The Co-operative Bank (the Bank) provides financial services to customers, members and communities in the United Kingdom. The Company operates in three segments: retail, corporate and wholesale. During the fiscal year ended January 10, 2009, the Company opened six corporate banking centers across the United Kingdom. The Bank launched an Ownhome shared equity scheme in collaboration with Places for People to allow home ownership and housing for key workers, first-time buyers and social housing tenants. Its subsidiaries include Unity Trust Bank and Co-operative Financial Services (CFS).