Kazkommertsbank AO (Kazkommertsbank JSC) is a Kazakhstan-based commercial bank that is engaged in the provision of financial and banking services for corporate and individual clients. The Bank offers its services through two segments, namely Corporate banking and Retail banking. The Corporate banking segment provides a range of services, including trade and structured finance products, project finance, e-banking and asset management services, as well as short-term credit facilities and other general banking services. Its Retail banking division offers banking products include residential mortgages, consumer loans, debit and credit cards, and deposit and current accounts. As of October 1, 2012, the Company�s major shareholder was Tsentral�no-Aziatskaya Investitsionnaya Kompaniya AO with a stake of 20.52%.