The millions of people who save into final salary pension schemes have always faced the temptation of transferring their savings to an alternative pension.
Alexander Novak, Russia's energy minister, left, with Khalid Al-Falih, Saudi Arabia's energy and industry minister, after OPEC members and 12 other countries met in Vienna, Austria, on Saturday.
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Amazon workers in Scotland have resorted to sleeping in tents near the company's warehouse in a desperate attempt to save money.