... lend too much in good times and too little in bad times. And, well, there's the whole wrecking-the-economy-and-then-whining-about-the-burdens-of-regulation thing. ... sales mean more lending, which is a bank's lifeblood. FUNDS: Japan ETFs are hot ...

Some other issues negatively affecting U.S. banks in recent periods have included increased regulation that has blocked deposit-taking banks from engaging in proprietary trading, limited debit-card fees, higher compliance costs, and high unemployment, ...

Added regulation has meant another layer of costs for financial services companies, and counterparty relationships with European banks could mean losses for U.S. banks if Europe's banking system collapses. Despite these ... We believe this ETF is an ...