PT Bank Central Asia Tbk is an Indonesia-based financial institution. The Bank offers individual and business products and services. The Bank's individual products and services consist of savings accounts, electronic banking, credit cards, consumer credit products, bancassurance, investment products, remittance, collection and safe deposit facilities. The Bank's business products and services consist of savings accounts, BCA trade, working capital loans, investment loans and bank guarantees for small and medium-sized enterprises, as well as for corporate customers. In addition, it provides export import facilities, such as letters of credit, negotiation, discounting and documentary collections. The Bank's subsidiaries include PT BCA Finance and BCA Finance Limited. As of December 31, 2008, the Bank was supported by 842 domestic branch offices and two overseas branch off ices located in Hong Kong and Singapore.