according to the described record of taking that records production unit 222 making of taking the expense of taking.
Take record and expense uploading unit 224, be used for describedly to take that taking of recording that production unit 222 makes recorded and described expense of taking 223 calculating of expense computing unit uploads to bank.
Wherein bank 23 specifically comprises:
Related information record cell 231 is for the related information that records personal information and bank card.
Take record and expense receiving element 232, be used for to receive taking that traffic system uploads and record and expense.
Check unit 233, be used for according to the related information of described related information record cell 231 records, described taking of taking that record and expense receiving element 232 receive being recorded and expense is checked.
Expense is taken off unit 234, is used for recording and expense is carried out expense and taken off according to described taking of taking that record and expense receiving element 232 upload.
The embodiment of the present invention, set up the related of userspersonal information and bank card, and related information is stored in bank, the user only needs by mobile phone LED, personal information to be sent to traffic system in the mode of digital signal at boarding station and debarkation stop when taking the vehicles, traffic system uploads to the record of taking of correspondence bank and deducts fees, and has realized the function of paying by the mobile phone LED light signal.
In the above-described embodiments, only the present invention has been carried out exemplary description, but those skilled in the art can carry out various modifications to the present invention without departing from the spirit and scope of the present invention after reading present patent application.

Claims (10)

1. a method of paying by the mobile phone LED lamp, is characterized in that, said method comprising the steps of:
Correspondent bank card and user's personal information, and at banking system registration related information, and store described personal information in mobile phone;
In boarding station and the described personal information of debarkation stop use mobile phone LED lamp registration of the vehicles, form and take record, and the described expense that records and take the record generation of taking is uploaded to the banking system that is associated with described personal information respectively;
Bank takes off expense according to the record of taking of uploading from corresponding bank card.
2. the method for claim 1, is characterized in that, the passenger registers to traffic system with personal information in the mode of digital signal by the mobile phone LED lamp.
3. the method for claim 1, is characterized in that, traffic system is uploaded according to the cycle of uploading and taken record and take the expense that record produces.
4. the method for claim 1, is characterized in that, takes record in described bank after corresponding bank card is taken off the step of expense according to what upload, and described method is further comprising the steps of:
The described record of taking is informed the client with expense.
5. the method for claim 1, is characterized in that, the described vehicles comprise: public transport, subway, steamer, train, aircraft.
6. a system that pays by the mobile phone LED lamp, is characterized in that, described system comprises:
Mobile phone is used for the storage userspersonal information, and described personal information is registered by the LED lamp when taking the vehicles;
Traffic system is used for receiving and to register the personal information that described mobile phone sends, and makes according to described personal information and take record, and described taking recorded and expense uploads to bank;
Bank for the related information that records personal information and bank card, receives taking of described traffic system transmission and records and expense, and takes off corresponding expense according to the described record of taking.
7. system as claimed in claim 6, is characterized in that, described traffic system specifically comprises:
The personal information registration unit is used for receiving and registering the personal information that mobile phone sends;
Take and record production unit, be used for making according to the personal information of described personal information registration unit registration and take record;
Take the expense computing unit, be used for calculating according to the described record of taking that records the production unit making of taking the expense of taking;
Take record and expense uploading unit, be used for describedly to take that taking of recording that production unit makes recorded and described expense of taking the calculating of expense computing unit uploads to bank.
8. system as claimed in claim 6, is characterized in that, described bank specifically comprises:
The related information record cell is for the related information that records personal information and bank card;
Take record and expense receiving element, be used for to receive taking that traffic system uploads and record and expense;
Check the unit, be used for according to the related information of described related information recording unit records, described taking of taking that record and expense receiving element receive being recorded and expense is checked;
Expense is taken off the unit, is used for recording and expense is carried out expense and taken off according to described taking of taking that record and expense receiving element upload.
9. system as claimed in claim 6, is characterized in that, traffic system is uploaded according to the cycle of uploading and taken record and take the expense that record produces.
10. system as claimed in claim 6, is characterized in that, the vehicles comprise: public transport, subway, steamer, train, aircraft.
CN201110336586.5A 2011-10-31 2011-10-31 Payment method and system thereof through mobile phone light emitting diode (LED) lamp Active CN103093558B (en)

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Application Number Priority Date Filing Date Title
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CN103093558B CN103093558B (en) 2014-12-24

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104166913A (en) * 2014-04-30 2014-11-26 深圳光启创新技术有限公司 Photon payment method and system

Citations (7)

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Publication number Priority date Publication date Assignee Title
CN1784036A (en) * 2004-12-01 2006-06-07 中兴通讯股份有限公司 Mobile phone capable of paying riding fee and its paying method
US20080253766A1 (en) * 2007-04-13 2008-10-16 Motorola, Inc. Synchronization and Processing of Secure Information Via Optically Transmitted Data
US20090081990A1 (en) * 2007-09-26 2009-03-26 Nicole Janine Granucci Real-Time Balance On a Mobile Phone
JP2009187219A (en) * 2008-02-05 2009-08-20 Nec Corp Portable terminal apparatus and settlement system using portable terminal apparatus
CN101877156A (en) * 2009-04-28 2010-11-03 赵瑾瑾 System and method for paying traffic fee by using bank card
CN102148641A (en) * 2011-02-25 2011-08-10 中兴通讯股份有限公司 Data transmission method and system between user facilities
CN102157040A (en) * 2011-01-18 2011-08-17 中兴通讯股份有限公司 Communication device and method thereof of non-contact mobile payment apparatus

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1784036A (en) * 2004-12-01 2006-06-07 中兴通讯股份有限公司 Mobile phone capable of paying riding fee and its paying method
US20080253766A1 (en) * 2007-04-13 2008-10-16 Motorola, Inc. Synchronization and Processing of Secure Information Via Optically Transmitted Data
US20090081990A1 (en) * 2007-09-26 2009-03-26 Nicole Janine Granucci Real-Time Balance On a Mobile Phone
JP2009187219A (en) * 2008-02-05 2009-08-20 Nec Corp Portable terminal apparatus and settlement system using portable terminal apparatus
CN101877156A (en) * 2009-04-28 2010-11-03 赵瑾瑾 System and method for paying traffic fee by using bank card
CN102157040A (en) * 2011-01-18 2011-08-17 中兴通讯股份有限公司 Communication device and method thereof of non-contact mobile payment apparatus
CN102148641A (en) * 2011-02-25 2011-08-10 中兴通讯股份有限公司 Data transmission method and system between user facilities

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104166913A (en) * 2014-04-30 2014-11-26 深圳光启创新技术有限公司 Photon payment method and system
CN104166913B (en) * 2014-04-30 2016-04-27 深圳光启智能光子技术有限公司 Photon method of payment and system

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Effective date of registration: 20150911

Address after: 518000 Shenzhen city Futian District Shennan Road and CaiTian Road intersection East Xintiandi Plaza C block 2007-27

Patentee after: Shenzhen Guang Qi intelligent photonic Technology Co., Ltd.

Address before: 518000 Shenzhen City, Guangdong Province, Nanshan District high tech Zone in the middle of the high and new one of the software building No. 9

Patentee before: Shenzhen Kuang-Chi Institute of Advanced Technology

Patentee before: Shenzhen Kuang-Chi Innovation Technology Co., Ltd.

TR01 Transfer of patent right
TR01 Transfer of patent right

Effective date of registration: 20201113

Address after: 226600 Shuanglou Industrial Park, Qutang Town, Hai'an City, Nantong City, Jiangsu Province

Patentee after: Nantong Shengyang Electric Co.,Ltd.

Address before: C, block 2007-27, East Xintiandi square, intersection of Shennan Road and Cai Tian Road, Futian District, Shenzhen

Patentee before: KUANG-CHI INTELLIGENT PHOTONIC TECHNOLOGY Ltd.