Arbuthnot Banking Group PLC is engaged in providing banking and financial services. The Company, along with its subsidiaries, operates in three segments: Retail banking, UK Private banking and International Private banking. The Retail banking segment incorporates household cash management, personal lending and banking and insurance services. The UK Private banking segment incorporates private banking and wealth management. The International Private banking segment incorporates private banking and wealth management outside the United Kingdom. Private banking comprises current accounts, deposit accounts, loans, overdrafts and foreign exchange. On June 8, 2012, its 75.5% owned subsidiary, Secure Trust Bank PLC, acquired 100% of Everyday Loans Holdings Limited and its wholly owned subsidiaries, Everyday Loans Limited and Everyday Lending Limited (together EDL). On January 20, 2012, the Company sold of Arbuthnot Securities Limited to Westhouse Holdings plc.