CA2512086A1 - Metal-containing transaction card and method of making the same - Google Patents

Metal-containing transaction card and method of making the same Download PDF

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Publication number
CA2512086A1
CA2512086A1 CA002512086A CA2512086A CA2512086A1 CA 2512086 A1 CA2512086 A1 CA 2512086A1 CA 002512086 A CA002512086 A CA 002512086A CA 2512086 A CA2512086 A CA 2512086A CA 2512086 A1 CA2512086 A1 CA 2512086A1
Authority
CA
Canada
Prior art keywords
transaction card
metal
layer
card
pocket
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002512086A
Other languages
French (fr)
Other versions
CA2512086C (en
Inventor
Ellen Lasch
Lisa Ann Morrill Webb
Priscilla Gandel
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
American Express Travel Related Services Co Inc
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2512086A1 publication Critical patent/CA2512086A1/en
Application granted granted Critical
Publication of CA2512086C publication Critical patent/CA2512086C/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30—Identification or security features, e.g. for preventing forgery
    • B42D25/36—Identification or security features, e.g. for preventing forgery comprising special materials
    • B42D25/373—Metallic materials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/02—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the selection of materials, e.g. to avoid wear during transport through the machine
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30—Identification or security features, e.g. for preventing forgery
    • B42D25/36—Identification or security features, e.g. for preventing forgery comprising special materials
    • B42D25/369—Magnetised or magnetisable materials
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40—Manufacture
    • B42D25/405—Marking
    • B42D25/425—Marking by deformation, e.g. embossing
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40—Manufacture
    • B42D25/405—Marking
    • B42D25/43—Marking by removal of material
    • B42D25/435—Marking by removal of material using electromagnetic radiation, e.g. laser
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40—Manufacture
    • B42D25/45—Associating two or more layers
    • B42D25/465—Associating two or more layers using chemicals or adhesives
    • B42D25/47—Associating two or more layers using chemicals or adhesives using adhesives
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40—Manufacture
    • B42D25/475—Cutting cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/0772—Physical layout of the record carrier
    • G06K19/07728—Physical layout of the record carrier the record carrier comprising means for protection against impact or bending, e.g. protective shells or stress-absorbing layers around the integrated circuit
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B2425/00—Cards, e.g. identity cards, credit cards
    • B42D2033/10—
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y10—TECHNICAL SUBJECTS COVERED BY FORMER USPC
    • Y10T—TECHNICAL SUBJECTS COVERED BY FORMER US CLASSIFICATION
    • Y10T156/00—Adhesive bonding and miscellaneous chemical manufacture
    • Y10T156/10—Methods of surface bonding and/or assembly therefor
    • Y10T156/1002—Methods of surface bonding and/or assembly therefor with permanent bending or reshaping or surface deformation of self sustaining lamina
    • Y10T156/1039—Surface deformation only of sandwich or lamina [e.g., embossed panels]
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y10—TECHNICAL SUBJECTS COVERED BY FORMER USPC
    • Y10T—TECHNICAL SUBJECTS COVERED BY FORMER US CLASSIFICATION
    • Y10T442/00—Fabric [woven, knitted, or nonwoven textile or cloth, etc.]
    • Y10T442/10—Scrim [e.g., open net or mesh, gauze, loose or open weave or knit, etc.]
    • Y10T442/102—Woven scrim
    • Y10T442/109—Metal or metal-coated fiber-containing scrim
    • Y10T442/124—Including a natural or synthetic rubber layer

Abstract

Metal-containing transaction cards, useful for the purchase of goods and/or services, and methods of making the same are provided. The metal-containing transaction cards may be standard-sized (i.e., about 3 3/8 inches by about 2 1/4 inches) or any other size yet still usable as a transaction card.
Moreover, the metal-containing transaction card may have a magnetic stripe, an embedded microchip, a signature panel, a holographic image, or any other feature typically contained on or within a transaction card. The transaction cards have at least one layer of metal with, optionally, other layers of substrates, such as thermoplastic polymers, other metals or adhesives. In addition, the metal-containing transaction card may be anodized, coated, or laser-engraved. Preferably, the metal is titanium or stainless steel.

Claims (53)

1. A transaction card comprising:
a first layer of metal contained within the transaction card; and a recordable medium on or within the transaction card for storing information relating to a transaction account.
2. The transaction card of claim 1 wherein the metal is titanium.
3. The transaction card of claim 1 wherein the metal is stainless steel.
4. The transaction card of claim 1 wherein the layer of metal is provided on a surface of the transaction card.
5. The transaction card of claim 1 further comprising:
a second layer of a substrate disposed adjacent to the first layer of metal.
6. The transaction card of claim 5 further wherein the substrate is laminated to the first layer of metal.
7. The transaction card of claim 5 wherein the substrate is selected from the group consisting of a thermoplastic polymer and metal.
8. The transaction card of claim 7 wherein the thermoplastic polymer is selected from the group consisting of polyvinyl chloride and polyethylene terephthalate copolymer.
9. The transaction card of claim 1 further comprising:
an adhesive layer disposed adjacent to the first layer of metal.
10. The transaction card of claim 5 further comprising:
an adhesive layer disposed adjacent the second layer of the substrate.
11. The transaction card of claim 1 wherein the recordable medium comprises a magnetic stripe disposed on the first layer of metal.
12. The transaction card of claim 5 wherein the recordable medium comprises a magnetic stripe disposed on the second layer of the substrate.
13. The transaction card of claim 9 wherein the recordable medium comprises a magnetic stripe disposed on the adhesive layer.
14. The transaction card of claim 10 wherein the recordable medium comprises a magnetic stripe disposed on the adhesive layer.
15. The transaction card of claim 1 further comprising:
a coating on a surface of the transaction card.
16. The transaction card of claim 15 wherein the coating is comprised of a material selected from the group consisting of silane, polyethylene terephthalate, acrylic, titanium carbonitride and a thermoset polymeric material.
17. The transaction card of claim 15 wherein the coating comprises a dye for providing a color to the transaction card.
18. The transaction card of claim 1 further comprising:
a pattern etched into the surface of the metal layer.
19. The transaction card of claim 18 wherein the pattern is etched by a laser beam.
20. The transaction card of claim 1 further comprising:
a microchip embedded in the metal layer.
21. The transaction card of claim 1 further comprising:
an oxide layer on at least one surface of the metal layer from an anodizing process.
22. The transaction card of claim 1 wherein the metal layer is about 30 mils thick.
23. The transaction card of claim 1 further comprising:
a pocket;

embossed characters in the metal located within the pocket and protruding from a surface of the transaction card; and a fill panel disposed within the pocket.
24. The transaction card of claim 1 further comprising:
an adhesive disposed within the pocket for adhering the fill panel within the pocket.
25. The transaction card of claim 1 further comprising:
chamfer edges around the perimeter of the transaction card.
26. A method of making a transaction card comprising the steps of providing a sheet of metal;
cutting the metal sheet into individual cards; and applying a recordable medium on each card for storing information relating to a transaction account.
27. The method of claim 26 wherein the metal comprises titanium.
28. The method of claim 27 wherein the metal comprises stainless steel.
29. The method of claim 26 further comprising the step of anodizing the metal to provide an oxide layer on at least one surface of the metal.
30. The method of claim 26 further comprising coating the metal with a coating.
31. The method of claim 30 wherein the coating comprises a material selected from the group consisting of silane, polyethylene terephthalate, acrylic, titanium carbonitride, and a thermoset polymeric material.
32. The method of claim 31 wherein the coating comprises a dye for providing a color to the transaction card.
33. The method of claim 26 wherein the cutting of the sheet of metal is accomplished via a means selected from the group consisting of water jet cutting, laser cutting, die cutting, and plasma cutting.
34. The method of claim 26 further comprising the step of engraving at least one surface of the metal to provide a pattern in the surface of the transaction card.
35. The method of claim 34 wherein the engraving is accomplished via a laser beam.
36. The method of claim 35 further comprising the steps of:
melting the surface of the metal with the laser beam; and recrystallizing the surface of the metal to impart a color to the surface of the titanium.
37. The method of claim 26 further comprising the step of applying a signature panel to a surface of the transaction card.
38. The method of claim 37 further comprising the steps of applying an adhesive to the surface of the metal prior to applying the signature panel to the surface of the metal; and applying the signature panel to the adhesive.
39. The method of claim 26 wherein the recordable medium comprises a magnetic stripe.
40. The method of claim 39 further comprising the steps of applying a primer material to the surface of the metal prior to applying the magnetic stripe to the metal; and applying the magnetic stripe to the primer material.
41. The method of claim 26 wherein the recordable medium comprises a microchip.
42. The method of claim 26 wherein the recordable medium comprises both a magnetic stripe and a microchip.
43. The method of claim 26 further comprising the step of embossing each card to provide information thereon.
44. The method of claim 26 further comprising the step of encoding the recordable medium with information.
45. The method of claim 26 further comprising the step of laminating a substrate to the metal.
46. The method of claim 45 further wherein the substrate comprises a material selected from the group consisting of a thermoplastic polymer and metal.
47. The method of claim 46 wherein the thermoplastic polymer is selected from the group consisting of polyvinyl chloride and polyethylene terephthalate copolymer.
48. The method of claim 26 further comprising the step of:
beveling the edges of the transaction card.
49. A method of making a metal containing transaction card comprising:
providing a metal-containing card;
cutting a pocket within the card;
embossing the card within the pocket to provide embossed characters on a first surface of the transaction card; and filling the pocket to provide a smooth surface on a second surface of the transaction card.
50. The method of claim 49 wherein the metal is titanium.
51. The method of claim 49 wherein the pocket is filled by a fill panel.
52. The method of claim 51 wherein the fill panel is titanium.
53. The method of claim 51 wherein the fill panel is disposed within the pocket with an adhesive.
CA2512086A 2003-01-03 2003-12-30 Metal-containing transaction card and method of making the same Expired - Lifetime CA2512086C (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US43793803P 2003-01-03 2003-01-03
US60/437,938 2003-01-03
PCT/US2003/041641 WO2004063977A2 (en) 2003-01-03 2003-12-30 Metal containing transaction card and method of making the same

Publications (2)

Publication Number Publication Date
CA2512086A1 true CA2512086A1 (en) 2004-07-29
CA2512086C CA2512086C (en) 2012-04-10

Family

ID=32713251

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2512086A Expired - Lifetime CA2512086C (en) 2003-01-03 2003-12-30 Metal-containing transaction card and method of making the same

Country Status (5)

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US (5) US7530491B2 (en)
JP (1) JP4365326B2 (en)
AU (1) AU2003300451B2 (en)
CA (1) CA2512086C (en)
WO (1) WO2004063977A2 (en)

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