Express Inc. is a specialty apparel and accessories retailer of women's and men's merchandise, targeting the 20 to 30 year old customer. The Company offers fashionable apparel and accessories to address fashion needs across aspects of their lifestyles, including work, casual, jeanswear, and going-out occasions. The Company’s stores are located in high-traffic shopping malls, lifestyle centers, and street locations, and average approximately 8,700 gross square feet. The Company also sells products through its e-commerce website, express.com, and has franchise agreements with franchisees operating Express stores in Latin America and the Middle East. The Company offers a private-label credit card through an agreement with World Financial Network National Bank (WFNNB) under which WFNNB owns the credit card accounts and Alliance Data Systems Corporation provides services to private-label credit card customers. The Company also has a tender-agnostic customer loyalty program, Express NEXT.