S&U plc is engaged in the provision of consumer credit and motor finance service throughout England, Wales and Scotland. The Company�s segments include consumer credit, rentals and other retail trading, and motor finance. The products in consumer credit, rentals and other retail trading are unsecured home credit loans. The products in motor finance are car loans secured under hire purchase agreements. The Company�s customer focused home credit operation is traded as Loansathome4u. Loansathome4u provides home credit facilities to customers through approximately 500 agents across the United Kingdom. The Company�s subsidiaries include S D Taylor Limited, which is engaged in the consumer credit, rentals and other retail trading, and Advantage Finance Limited, which is engaged in the motor finance.