Xero Limited is a New-Zealand-based company engaged in provision of a platform for online accounting and business services to small businesses and their advisors. The Company is focused on delivering Software as a Service (SaaS) metrics. The Company offers services to small business in categories, including cashflow, invoicing, payments, pay runs and mobile. It offers products for small business accounting for clients and practice studio. It offers online accounting, automatic bank reconciliation, smart reports and invoicing, among others. It offers document management, document creation, calendar management, e-mail, instant messaging and Content templates. It works with an ecosystem of partners, such as Square, Vend, ReceiptBank and ZenPayroll. Its practice management software offers time sheeting, invoice manager, job tracking, quoting, reporting and report building.