International Personal Finance plc is a provider of international home credit business serving 2.4 million customers. The Company operates using the Provident brand in six markets: Poland, the Czech Republic, Slovakia, Hungary, Mexico and Romania. It provides small sum, short-term, unsecured cash loans with terms ranging period of around 12 months by money transfer to a bank account, and an optional personal home collection service provided by agents who deliver the loan to and collect repayments from the customer�s home each week. The Company's wholly owned subsidiaries include IPF Holdings Limited, IPF International Limited, IPF Financing Limited, Provident Financial s.r.o., Provident Financial Zrt., Provident Mexico S.A. de C.V. and Provident Servicios S.A. de C.V.