Over the past three years, the fortunes of Admiral (LSE: ADM) and HSBC (LSE: HSBA) have been very different. As HSBC has struggled, Admiral has surged ahead, continuing to capture market share from its rivals and paying hefty dividends to investors.
Being an investor in Debenhams (LSE: DEB) in recent years has been a rather challenging experience. That's because the retailer's share price has been akin to a roller coaster, with its future appearing to be decidedly uncertain at times.
The insurance sector holds huge appeal for long term investors. That's because it offers a combination of low valuations, high yields and encouraging growth prospects which, in 2016, could allow a number of its constituents to light up the FTSE 100.
With the price of gold having recovered strongly so far in 2016, up to $1,220 per ounce as I write (though back down from its recent peak at above $1,290), gold and precious metal mining shares have soared.