St. James�s Place plc is a financial services holding company, with principal interests in the provision of wealth management advice and services to the clients. The Company offers a range of insurance, investment and other wealth management services, through its subsidiaries, which are principally incorporated in the United Kingdom and Ireland. The Company�s segments are Life business, which offers pensions, protection and investment products through its life assurance subsidiaries; Unit Trust business, which offers unit trust investment products, including individual savings accounts (ISAs), through the St. James�s Place Unit Trust Group, and Distribution business, which include the distribution network for the St. James�s Place life and unit trust products, as well as financial products, such as annuities, mortgages and stakeholder pensions, from third party providers. Its Other segment includes all other Company�s activities.