CA2233288A1 - Operating apparatus with payment for usage - Google Patents

Abstract

A method of charging for use of a digital network in which different services are carried in a common format, comprising a step of generating charging signals at the originating terminal based on the original service format prior to conversion to said common format.

Description

, AMENDÉD SHÉE~
OPEF~TING APP~ TUS ~I~D METHOD

The present invention relates to a method and apparatus for operating apparatus (particularly a telecommunications terminal) for value.
In one aspect, the invention provides a mechanism for charging for the use of different services which are represented on an integrated digital network in the same fo-rmat. For example, voice services, facsimile services and data services will all appear similar when carried by ATM
cells on a high speed digital network. The ability to ;- di~ferentially charge for different services will therefore ~ be difficult to achieve.
Accordingly, in a further aspect, the invention provides apparatus and a method for charging for the use of services carried in a common format on a digital communications network in which the charge is levied on the basis of information which is determined prior to the conversion of the services into the common format.
For example, the local interface for converting a service such as voice telephony or video telephone into a common format is provided at a user~s premises, and the interface is operable to issue a charging signal prior to the conversion into the common format.
~; Preferably, the interface will only permit communication on receipt of return signals. ~owever, the concept of generating charging events for the use of a common format digital network by re~erence to the format of data prior to conversion to the common ~ormat is applicable independently of the ~eatures o~ the below described embodiments; if the physical security of the interface and ISDN channel is sufficiently good, it may be sufficient merely to transmit forward billing messages from the interface, without requiring return messages from a billing centre to be received thereat.
The interface is preferably a separate unit, for increased security, but could be for example a card within a personal computer forming the communications terminal, or even a program executed by the processor of a personal computer forming the communications terminal. Naturally, other types of communications terminals (such as videophones) may be substituted for personal computers. Multiple such communications terminals may be connected to a single interface device.
Other aspects and preferred embodiments of the invention will be appa-ent from the following description and claims.
Embodimerts of the invention will now be described in greater detail, by way o example only, with reference to the accompanyins d~awings in which:
Figure - is a block diagram showing the elements cf a sys~em for operating a communications ~erminal for value according ~o a rirst embodiment of the inven'ion;
i5 Figure 2 is a block diagram showing elements o~ the system accor ing to 'he first embodiment of the invention;
Figure 3a is a flow diagram showing .he cperation of the programmed apparatus of the embodiment of Figure 1;
Figure 3b is a flow diagram showing the operation o~ a bi;lins sta~-or in the embodiment of Figure 1;
Figure ,c is a flow diagram further showing the operation of the programmed apparatus in one example o~ an embodiment according ~o F-gure 1;
Figure is a flow diagram modifying the operation of Fisures 3a and 3c in a ~irst example according to the second embodimenti Figure 5 is a block diagram showing the elements of a system fcr operating a programmable apparatus for value according to a third embodiment of the invention;
Figure 6 is a block diagram showing the elements of a local billing device in the embodiment of Fisure 5;
Figure 7 corresponds to Figure 6 and is a block diagram showing ~he elemen~s of a system according to a fourth embodiment of _he invention;
Figures 8a and 8b are ~10w diagrams showing the operation of the device of Figure 7 according to the fourth embodiment;
and Figure 8c is a flow diagram showing the operation of a remote monitoring station of the fourth embodiment;
First E~bodiment ~ In this embodiment, the invention is utilised to provide different charge rates for different services carried via a network such as the ISDN in which such different services are represented in a common data format.
In an in.egrated services digital network, multiple different communications services may be represented by the same physical data structures (e.g. asynchronous transfer mode (ATM) packets or "cells", or synchronous digital hierarchy (SDH) frames). Accordingly, it is generally assumed that charges for the use of such networks will be on a per cell, per frame or per bit basis.
'5 Referrins to Figure 1, according to the present embodiment, a communications terminal 90 (here a multi media personal compuler) capable of communicating using one or more communications services (e.g. PCM audio, compressed audio, fax image, joint pi_ture expert group (JPEG) image, moving picture expert group (MPEG) video, or ASCII file data) is connected via a connecto- 11 to an ISDN interface 40 connected in turn to an ISDN channel 10. The interface 40 compr-ses a protocol conversion device for receiving the communications service in its source format, as a digital bit stream via the link 11, from the commu-ications terminal 90; and for converting the source format -nto a common network format (e.g. ATM cells or SDH frames).
The data in common network format is then transmitted, for example, on the "B" channels of the ISDN link, ~o its destination 500 via the network 20. At the same time, charging initiating signals which indicate the format from which the data was converted by the interface 40 (and hence the communications service in use) are transmitted via the "D"
channel to the billing centre 200.
Referring to Figure 2, in greater detail, the interface 40 comprises irst and second communications interfaces 110, 111 coupled to the telecommunications links 10, 11 and comprising a modem and associated signalling components; a processor 120 operable under stored program control; and memory ~or storing the control program ~or the processor 120 ~ operable to per~orm signal ~ormat conversion. Conveniently, and conventionally, the memory in this embodiment may comprise a read only memory 130 which stores an opera~ing system kernel (e.g. a machine BIOS); a random access memory 140 ~or storing an active control program; and a permanent memory 150 (a hard disk drive) ~or storing currently inactive programs and maintaining program storage during power-down o~ the apparatus 100 .
General details of the structure oI a billing station 200 (sho~m here as being coupled to the network 20 via a telecommunica.ions signalling link 21) are to be round in the Journal "Bri_ish Telecommunications Engineering" Special Issue on Billins, vol. 11 part 4, January 1993. The components necessary ror an understanding of the present invention are an interface circuit 210 ror receiving and transmitting signalling data via the telecommunications channel 21; a con.rol processor 220 (which may be provided by the mainIrame billing computer); a code store 230 sto-ing encoding and verification data; and a billing store 240 in which charging in~ormation is stored (which in this embodiment is convenien=ly provided by the mainframe bil'ing stores used to record telephone charging information ~or use o~ the network 20).
Pre~erably, the inter~ace 40 comprises a stored program for executing the processes o~ Figures 3a and 3c. Thus, the inter~ace 40 will only permit use of the ISDN 20 when billing events for the corresponding service are being recorded in the billing centre 200 as described below.
The operation o~ this embodiment will now be explained in greater detail with re~erence to Figure 3.
Validation '5 In ~his embodiment, the program contains code ~or perrorming the process shown in Figure 3a, which provides a validation process on each use o~ the program. In a step CA 02233288 l998-03-27 1102, the program is activated by receipt of a signal from the termïnal 90 and, prior to setting up the required telecommunications service, (step 1106) in a step 1104, a validation routine is called. In the validation routine, in a step 1202, a use request signal is transmitted to the network 20. The use request signal has a format which will cause it to be directed by the network 20 to the billing station 200. For example, where the link 10 is an ISDN link comprising 2 "B" (64 kilobit per second) data channels and a "D" (16 kilobit per second) signalling channel, the use request signal comprises a data packet consisting cf a header portion (indicating that this is a use request packet to be directed to the billing station 200); and a data portion (indica~ing ' he identity of the service and ~ erminal o be 15 used).
Although -t is not essential, it is preferred in this embodiment I hat the data portion should be encrypted for additional security. To ensure that the encrypted data portion dif~ers on subsequent use request signals from the 20 same apparatus, the data portion prior to encryption may comprise additional, time varying, data such as the date.
In a step 1204, it is determined whether a reply has been received from _he telecommunications link 10 (for example, a packet receiveG on the D channel of an ISDN link 10 the header 25 portion of which identifies it as a return message). In the absence of a reply, no further execution of the program is performed and hence the telecommunications se~vice is not set up. It may be convenient to provide an exit from the program after a predetermined time (for example on the order of 30 several minutes).
When a reply is received, in a step 1206 the data portion of the return message is decrypted by performing a predetermined decryption algorithm thereon, and the result is compared with a stored unique code held at the interface 40 35 in step 1208. If the two correspond, the processor returns in a s~ep 1210 to execute the signal format conversion program in step 1106. If the two do not correspond, in a step 1212 CA 02233288 l998-03-27 W O 97/14086 PCT/G~96/02492 all further execution of the program is ceased.
It may be convenient to provide that, after a predetermined number o~ invalid replies are received, the program is arranged to erase or override a portion of the copy of itself stored on the permanent store 150, or otherwise to render itsel~ inoperable.
Billinq Referring to Figure 3b, the operation o~ the billing station 200 in this embodiment will now be described in greater detail.
On receiving a use request signal (previously transmitted ln srep 1202) ir step 1302, the billing station 200 determined ~he identity _~ the transmi='ing apparatus 100; in this emboaiment, -or example by determining the telecommunications ;5 link 10 via wrich the use request signal was transmitted.
~his informaticn may also be appended to the header portion of the use reauest signal by _he first node encountered within _he network 20, for instance.
In a step 306, the control processor 220 reads the code data store 230 _o determine whether the iden_ity corresponds to an ident~ty stored therein ~ith a corresponding unique code wo~d indica.in_ a right to use the apparatus. In the event _hat a cor-esponding entry is found in the code data store 230, the processor 220 is arranged to generate a reply in step ~308, by enc~pting the unique code usinc an encryption process which can be decryp.ed by the decryption process per~ormed in the inter~ace 0. Preferably, the encrypted return message is arranged to vary, for each interface 40 over time; this may be achieved, for example by encrypting time variable data such as the date together with .he unique code.
In a step 1310, the return signal thus generated is provided with a header to cause it to be routed by the network 20 to the lnterface 40 and is transmitted back to the _nterface 40.
~n the event that the identity of the interface 40 is not ound to be va~id in step 1306, no return signal is generated (it would alternatively be possible ~o generate a W O 97/14086 PCT/G~96/02492 predetermined invalid return signal).
~In a step 1312, a charge record is recorded in the billing store 240. For example where calling line ~' identification has been used, the record may be recorded in the entry under the identified telephone number. In this embodlment, the charge record comprises date and time information, an indication o~ the requested telecommunications service (received in the use request signal or derived therefrom), and an indication of a unit charge for the use of that service.
Thus, the above described embodiment is o?erable on each occasion that an attempt is made by a user o_ the apparatus to use it. On each such attempt, the identity of the user is checked (by con_irming his telephone number). If the identity is not acceptable, no return signal will be sent and the prog~am will not operate. On each occasior when a -eturn signal is transmitted, a charge is made for _he use.
Billina bv time Preferably, a charge is also made based on the period of use of the program. This is achieved, as shown in Figure 3c, by performing a call to point A at the start of the veri~ication routine o Figure 3a on each occasion when a predetermined _nterval of time ~T has elapsed (for example, every rive min-~es). rigure 3c illustrates a time test step 1108 at which the program periodically reads a real time clock (not shown) OI the inter~ace 40 and calls the veri~ication routine in a step 1110 on the elapsing of the predetermined time. It may, however, be more convenient for the program to set a real time clock of the interface 40 to generate an inter~pt after the predetermine~ tire ~T, and to perform step 1110 in response to the interrupt.
The operation o~ the billing station 200 is substantially unchanged, except that rather than recording a se~uence of successive dif-erent charge entries in successive repetitions o~ step 1312, successive charge event signals may be generated in repetitions of step 1312, which are accumulated and recorded as a single charge entry comprising a single date and W O 97/14086 PCT/GBg6/02492 time, and a charge consisting o~ the product o~ the number o~
charging events thus generated and a predetermined charging rate for use o~ the program.
Rather than varying the data to be encrypted over time, it would be possible to vary parameters of the encryption process (and the corresponding decryption process). In the same manner, rather than distributing a unique code ~or each copy of the proyram, it would be possible to distribute a unique decryption algorithm in each inter~ace 40 and a corresponding encryption algorithm to the billing station 200.
Second ~mbodiment The second embodiment in general fulfils the same ~unction as the ~irst, and like steps and components will be given the same re erence numerals and will not be described further. For convenience, several dif_erences rom the ~irst embodiment are here described together, but it will be realisea that each di~ erence could be used with .he ~eatures of the ~irst embodiment (or other embodiments) and separately o~ each other. Speci~ically, the second embodiment di~ers ~rom the first in the ~ollowing respects:
1. Use -equest messages are generated in a progressive series and, conveniently, return messages are generated by encryp-ing the use request messages.

2. Use is monitored over time.
The operation o~ ~he inter~ace 4C in per~orming Figures 3a and 3c is also modi_ied in this embodiment to call the sub routine o~ step 1502 o~ Figure 4, rather than that o~ step 1202, at steps 1104 and 1110.
In step 1502, the processor 120 reads a message number M stored at a predetermined location on the permanent store 150, and in step 1504, the number is incremented and re-written to the permanent store 150.
~he message number M is pre~erably incremented only where a valid return signal has been received.
In step 1506, a use request signal data portion is generated by encryption o~ the ~eature number and the message number M. The encryption scrambles the data so that the CA 02233288 l998-03-27 encrypted data portion bears no resemblance to that generated for the previous message number M.
In step 1508, the process of the validation sub routine commencing a. step 1202 of Figure 2b is executed, so as to 5 transmit the use request message.
~ At the billing device 320, the process of Figure 3b is performed; in this embodiment, in the step 1304 after decryption o the use request message data portion, it is determined whether the unique code is a valid code and, if so, whether the message number M follows in sequence after the last receivec message number. I~ so, the identity is judged to be valid.
It is a_so determined whether the unique code corresponds to a user who is enti_led to use the telecommunications service corresponding to the received feature number. F o r additional security, calling line identification may also be performed in =his embodiment as in the first, but this is not essential.
Where _he received use request message is verified as valid in step 1306, in step 1308 the return authorisation message is cenerated utilising the received unique code and message number, and a different encryption process to that used by the apparatus 100 in step 1506. The corresponding decryption p-ocess is utilised in step 1206, and in the event that upon aecryption the unique code matches that stored within the p~ogram, the processor 120 executes a return ~rom step 1210 to step 1510 to step 1408, and proceeds to execute the desired service format conversion.
Use Monitorin~
On eacr occasion when a feature is used in this manner, a record is stored in the use monitor store 310, indicating the identity o the user and of the feature. Preferably, any further available information about the apparatus 100 is also stored. The records held in the usage monitor store 310 are periodically analysed and used in one or more of the following ways:
1. The relative usage of different services is determined.

This may be used in developing further improvements or modifications to the service (and such usage data may be further analysed by reference to the types of apparatus 100);
2. A long term pattern of the amount of use made by each user of the various services may be built up. This may then be used to detect radical changes (when averaged over a relatively short period of time, on the order of weeks) in the use pattern of a user to detect fraudulent practices.
The use o a time varying series of use request messages prevents the raudulent recording and reuse of a single use re~est message.
Furthermore, the recorcing of the message number on permanent storage media in the apparatus 100 ensures that even after the apparatus 100 is switched off and then switched on again the sequence is continuous.
Rather than using the charging events to generate a charge to the user of the apparatus, in some circumstances the user or the apparatus may have pre-paid in advance and the charg,ng even~s may be used solely to distribute paymen~s to be made between different parties (e.g. di-ferent service providers).
In this embodimen-, as in the first, a charge may be made on the basis of elapsed time. In this case, the charge may be at a dif_erent rate for different services; thus, in invoking a function, the length of the time interval ~T may be set in dependence upon the function. Thus, the billing station 320 may accumulate a single tariff amount for each charging event, the charging events occurring at different rates for dif-erent types of telecommunications service.
Third ~mbodiment In the third embodiment, the system of the first (or second) embodiment is varied so that historical billing information is held in a billing apparatus local to each user, in the manner of a usage meter, rather than being held centrally in a telecommunications billing station 200.

.

11 ' .
Re~er-ing to Figure 5, in this embodiment, the apparatus 100 is connected via a local communications link 11 to an inter~ace which also comprises a local billing device 400, which is connected via the line 10 and network 20 to the central billing station 200 oi~ the ~irst embodiment.
Pre~erably, in this embodiment, the usage monitoring store 320 o~ the second embodiment is provided, in communication with the central billing station 200.
Re~erring to Figure 6, each device 400 comprises a robust '0 housing 401, and is provided with a ~ail to sa~e control system wh ch permanently disables the device on de~ec~ion o~
an attempt to tamper, and with tamper proo~ seals which make i~ eviden~ wnen tampering has occurred.
With-n ~he housing 401 are a local inter ace circuit 411 -5 connected to the local communications link 11 and a line side inter~ace circuit 410 connected to the telecommunications channel lC. In communication with the inter~aces 411, 410 is a processor 420 (for example a microcontroller or microcompu~e-) operating in accordance with a stored program 20 held in a read only memory 430. The processor 420 is connected to a display panel 460 (~or example a liquid crystal display) ~o generate a display thereon o~ billing data, a printer 462, and a keypad 470 from which it is arranged to accept input instructions to control the data cisplayed on the 25 display 460. Also provided in this embodiment is a local billing data s~ore 440, which is conveniently static RAM or E~ROM.
Validation In this embodiment, the validation is conveniently 30 per~ormed as in the ~irst embodiment.
Billinq In this embodiment, charge records are held locally rather than centrally. However, bills are generated centrally. Accordingly, this em~odiment di~ers ~rom the 35 ~irst embodiment in that the processor 220 oi~ the central billing station 200 is arranged to store, for each user, a simple running total o~ the amount due ~or usage o~ the ~ CA 02233288 l998-03-27 12 .4M~-~2~D S~
telecommunications network, which total is incremented on each charging event.
The processor 420 of the local billing station 400 is arranged to detect each occurrence of an authorisation signal (and hence each charging event) and to log the charging events in the record created for the program in the billing data store 440 on downloading of the program as described above.
Thus, the local billing device 400 keeps a complete transaction log locally. The processor 420 is arranged to accept a command from the keypad 470 to display the log, together with the associated total charge, on the display .-- device 460, so that the user of the apparatus 100 may monitor ~~ the level of charges.
Bill Generation Periodically (for example once a month or once a quarter) the central billing station 200 iS arranged to print a bill for .he total amount due stored in its record for each of the apparatus 100. The central billing station in this case is arranged to generate to all local billing apparatus 400 to cause the processor 420 thereof to print out the log stored in the local billing store 440 for the use of the apparatus 100, in the ~orm of a statement.
Various modi~ications may be made to the operation of this embodiment. For example, as in our above re~erenced earlier European publication No. WO 96/17466, a limited amount ..
o~ call record data may be held in the store 240 at the central billing station and a reconciliation performed between the records held in the central billing station and the local billing stations 400.
Alternatively, rather than generating a statement locally, on receipt of a bill generation signal from the central billing station 200, the local billing device 400 may transmit the accumulated transaction log from its billing store 440 to the central billing station (this does, however, entail a higher volume of data being transmitted through the network 20).
Since in this embodiment the total amount due is stored centrally, with only descriptive data being held locally, attempts to tamper with the local billing device 400 will not in general lead to a loss of revenue, but merely to the possibility for disagreement between the user of the apparatus and the operator of the central billing station 200.
Finally, instead of maintaining a running total of the amount due for the use of each apparatus 100 in a central billing store 240 (or a billing store at the downloading centre of the second embodiment) it would be possible, in this embodiment, to store all charging information locally.
In this case, at periodic intervals (for example monthly - or quarterly), or when the total charge reaches a ~ predetermined level, the processor 420 is arranged to transmit billing data comprising at least the total due to the central station (or downloading station) for the generation o~ a bill.
Ir no central record of the amount due is maintained, then the physical security (geographical location and strength of the housi~g 401) of the local billing device 400 is of greater importance.
Fourth Embodiment In this embodiment, to avoid potential attempts to defraud the program supplier, by tampering with the local billing device 400, the continued operation of the local billing device 400 is continually monitored via the network 20.
Referring to Figure 7, in this embodiment, the central b~.lling station 200 is replaced by a central moni_oring station 500, which is arranged to monitor the correct functioning of the local billing device 400.
Validation The validation process in this embodiment operates as described above in relation to the first or second embodiments.
Billinq On each occasion when an authorisation signal is returned to the apparatus 100, a charging event occurs, and a corresponding record is recorded in the store 440, as in the CA 02233288 l998-03-27 third embodiment.
~The operating condition of the local billing unit 400 is periodically monitored. In greater detail, referring to ~ Figure 8a, in a step 1650 the processor 420 checks for receipt of a signal at the interface 411 from the terminal 100.
If no signal was received in step 1650, or if an invalid signal was received (step 1654), in step 1656, the processor 420 determines whether a predetermined period of time has elapsed since a monitoring signal was last sent to the monitoring station 500. The period of ~ime ~t may be on the order of several minutes; at any rate, it is sufficiently short =hat a fraudulent user cannot within the period dismantle the local billing station 400 and clrcumvent the operation of the processor 420.
If the predetermined period has elapsed, .hen in step 1658, ~he processor performs the monitoring routine of Figure 8b. In a step 1660, the processor 420 per orms a self-test to determine whether it is functioning correctly, and to determine whether the housing 401 is still closed. In a step 1662, the results of the self test are assessed and, if the self test indicates defective operation, in a step 1664 the process 420 sends (or attempts to sends) a failure signal by the interface 410 to the monitoring station 500, and termina.es operation.
If the self test indicates no failure, in a step 1666 the processor 420 generates a condition monltoring signal which is transmitted via the interface 410 to the moni~oring station 500. ?referably, the condition monitoring signal comprises encoded data selected from a non repeating seauence known both to the local billing device 400 and the condition monitoring centre 500, in the same manner as described above in the second embodiment.
Referring to Figure 8c, in steps 1750 and 1752, the central monitoring station 500 determines whe~her a condition monitoring signal has been received within the predetermined time ~t, and if not, then the local billing device is recorded as being faulty. If a signal has been received, in a step W O 97/14086 PCT/G~96/02492 1754 the monitoring station 500 determines the validity oI the signal by decoding the signal and determining whether it ~ollows in the predetermined sequence; if not, then as be~ore ~' ,he local billing device 400 is recorded as being ~aulty. I~
the received signal is valid, then an encrypted reply (based, as described above, on the received signal) is transmitted back in a step -756.
Re~errins once more to Figure 7b, in step 1670, on receipt o~ the reply signal transmitted ~rom the central monitoring sta.ion 500, in step 1668, the processor 420 is arranged to de_ermine whether or not the reply signal is valid, by decocing the reply signal and testing whether it corresponds to ~he signal transmitted in step '666. In the event ~hat the -eply signal is incorrect, an attempt to tamper with the line 0, the network 20 or the local billing device 400 is likely. Accordingly, the processor 420 per~orms the step 1664 as described above.
When a va~id reply signal is received, the processor 420 returns to its departure point (Figure 7a).
The connection o~ the local billing device 400 to the telecommunicat-ons network 20 enables remote monitoring or the condi~ion or the local billing device 400 to be performed, which thus reduces the possibility of attempts to tamper with the local bi-ling device, by periodic sel~ test and transmission o signals to the remote monitoring device 500.
Attempts to tamper with the link 10 to defraud the local billing device 400 are de~eated by ,he provision o~ return messages ~rom _he remote monitoring device 500.
As in the third embodiment, at periodic intervals (for example once a month or once a quarter) the local billing device 400 transmits a total due signal, indicating the amount o~ payment due, via the line 10.
I~ the bi-l is not paid, to the remote monitoring centre 500 ceases ~urther communication with the local billing device 400, which there~ore ceases to receive return messages and ceases to ~unc=ion, preventing further use o~ the network 20 until the bill is paid.

CA 02233288 l998-03-27 WO97/14086 PCT/GB~6/02492 ~

As in the third embodiment, in this embodlment the local billing device 400 is arranyed to display totalised charges to the user, or to print them out, on request via the input device 470.
As in the third embodiment, the local billing device may transmit transaction details, rather than just the total due, to the downloading station 30.
In an alternative arrangement according to this embodiment, rather than accumulating billing information, the local billing device 400 may be equipped with a means for receiving electronic payment (for example a smart card reader) and may debit a users payment device (for example smart card) on each charsing event. In this case, the local billing devi_e 400 utilises the ~elecommunications network 20 to perform the electronic payment signalling (according to, for example, the MONDEX (TM) payment system).
Bills can be generated either on reaching a locally met threshold or on a time basis (e.g. monthly or quarterly).
It will be recognised that the above described embodiments are merely examples of the invention, and that the features of various embodiments may be used in different combinations than those described explicitly above. Moreover, the skilleà reader will recognise many modifications and substitutions which may be made without departing from the present invention. Accordingly, any and all such modifications or substitutions are to be regarded as forming part of the invention. Protection is sought for any and all novel subject matter or combinations of subjec~ matter which may be disclosed herein.

Claims (21)

CLAIMS:

1. A method of charging for use of a digital network in which different services are carried in a common format, comprising a step of generating charging signals at the originating terminal based on the original service format prior to conversion to said common format.

2. A method according to claim 1 comprising the steps of:
transmitting a forward message to a remote location via said telecommunications channel;
receiving a corresponding return message from said remote location via said telecommunications channel;
verifying said return message to determine whether it is authentic; and, if so;
permitting the operation of said terminal; and, if not;
inhibiting the operation of said terminal.

3. A method according to claim 1 comprising the steps of;
receiving a forward message associated with said terminal;
verifying said forward message to determine whether it corresponds to a predetermined said terminal; and, if so transmitting a return message; and generating a charging event associated with said use of said terminal.

4. A method according to any of claims 2 to 3, in which there is provided a predetermined progressive sequence of differing said forward messages.

5. A method according to any of claim 2 to 4, in which said forward message comprises an encoding of predetermined forward message data.

6. A method according to any of claims 2 to 5, in which said return message comprises an encoding of predetermined return message data.

7. A method according to claim 6 when appended to claim 4, in which said predetermined data comprises said forward message data.

8. A method according to claim 3 or any of claims 4 to 7 appended thereto, further comprising the step of recording said charge in a stored record associated with said terminal.

9. A method according to claim 8 in which said stored record is stored at a distributed site associated with the terminal.

10. A method according to claim 3 or any of claims 4 to 7 appended thereto, further comprising the step of generating a debit signal to an electronic payment means.

11. A method according to claim 10, in which the electronic payment means is a payment card.

12. A method according to claim 10 or claim 11, further comprising the step of inhibiting the operation of said terminal in the absence of a payment corresponding to said debit signal.

13. A method according to any preceding claim, in which the forward messages are generated at predetermined time intervals whilst the terminal is in use.

14. A method according to any preceding claim, in which the terminal comprises a communications device and is associated with a programmable processor operating under the control of a stored program.

15. A method according to claim 14, in which the program is an operating system.

16. A method according to any preceding claim, in which the telecommunications channel is a digital channel capable of carrying multiple communications services in a common format, and further comprising an interface arranged to provide a said communications service by converting data into said common format, in which the step of transmitting said forward message is performed on converting said data.

17. A method according to claim 16 appended to claim 5, in which the communications terminal is arranged to provide a plurality of said services, and said forward message data indicates the identity of one of the services.

18. A method according to any preceding claim, in which the common format is Asynchronous Transfer Mode (ATM).

19. A method according to any of claim 1 to 17, in which the common Format is Synchronous Digital Highway (SDH).

20. A method according to any of claims 1 to 17, in which the telecommunications channel is an Integrated Services Digital Network (ISDN) channel.

21. Apparatus arranged to implement the method of any one of claims 1 to 20.