International Personal Finance plc is a United Kingdom-based company, which provides small-sum, short-term unsecured loans with terms ranging from 6 to 24 months. The Company focuses on emerging markets, such as Poland, the Czech Republic, Hungary, Slovakia, Mexico, Romania and Russia. The Company has approximately 2.03 million customers, over half of whom are women and who manage the household budget. The Company’s wholly owned subsidiaries include IPF Holdings Limited, International Personal Finance Investments Limited, IPF International Limited, Provident Polska S.A. and Provident Financial Romania IFN S.A.