Legal & General Group Plc is a provider of risk, savings and investment management products in the United Kingdom. The Company operates in fives segments: Risk, Savings, Investment Management, International, and Group Capital and Financing. The Risk segment comprises individual and group protection, individual and bulk purchase annuities, longevity and general insurance, together with estate agencies and the housing-related business conducted through its regulated mortgage network. The Savings segment comprises non-profit investment bonds, non-profit pensions (including self-invested personal pensions (SIPPs)), individual savings account (ISAs), retail unit trusts, retail platform businesses, and all with-profits products. The Investment management segment comprises institutional fund management and LGIM America (LGIMA). The International segment comprises Legal & General America (LGA), Legal & General France (LGF), Legal & General Netherlands (LGN).