Standard Chartered PLC is an international banking group. The Bank provides personal banking, business banking, wealth management, Islamic banking and online banking services. The Bank's segments include Corporate and Institutional (C&I) clients, Commercial Clients, Private Banking Clients and Retail Clients. C&I clients segment consists of Global Corporates, Local Corporates and Financial Institutions. The Commercial client segment serves medium-sized businesses who are managed by relationship managers. The Private Banking client segment provides high net worth clients with a personalized service and a suite of financial products and services. Retail Clients segment serves priority, personal and business clients. Its personal banking offerings include savings and accounts, loans, mortgages, credit cards, insurance, employee banking and investments. Its business banking capabilities include transaction banking, Renminbi services, financial markets, corporate finance and research.