Guaranty Trust Bank Plc is a Nigeria-based company engaged in the provision of banking products and services. The Bank is organized, along with its subsidiaries, into three business segments: the Retail banking segment offers private banking services, private customer current accounts, savings deposits, investment savings products, custody, credit and debit cards, customer loans and mortgages; the Corporate banking segment offers direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency and derivative products, and the Commercial banking segment provides direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency and derivative products for medium-sized companies. During the fiscal year ended December 31, 2011, the Company disposed its Insurance and Asset Management businesses.