Westpac Banking Corporation is a banking organization. The Company provides a range of banking and financial services in markets, including consumer, business and institutional banking and wealth management services. The Company operates through five divisions, including Consumer Bank, Commercial and Business Bank, BT Financial Group, Westpac Institutional Bank and Westpac New Zealand. It provides banking products under the Westpac and WIB brands and insurance and wealth products under Westpac Life and BT brands. Other divisions of the Company include Westpac Pacific, Group Services, Treasury and Core Support. The Company has branches, affiliates and controlled entities throughout Australia, New Zealand and the Pacific region, and maintains branches and offices in some of the key financial centers around the world.